What do you think about factor investing? Based on personal preferences and research, I have created a simple sample portfolio to illustrate the potential of this strategy. I compared it with the MSCI World Index $IWDA (-0,72 %) index.

The results are quite convincing - the factor-based portfolio outperforms the benchmark in terms of both return and risk-adjusted performance:

Annualized Return:

• Factor portfolio: 9.02%
• MSCI World: 6.42 %

Volatility (standard deviation):

• Factor portfolio: 14.76
• MSCI World: 14.48

Sharpe Ratio:

• Factor portfolio: 0.55
• MSCI World: 0.39

Maximum drawdown (during the 2008 financial crisis):

• Factor portfolio: -47.7%
• MSCI World: -56.5%

Value at risk (VaR, 95% confidence, 1 year):

• Factor portfolio: -14.5
• MSCI World: -16.5 %

This suggests that a well thought-out factor portfolio can achieve higher returns and at the same time manage downside risk better than a broad benchmark such as the MSCI World.

I look forward to hearing your opinions or how this compares to strategies you are currently pursuing.

$CSPX (-0,79 %)
$IWDA (-0,72 %)
$EIMI (+0,16 %)
$ISAC (-0,98 %)
$CSNDX (-1,23 %)
$WSML (-0,31 %)

$IWDA (-0,72 %)
$CSPX (-0,79 %)
$EIMI (+0,16 %)
$CSNDX (-1,23 %)
$ISAC (-0,98 %)
$US09258C4188
$VWRL (-0,85 %)
$VWCE (-0,56 %)
$VUSA (-0,79 %)
$VA

U.S. COURT OF INTERNATIONAL TRADE INVALIDATES PRESIDENT TRUMP'S TARIFFS UNDER THE IEEPA - THE PRESIDENT IS NOT AUTHORIZED TO IMPOSE TARIFFS UNILATERALLY.

The President is not authorized to impose comprehensive tariffs under the IEEPA. The Trump administration has already filed an appeal

US court blocks most Trump tariffs, says president exceeded his authority

In a sweeping new ruling, the U.S. Court of International Trade has just blocked President Trump's Liberation Day tariffs, saying that authority is with Congress.

FACT CHECK: While the Constitution grants Congress the power to impose tariffs, Congress delegated much of that power to the Executive Branch in the Trade Expansion Act of 1962, which allows for adjustments to tariff rates without needing Congressional action. Courts have given the executive branch broad authority to negotiate trade, that is until now.

https://www.reuters.com/world/us/us-court-blocks-trumps-liberation-day-tariffs-2025-05-28/

https://www.theguardian.com/us-news/2025/may/28/us-court-blocks-trump-tariffs

https://www.cnbc.com/amp/2025/05/29/court-strikes-down-trump-reciprocal-tariffs.html

https://www.nytimes.com/2025/05/28/business/trump-tariffs-blocked-federal-court.html

Hello everyone,

what do you think of a defense ETF like the $EUDF (+2,47 %) to continue to profit from all defense and military goods?

Or would you prefer a Nasdaq like the $EQQQ (-1,25 %) which, however, with my core $IWDA (-0,72 %) which of course brings a high USA overweight into my portfolio.

I am looking forward to your opinions🙏

50 % $IWDA (-0,72 %)

30% $EIMI (+0,16 %)

20% $MEUD (-0,05 %)

However, I am considering switching all of this to $VWRL (-0,85 %) does that make sense or what do you think?

I have just started looking into personal finance and would like to get your opinion.

I currently have two accumulating ETFs in my portfolio:

• $IWDA (-0,72 %)
• 
  $VWCG (-0,15 %)

I save monthly in both with a long-term investment goal. I am now thinking about a third accumulating ETF to diversify more broadly - preferably without any major overlaps. I would also like to add a distributing ETF with a good dividend yield for some cash flow.

In your opinion:

Which accumulating ETF would be a good addition to IWDA + VWCG? Does it make sense to also include thematic or sector ETFs?

Do you have any recommendations for a solid, broadly diversified distributing ETF?

Many thanks in advance for your tips! 🙏

At the turn of the year 24/25 I cracked the 20k mark, was mega happy and set myself the goal of paying in at least 10k in 2025.

Where am I now 5 months later?

I've paid in around 5.5k so far this year. Most of that has been put into the $IWDA (-0,72 %) was put into the I also added some physical gold and a bit of playing around with BTC.

I'm currently more than optimistic that I'll manage the 10k in deposits this year on the one hand and reach the target of 30k in total on the other.

The volatile period since the Trump administration in particular has once again shown me the importance of a sensible basis in the portfolio. The fact that I have invested more than I thought despite this and have never considered selling confirms and reassures me.

My strategy will therefore continue to be to $IWDA (-0,72 %) expand the portfolio. I will then gradually tweak the individual smaller positions if necessary.

In addition, there will probably be an early inheritance in the next few months or 1-2 years. I don't know the exact amount at the moment. I could of course use this as a small boost so that I can reach 100k in total as quickly as possible.

Questions, comments? Always happy to get in touch. Otherwise, I'm also happy to accept motivating words 🙏