From 18yearold wannabe investment banker to successful private asset manager my bumpy path to 300000 in a custody account

Mister_ultra · 2025-01-03T12:29:30.923367Z

Part 5 of 5 / Review of the year 2024: In the first 4 parts of my investment story, I looked at the years 2013 to 2023. A mixture of highs and lows. While there was a lot of learning at the beginning, the last few years are finally bearing fruit! Monthly view: 2024 was another very positive year, although December again resulted in a slight loss in the portfolio. In total, December was -0,8%. This corresponds to price losses of -3.200€. The MSCI World (benchmark) was -0.9% and the S&P500 -2.5%. In the following, however, I would like to look primarily at the whole of 2024 and not just December. Year as a whole: Winners & losers: The winner par excellence is hardly surprising NVIDIA $NVDA with almost €20,000 in share price gains! And this despite the fact that I took my entire stake of ~€4,000 off the table in March. In 2nd place follows Bitcoin $BTC with approx. 6,000€ price gains. 3rd-5th place are shared by TSMC $TSM Alphabet $GOOG and Meta $META with gains of ~€5,000 each. On the loser side it looks very relaxed all in all. Sartorius $SRT Nike $NKE and Bechtle $BC8 have each caused share price losses of ~€1,000. They are followed by LVMH $MC with share price losses of €500 and Amgen $AMGN with €200. All in all, share price losses that are not really worth mentioning. The performance-neutral movements in 2024 were just under €20,000. This is a significant decline compared to the almost €30,000 from previous years. This was due to some private issues and the upcoming house construction. My performance for the year as a whole was +28,8% and therefore outperformed my benchmark, the MSCI World, by 25.8%. In total, my portfolio currently stands at ~347.000€. This corresponds to an absolute growth of ~95,000€ in the current year 2023. ~71.000€ of which comes from price gains, ~3.800€ from dividends / interest and ~20.000€ from additional investments. Dividend: The dividends in December were 17% above the previous year at ~€370 Amgen is in the lead with over 50€ (gross) dividend every 3 months For the year as a whole, my dividends amounted to ~2.900€ and thus almost 25% over 2023 Buys & sells: - I bought in December for a significantly reduced ~500€ - As always, my savings plans were executed: - Blue chips: Lockheed Martin $LMT Republic Services $RSG Thermo Fisher $TMO ASML $ASML Northrop Grumman $NOC Itochu $8001 Constellation Software $CSU Hermes $RMS Salesforce $CRM MasterCard $MA Deere $DE - Growth: - - ETFs: MSCI World $XDWD and the WisdomTree Global Quality Dividend Growth $GGRP - Crypto: Bitcoin $BTC and Ethereum $ETH - There were no further sales in December Target 2024 & outlook 2025: My goal for 2024 was to reach €300,000 in the portfolio. Due to the extremely positive market performance in the current year, my portfolio stands at ~€ 350,000 at the end of the year. I was therefore able to significantly exceed my target. What will happen in 2025? The logical target, of course, would be 400.000€ to be achieved. However, due to the upcoming house construction, part of the assets will be invested in the house construction. If I include the property in my statement of assets, the target of €400,000 would of course not change. However, as I am more likely to be tracking my liquid assets here, I will probably probably refrain from doing so. Therefore, my year-end target for 2025 will probably be closer to the final balance for 2024. So around €350,000 at the end of 2025. How are things looking for you? Have you already thought about your plans for 2025? Finally, I wanted to say thank you again for all the positive reactions to my investment story! https://linktr.ee/mister.ultra #dividends #dividende #rückblick #depotupdate #aktie #stocks #etfs #crypto #personalstrategy

Partecipa alla conversazione

Iscriviti Accesso

L'attività è in fase di caricamento