Heyy,

I would like to focus more on growth and therefore sell the $FGEQ (-0,22 %)

Nevertheless, I value dividends for the visual incentive 😉.

I am therefore considering changing the weighting of my ETFs.

Please let me know your opinions and views on this. 💡

New strategy:

$IWDA (-0,48 %) 40%

$TDIV (-0,9 %) 40%

Individual shares remain at:

$NVDA (+0 %) 10%

$AMZN (-0,38 %) 5%

$V (+0,24 %) 5%

Hey everyone 👋

I'm 21 and have been investing since the end of last year. My goal is to build a solid portfolio over the long term and learn as I go. I'm happy to receive feedback, tips or food for thought on my strategy - everything helps to get better! 💡

About the strategy/target weighting:

Base/dividends:

$IWDA (-0,48 %) to 30%

$TDIV (-0,9 %) to 30%

$FGEQ (-0,22 %) to 20%

Individual shares as an additional boost:

$NVDA (+0 %) 10%

$AMZN (-0,38 %) 5%

$V (+0,24 %) 5%

I invest €400 per month towards the target weighting.

Hello,

I need the opinion of the community.

Should I use the $IWDA (-0,48 %) and $EIMI (-0,79 %) and put the entire budget into the $VWCE (-0,54 %) into the

I would have everything covered with one ETF. Does this make sense?

Any further comments and improvements are welcome.

Thank you very much

I have sold a part $SGBS (+0,28 %) to get to 5% in my weighting and reinvested in $IWDA (-0,48 %) reinvested.

Now the $SGBS (+0,28 %) is being fed with the round up and SaveBack and overnight interest from Trade Republic. And that $IWDA (-0,48 %) together with the $TDIV (-0,9 %) with a savings rate of 60/40%.

$BTC (+0,15 %) naturally continues on a weekly basis.

Carsten

$CSPX (-0,35 %)

$IWDA (-0,48 %)

According to the Wall Street Journal, listed companies in the US have only used the word "recession" 67 times so far this quarter, compared with 429 times in the first quarter.

A short introduction on my part. I am 26 years old and have been investing for 3-4 years. The last two years I have done a professional training. This now enables me to earn a net salary of around € 3300 to start with. I also have a side business which also earns me around €1000 a month.

Now to the plan I'm pursuing until I'm 30. As you can see from my portfolio, my individual stocks are underperforming the market, although I am convinced of the values in the long term. I will therefore now shift my focus strongly in the direction of ETFs.

Savings plan in the future:

100€ per month in Bitcoin

100€ in a building society saver to get the 70€ housing construction premium per year (is a legacy from 2023 and has a good financing interest rate)

$HOOD (-0,67 %) and $HIMS (+0,55 %) should be saved up to a maximum of €1000 via a savings plan. I think both models are very promising, but I'm aware of the risk involved.

$IWDA (-0,48 %) I want to accumulate around €1800 per month as a core.

So I hope to have around the first €100,000 in my portfolio by then.

This will leave me €2200 to live on, which should be enough for a normal standard of living. Do you think the savings targets are realistic or do you think the 50% savings rate is too extreme?

Hello everyone!

I follow a dividend strategy together with a few securities as ETFs. In addition, there are a few crypto stocks, but these were often just gimmicks that went quite well in the aftermath. Now I have the $ZPRG (-0,38 %) with the $VWCE (-0,54 %) exchanged. But now I have the thought that this was not quite so clever, as it has doubled well with the $IWDA (-0,48 %) . What do you think? Is it still okay or should I change something?

I would like to reduce the size of my portfolio and thought I would take a look at my ETFs. $SUSW (-0,46 %)
$SPYD (-0,28 %)
$WQDS (-0,41 %)
$OG70 (+0,91 %) and invest in $VWRL (-0,37 %) or $IWDA (-0,48 %) and reallocate. Is this the right move in the long term?