Hi everyone,
I’m 28 and planning to invest €80,000 with a long-term, offensive strategy. I’m aiming for broad global diversification, focused on both value and growth. I’m totally fine having 60–70% of my portfolio allocated to the U.S. and with exposure to emerging markets as well.
Here’s a rough outline of the allocation I have in mind:
30–40%
Nasdaq 100
$EQQQ (-0,76 %)
$XNAS (-0,75 %)
$CSNDX (-0,76 %)
15–25%
S&P 500
$VUAG (-0,69 %)
$CSPX (-0,5 %)
$SPYL (-0,59 %)
10%
World ex US
$WEXU (-0,68 %)
$IE000R4ZNTN3 (-0,65 %)
$EXUS (-0,62 %)
10%
Small Cap US Value
$ZPRV (-0,76 %)
5% Small Cap World $WSML (-0,94 %)
$ZPRS (-0,91 %)
5% Emerging Markets (EM)
$EIMI (-1,12 %)
$XMME (-0,64 %)
5%
EM Small Cap
$SPYX (-0,44 %)
5–10%
India UCITS ETF
$FLXI (-1,07 %)
$QDV5 (-1,06 %)
Additionally (5-10%), I’m considering adding one or two of the following ETFs – would love your thoughts on which one(s) you’d choose and why (or not):
Finally, I’m thinking of picking around 10 individual stocks as a satellite component. Any suggestions? 🚀
Curious to hear your feedback:
• What do you think of this ETF setup overall?
• Would you add or remove anything?
• Would you tweak the allocation? If yes, how and why?
I prefer accumulating ETFs only, and I plan to add €1,000–1,500 every month going forward.
Your thoughts are much appreciated! 🙏🏼😀