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6What is your opinion on the new ETF $EXUS (-1,61 %) ?
It seems to me a good option for those who have a portfolio very focused on the USA and who want to balance it with the rest of the world.
However, because it is so recent, it still doesn't have the volume and historical data that would make me buy it.
I will wait... What is your opinion?
Investment decision
Reading time approx. 1-2min.
Hello everyone. I'm facing an investment decision that is "bigger" by my standards (bank clerk trainee).
As I already posted a few days ago, I have opened or set up a new savings plan which I am saving €250 per month.
For those who may not yet be familiar with my savings plan, here are the details again:
Individual shares:
$GOOGL (+1,13 %) - 25€
$AMZN (+1,9 %) - 25€
$CMG (+2,68 %) - 25€
$META (+0,4 %) - 25€
$MSFT (+1,59 %) - 25€
$NVDA (+2,32 %) - 25€
ETFs:
$IWDA (-0,43 %) - 50€
$EXUS (-1,61 %) - 50€
I know that many, if not almost all, individual shares are already included in the $IWDA (-0,43 %) are already included. Nevertheless, the intention is to invest in the respective shares.
Now I am faced with 2 decisions:
On the one hand: I have €1000 of surplus money in my checking account and want to invest it. Now the question is in what? and how much? Does it make more sense to put it all in ETFs or only part in ETFs and part in individual shares? Or all of it in individual shares and then some?
The second thing: when should I invest?
There's a lot going on in the world at the moment.
The fact that around 90% of my savings are in US equities makes me rather worried about investing in the US market at the moment. At least until the Iran-Israel conflict has been resolved.
If this war escalates, I see a certain danger in the US economy which could cause inflation.
Then there are the presidential elections etc.
I would be happy to hear criticism or corrections to my statements. It is possible that I am completely wrong.
In any case, thank you in advance for your help 🫡💸
What is your opinion on the new ETF $EXUS (-1,61 %) ?
In my opinion, it would be a very good addition, especially if you are heavily invested in US individual stocks.
I've been asking myself a huge doubt for weeks:
The perfect allocation I want would be 40% $VTI (-0,04 %) and 60% $VXUS ... 2 ETFs, covering the large, mid and small-cap market, low purchase commissions, very low management costs (0.05% on average) and assets divided into only two instruments.
The cons of this allocation are having American distribution ETFs that pay me dividends in $ taxed at 26% immediately (living in Italy).
Perhaps, the most suitable alternative for a European investor would be to purchase 4 ETFs which, applying the right %, more or less replicate the allocation of the two above, with higher but more efficient management costs for passive investments (34% $CSUS (+0,02 %) , 40% $EXUS (-1,61 %) , 16% $XMME (-1,54 %) , 10% $WSML (-1,07 %) ).
Having the possibility to purchase both ETFs domiciled in Europe and USA, what would you do?
As the new ex-USA ETF can now also be traded via Lang & Schwarz, I changed my savings plans today. I will now gradually reallocate the FTSE AW and S&P 500 in order to achieve the desired distribution.
Instead of 100% FTSE AW I am now saving:
63% MSCI USA $SC0H (-0,02 %)
27% MSCI World ex USA $EXUS (-1,61 %)
10% MSCI EM $XMME (-1,54 %)
This now roughly corresponds to the distribution of the FTSE AW. In the long term, however, I will swap the MSCI USA for a 2x leveraged one in favorable situations.
If anyone knows of a better alternative for one of the ETFs mentioned above, please post in the comments :)
MSCI World ex USA ETF $n/a (-1,61 %)
A few days ago, Xtrackers launched an ETF that tracks the MSCI World ex USA Index with a TER of just 0.15%.
In my opinion, this ETF could be of interest to many people, as it makes it relatively easy to better manage the US portion of the portfolio. A combination of MSCI USA and this ETF could then replace a pure World ETF.
Another option would be to use this ETF in combination with the MSCI USA, replacing it with the 2x MSCI USA ETF at favorable times in order to benefit from a longer bull market.
Unfortunately, this ETF is not yet tradable at gettex/LS, but should probably be listed there in the next few days/weeks.
MSCI World ex USA ETF $n/a (-1,61 %)
A few days ago, Xtrackers launched an ETF that tracks the MSCI World ex USA Index with a TER of just 0.15%.
In my opinion, this ETF could be of interest to many people, as it makes it relatively easy to better manage the US portion of the portfolio. A combination of MSCI USA and this ETF could then replace a pure World ETF.
Another option would be to use this ETF in combination with the MSCI USA, replacing it with the 2x MSCI USA ETF at favorable times in order to benefit from a longer bull market.
Unfortunately, this ETF is not yet tradable at gettex/LS, but should probably be listed there in the next few days/weeks.
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