Vanguard S&P 500 ETF Forum Analyses | IE00BFMXXD54

1J·

Hello community!

I'm quite new to the investments world, but I've studied a bit and I'd like to have an additional opinion about how to invest my money.

I have 20k euros to invest, and I plan to add 400 euros every month.

I plan to let this money grow for at least 20 years or even more.

I have decided to invest in I decided to invest in an All-World ETF and my choice fell on $VWCE (+1,33 %) (I have also considered the $FWRG (+1,36 %) which has lower TER, but also lower fund volume and higher spread).

But I'd like to add one or more (not to much) ETFs to boost up a little bit the performance and I was thinking about some ETFs on the Nasdaq100 or the S&P 500 indexes (like $SPYL (+1,27 %)
$SPXD (+1,01 %)
$VUAG (+0,99 %)
$VUSA (+1 %)
$EQQQ (+1,73 %)
$UST (+1,96 %) ).

What do you think about this idea? I have read that there is an overlap problem doing this but I'd like to have more opinions about it.

I think also that would be nice to have some money coming from dividends for everyday use, but I haven't searched nothing and it's not essential for me.

Have you got any suggestions?

Thank you in advance

1

Nico

@xkniggo

1Mo·

Hello everyone,

I am a 19-year-old student and am currently faced with the decision of how to build up my investment portfolio.

Since I have a long-term investment horizon and am willing to take some risk, I am considering whether it makes sense to invest all my capital in the Nasdaq 100
$XNAS (+1,77 %) or the S&P 500 $VUAG (+0,99 %) to invest.

On the other hand, I am also attracted by the idea of investing in a broadly diversified way (i.e. a typical 70/30 portfolio) in order to spread risks better.

My plan would be to switch to dividend ETFs in a few years to build up passive income. Or should I simply invest directly in the $VWRL (+1,32 %) invest directly?

What do you think? Is it better to focus on one index like the Nasdaq 100 or S&P 500, or does a broader diversification make more sense in my case?

Looking forward to your opinions and experiences!

4

15 Commentaires

Unbekannt@Pirat123

1Mo

"in your case"...what is your case? In the end, you have to find your own way. There is no right or wrong, better or worse...no one will tell you what the future holds. You may get recommendations based on the last few years...but will this also apply for another 30 years?
How high do you want to set your risk? You have to decide that for yourself - these are your profits, but also your losses!

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Nico

@xkniggo

1Mo·

Does anyone know what just happened on the stock market? :)