Hi everyone,
I’m 28 and planning to invest €80,000 with a long-term, offensive strategy. I’m aiming for broad global diversification, focused on both value and growth. I’m totally fine having 60–70% of my portfolio allocated to the U.S. and with exposure to emerging markets as well.
Here’s a rough outline of the allocation I have in mind:
30–40%
Nasdaq 100
$EQQQ (+1,02 %)
$XNAS (+1,02 %)
$CSNDX (+1 %)
15–25%
S&P 500
$VUAG (+0,64 %)
$CSPX (+0,63 %)
$SPYL (+0,62 %)
10%
World ex US
$WEXU (+1,05 %)
$IE000R4ZNTN3 (+0,89 %)
$EXUS (+0,9 %)
10%
Small Cap US Value
$ZPRV (+0,69 %)
5% Small Cap World $WSML (+0,98 %)
$ZPRS (+0,86 %)
5% Emerging Markets (EM)
$EIMI (+0,83 %)
$XMME (+0,7 %)
5%
EM Small Cap
$SPYX (+0,41 %)
5–10%
India UCITS ETF
$FLXI (-0,96 %)
$QDV5 (-1 %)
Additionally (5-10%), I’m considering adding one or two of the following ETFs – would love your thoughts on which one(s) you’d choose and why (or not):
Finally, I’m thinking of picking around 10 individual stocks as a satellite component. Any suggestions? 🚀
Curious to hear your feedback:
• What do you think of this ETF setup overall?
• Would you add or remove anything?
• Would you tweak the allocation? If yes, how and why?
I prefer accumulating ETFs only, and I plan to add €1,000–1,500 every month going forward.
Your thoughts are much appreciated! 🙏🏼😀