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117Did the most scared thing ever with my money… but also the most exciting. I’ll (hopefully) thank myself for someday! 💸
While the first 33K is invested now, I’m just waiting for a ‘good’ moment to jump into Bitcoin for 45% of my portfolio.
$VWCE (+0,32 %)
$CSNDX (+0,4 %)
$IS3R (-0,65 %)
$IGLN (-0,4 %)
$ZPRV (+0,24 %)
$WSML (-0,52 %)
$CSEMUS (+0,17 %)
$QDV5 (-0,45 %)
I'm due to make an annual adjustment to my savings plans.
I have the following picture in mind:
Category
ETFs
Monthly share (total: 630 €)
1) Global broad (Core)
$VWRL (-1,09 %) 320 € (~51 %) - Core
→ Very good for long-term growth
2) Dividend (Value/Defensive)
$VHYL (-1,18 %)
$EUHD (+0,38 %) 90 € (~14 %)
→ Two targeted building blocks, stable cash flow
3) Technology (Growth)
$XNAS (+0,44 %)
$XNGI (+0,78 %) 100 € (~16 %)
→ ensure growth, without overweighting
4) Regional addition
$MEUD (+0,28 %)
$WSML (-0,52 %)
$IEEM (+0,36 %) 80 € (~13 %)
→ improves diversification
5) Commodities/tangible assets
$WGLD (-0,52 %) 40 € (~6 %)
→ better balance with defensive character
What do you think?
Feedback & suggestions for readjustment are welcome =)
$SPY5 (+0,19 %)
$VWCG (+0,22 %)
$EIMI (+0,35 %)
$WSML (-0,52 %)
$VJPB (-0,55 %)
$CPXJ (+0,01 %)
Which of the three allocations do you think is best for a monthly savings plan? Or would you do it completely differently? If so, how?
I'm 30 and have a long investment horizon.
I already have these ETFs as core and don't really want to sell, otherwise I'll have to pay a lot of tax.
Got 40% in $VWCE (+0,32 %)
20% in $CSNDX (+0,4 %)
20% in $WSML (-0,52 %)
20% in $EIMI (+0,35 %)
Got an extra 500 € coming but idk what to invest it on 🧐
What would you do ?
Hi everyone,
I’m 28 and planning to invest €80,000 with a long-term, offensive strategy. I’m aiming for broad global diversification, focused on both value and growth. I’m totally fine having 60–70% of my portfolio allocated to the U.S. and with exposure to emerging markets as well.
Here’s a rough outline of the allocation I have in mind:
30–40%
Nasdaq 100
$EQQQ (+0,45 %)
$XNAS (+0,44 %)
$CSNDX (+0,4 %)
15–25%
S&P 500
$VUAG (+0,42 %)
$CSPX (+0,4 %)
$SPYL (+0,42 %)
10%
World ex US
$WEXU (-1,22 %)
$IE000R4ZNTN3 (-1,52 %)
$EXUS (-1,35 %)
10%
Small Cap US Value
$ZPRV (+0,24 %)
5% Small Cap World $WSML (-0,52 %)
$ZPRS (-0,65 %)
5% Emerging Markets (EM)
$EIMI (+0,35 %)
$XMME (+0,32 %)
5%
EM Small Cap
$SPYX (+0,53 %)
5–10%
India UCITS ETF
$FLXI (-0,21 %)
$QDV5 (-0,45 %)
Additionally (5-10%), I’m considering adding one or two of the following ETFs – would love your thoughts on which one(s) you’d choose and why (or not):
Finally, I’m thinking of picking around 10 individual stocks as a satellite component. Any suggestions? 🚀
Curious to hear your feedback:
• What do you think of this ETF setup overall?
• Would you add or remove anything?
• Would you tweak the allocation? If yes, how and why?
I prefer accumulating ETFs only, and I plan to add €1,000–1,500 every month going forward.
Your thoughts are much appreciated! 🙏🏼😀
$IWDA (+0,32 %)
$CSPX (+0,4 %)
$EIMI (+0,35 %)
$CSNDX (+0,4 %)
$ISAC (+0,16 %)
$US09258C4188
$VWRL (-1,09 %)
$VWCE (+0,32 %)
$VUSA (+0,4 %)
$VA
U.S. COURT OF INTERNATIONAL TRADE INVALIDATES PRESIDENT TRUMP'S TARIFFS UNDER THE IEEPA - THE PRESIDENT IS NOT AUTHORIZED TO IMPOSE TARIFFS UNILATERALLY.
