2Mo
A hefty savings sum. If you continue like this, you'll be a millionaire in 22 years with an average of 7% p.a.
I wouldn't reallocate anything and I wouldn't complicate everything - with your savings rate of €1500, you can always take up new positions from time to time. I would include $EWG2 and Bitcoin, leave the rest as it is
I wouldn't reallocate anything and I wouldn't complicate everything - with your savings rate of €1500, you can always take up new positions from time to time. I would include $EWG2 and Bitcoin, leave the rest as it is
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33
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2Mo
@Lugu2003 Yes, I understand, but if you don't use an ETF directly in EM or Europe, overlaps are usually unavoidable. With Premium, you would have the opportunity to look at all your shares in the ETFs in detail (%) in "DeepDive" - but that will be really deep.
If you really want to get rid of the S&P500, then please, you are still within the exemption amount. But for me that would only be cosmetic, I would simply stop it.
$EWG2 Safe haven, and you also want to play along with $BTC. Both perfect additions. I also have both (although Bitcoin is now my 2nd largest position, with just under 14% - which was never actually planned because I also invest rather conservatively)
If you really want to get rid of the S&P500, then please, you are still within the exemption amount. But for me that would only be cosmetic, I would simply stop it.
$EWG2 Safe haven, and you also want to play along with $BTC. Both perfect additions. I also have both (although Bitcoin is now my 2nd largest position, with just under 14% - which was never actually planned because I also invest rather conservatively)
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11
•@wasi Yes, fair point, there's hardly any overlap anyway. DeepDive sounds exciting, I'll have a look at it when I get the chance.
Simply stopping the S&P500 instead of selling because of a few percent sounds really sensible.
And wow, 14% Bitcoin! 😅 For me, it'll just be a small savings plan addition for now, but who knows.
Thanks for sharing in any case!
Simply stopping the S&P500 instead of selling because of a few percent sounds really sensible.
And wow, 14% Bitcoin! 😅 For me, it'll just be a small savings plan addition for now, but who knows.
Thanks for sharing in any case!
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