Hi everyone,
I’m 28 and planning to invest €80,000 with a long-term, offensive strategy. I’m aiming for broad global diversification, focused on both value and growth. I’m totally fine having 60–70% of my portfolio allocated to the U.S. and with exposure to emerging markets as well.
Here’s a rough outline of the allocation I have in mind:
30–40%
Nasdaq 100
$EQQQ (-1,3 %)
$XNAS (-1,31 %)
$CSNDX (-1,29 %)
15–25%
S&P 500
$VUAG (-0,92 %)
$CSPX (-0,91 %)
$SPYL (-0,99 %)
10%
World ex US
$WEXU (-1,37 %)
$IE000R4ZNTN3 (-1,3 %)
$EXUS (-1,47 %)
10%
Small Cap US Value
$ZPRV (-1,67 %)
5% Small Cap World $WSML (-1,42 %)
$ZPRS (-1,52 %)
5% Emerging Markets (EM)
$EIMI (-2,98 %)
$XMME (-2 %)
5%
EM Small Cap
$SPYX (-2,86 %)
5–10%
India UCITS ETF
$FLXI (-0,06 %)
$QDV5 (-0,23 %)
Additionally (5-10%), I’m considering adding one or two of the following ETFs – would love your thoughts on which one(s) you’d choose and why (or not):
- $SMH (-3,3 %) | VanEck Semiconductor UCITS ETF
- $RBOT (-2,6 %) | iShares Automation & Robotics UCITS ETF
- $AIQG (-0,66 %) | Global X Artificial Intelligence UCITS ETF USD Accumulating
- $XDWT (-1,36 %) | Xtrackers MSCI World Information Technology UCITS ETF
Finally, I’m thinking of picking around 10 individual stocks as a satellite component. Any suggestions? 🚀
Curious to hear your feedback:
• What do you think of this ETF setup overall?
• Would you add or remove anything?
• Would you tweak the allocation? If yes, how and why?
I prefer accumulating ETFs only, and I plan to add €1,000–1,500 every month going forward.
Your thoughts are much appreciated! 🙏🏼😀