The President is not authorized to impose comprehensive tariffs under the IEEPA. The Trump administration has already filed an appeal
US court blocks most Trump tariffs, says president exceeded his authority
In a sweeping new ruling, the U.S. Court of International Trade has just blocked President Trump's Liberation Day tariffs, saying that authority is with Congress.
FACT CHECK: While the Constitution grants Congress the power to impose tariffs, Congress delegated much of that power to the Executive Branch in the Trade Expansion Act of 1962, which allows for adjustments to tariff rates without needing Congressional action. Courts have given the executive branch broad authority to negotiate trade, that is until now.
https://www.reuters.com/world/us/us-court-blocks-trumps-liberation-day-tariffs-2025-05-28/
https://www.theguardian.com/us-news/2025/may/28/us-court-blocks-trump-tariffs
https://www.cnbc.com/amp/2025/05/29/court-strikes-down-trump-reciprocal-tariffs.html
https://www.nytimes.com/2025/05/28/business/trump-tariffs-blocked-federal-court.html
Hello everyone,
I am currently in the process of reallocating my shares/ etfs.
The plan is a core-satellite portfolio
Core:
$VWCE (+0,32 %) 60%
Satelite:
$WSML (-0,52 %) 10%
$EIMI (+0,35 %) 10%
I am currently 20 years old and my savings rate is 250€ per week, so I don't want to focus on dividends yet.
If you have any suggestions or objections to the individual positions/position sizes, please let me know.
Hey guys,
I've been using an ETF savings plan for about 4 months now - unfortunately I gambled a bit on individual stocks before that, so I learned quickly.
I'm currently running monthly:
In total €780, and I actually feel comfortable with that.
But: I'm thinking about adding a 4th ETF - e.g. Amundi STOXX Europe 600 or a Europe Small Cap.
What do you think?
Does it make sense to cover Europe separately or is the share in the MSCI World enough?
I'm somehow unsure about Europe - opportunities are there, but growth is rather sluggish, isn't it?
I would appreciate your opinions!
Stay as it is or mix in some European spice?
At last there is a small CAP ETF in a distributing version
Unfortunately, the TER of 0.45 is not so good. Would rather have the $WSML (-0,52 %) in distributing...maybe Ishares will follow suit ;)
🆕I've been on the stock market and GetQuin for almost 2 months now. Like everyone else, I've had to take a lot of hits in the meantime, especially when it comes to my tech positions. Nevertheless, the build-up of my portfolio is not complete and I still have €7000 cash reserve left.
Taking a closer look at my investments, the following markets are currently covered:
🇺🇸USA Tech: $NVDA (-0,33 %) , $GOOGL (-1,89 %)
🇩🇪DE Infrastructure/Sustainability: $VOS (+4,43 %)
$2GB (-0,17 %)
$DEZ (+0,4 %)
🇨🇳China Consumer goods/tech:$1810 (+1,47 %)
+ Core ETF+ Satelite $VWCE (+0,32 %) + $WSML (-0,52 %)
📉I am currently already invested with just under €7000. Now, given the current market phase, I would like to invest a further €6000 to complete my portfolio.
🛒Another €3150 will initially flow into the core ETF to build a stable base. In addition, just under €700 should go into defensive stocks such as perhaps$ULVR (+1,2 %) or$PEP (-0,69 %) should be bought.
☝🏼Wie does that sound good to you?
❓Now the question arises as to what I can do with the remaining available capital. Pharma would be one idea, but I have to be honest and admit that I only have a semi-understanding of the companies and their products. 🫠
👀Of course, I would like to invest my money in a future-oriented way, in stocks that offer good development potential and could also be valued favorably at the moment. 🔮
😵💫Als However, as a complete beginner, I find it difficult to recognize such stocks, as there are simply too many ways to get rid of your money.
Which sectors, shares or ETFs would you consider?
Have a nice Sunday everyone! ☀️
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