With 20k in self-saved startup capital and a savings rate that at times reached up to 90%, I started investing in 2022. Today, I’m 24 years old and am close to reaching a portfolio value of 200k.

My strategy is intentionally simple: a long-term buy-and-hold approach based on ETFs, supplemented by selected individual stocks, crypto, and commodities. Even today, I still invest about 75% of my income.

I’d be interested to hear what you think of my portfolio. If you were in my shoes, would you change anything? More ETFs, a higher cash allocation, or a different focus?

I look forward to your feedback and a constructive discussion. 📈$IWDA (+0,36 %)

I'm currently investing in 4 ETFs and am wondering if it might make more sense to cut that down to 2 so I can put more money in each month.

Right now:

$IWDA (+0,36 %)

$EIMI (+2,83 %)

$ZPRV (+0,21 %)

$ZPRX (+1,09 %)

I’d drop the small-cap ETFs; the monthly contribution would be 100 euros for each.

I’m curious to hear your thoughts :)

Every now and then, I like to share my portfolio with you to get your feedback and tips :-)

I’ve further consolidated it to 26 holdings (if you exclude the duplicate ETFs, which exist for historical and tax reasons, and the very small positions that I can’t sell).

I’m currently contributing $IEMA (+2,86 %)
$TDIV (+0,44 %) and $EQAC (+1,15 %) contributing 250/month, $IWDA (+0,36 %) 1,000/month, and $MELI (-0,52 %) and $NU (+2,19 %) 200/month.

I plan to liquidate my $VOW (+3,57 %) position in the next few days, but I don’t know yet where the money will go.

Tips, feedback, etc. are urgently needed :-)

Hello,

I also wanted to introduce you to my depot and am open to suggestions for improvement or ideas.😁

About my current strategy:

The ETF Core is being expanded monthly in the classic way via a savings plan, but currently only the $IWDA (+0,36 %) and the $IEMA (+2,86 %) . The $MEUD (+0,7 %) I have deliberately taken out for the time being. (hold for 30-40 years)

With $PLTR (-0,75 %) I was just lucky to be honest. I just read a lot about it on Getquin at the time and then just went to gekauft👍🏼😁.

The other individual shares were bought step by step. Unfortunately without a strategy or anything like that. (Mainly due to Getquin😂)

But I would like to change this! I am interested in what strategies you have for this type of portfolio. (ETF Core & single stock)

Thanks for your time 👍🏼😊

Hi everyone

I am rather new to the subject of shares. So far I have only invested in ETFs such as the $IWDA (+0,36 %) & $XMME (+3,13 %) ETF. Now I'm wondering whether it's worth investing in tech stocks (with a focus on chip manufacturers) such as $AMD (+2,33 %) , $INTC (+3,41 %) or $NVDA (+1,01 %) to the current values? I am increasingly reading reports that most of these companies are overvalued. What do you think?

I look forward to interesting comments and your opinion.