I am 42 years old and have an investment horizon of 20 years. I would like to combine some growth with dividends as a retirement provision.

Even though the portfolio is currently quite red, I am generally satisfied with the stocks. $RKLB (-2,45 %) was once a gift and $MSFT (+0,32 %) would be a bonus, so they are not self-selected.

I would like to invest a total of 6,000 euros per year for the time being, i.e. an average of 500 euros per month.

I have now changed the distribution as follows:

150 euros go into the $VWRL (-1,17 %)

75 euros to the $ZPRG (-0,91 %)

45 Euro to the $QYLE (-0,3 %)

30 Euro in the $EUDF (-2,57 %)

Would you weight differently here?

Up to now, I have saved 10 euros a month in the individual shares represented, but I will be making a quarterly one-off purchase of 500 euros. In this way, I can take advantage of opportunities and gradually build up the stocks or say goodbye to one or the other or add something new.

400 euros remain free each year, which I would like to use flexibly for $BTC (+2,19 %) for example.

I like the mix of regular long-term passive investment and the opportunity to be more active on a quarterly basis.

Hello, I am 33 years old and a fan of dividends. I would like to reduce my Allianz shares over the next few years and invest in ETFs in order to be more broadly diversified.

I currently have a choice:

Classics and very popular here $VWRL (-1,17 %)

or $TDIV (-1,58 %) I really like the performance, but the TER is relatively high. Is it worth it?

$VHYL (-1,09 %)

The long-term goal is to be able to live off dividends.

Got my small profits from $MSFT (+0,32 %) & $AMZN (+0,14 %) from the sharp sell-off in April and shifted into this sector ETF, as it contains the stocks mentioned above and many other exciting companies.

In addition to the $VWRL (-1,17 %) as my core & the $TDIV (-1,58 %) I will now $XAIX (+0,35 %) I will now continue to build it up over the next few years using a savings plan.

Hey dear users,

I probably have a very complicated portfolio composition, with which I can actually sleep very peacefully - nevertheless, I would be pleased to receive one or two assessments from you.

I am now 21, so I still have a very long investment horizon. I currently invest around € 1100 per month in my portfolio.

Sometimes I still ask myself why I don't keep it "simple" - like VWRL, TDIV, gold, Bitcoin... done.

Individual companies probably appeal to me too much.

Hence my breakdown:

Buy&Hold/Dividend growth depot= 60%

Grow-Depot= 40%

Buy&Hold-Depot

Divided to 45% -base =65% $VWRL (-1,17 %) & 35% $TDIV (-1,58 %)

5% crypto = Bitcoin, Solana, ADA

50% individual stocks, as well as gold from 12% to 3.5% "portfolio share"

Grow depot

Each position should be expanded to 10%. These are only companies that historically perform very well & are relatively attractive to me. (Nvidia, Broadcom, Amazon, Iberdrola, Cintas, Booking, Costco, SchneiderElec, Intuitive Surg, ServiceNow.

Hey guys,

since I am new to investing, I am very unsure about many things, so I would like to know from you what it is like to sell the $VUSA (+0,32 %) to sell in the minus approx. 9% and to buy in larger savings plan the $VWRL (-1,17 %) to buy?

Since I want to use the Etf as a core and I don't feel like I see anyone on Getquin who uses the $VUSA (+0,32 %) as core, I don't know if I should switch?

Should I change the savings plan to the $VWRL (-1,17 %) and sell the S&P as soon as I am in the plus or stay with mine anyway?

Lg Flo

Greetings,

My girlfriend has got me thinking about dividend shares again. To be honest, dividends motivate me a lot.

What do you think? Should I expand my portfolio with solid dividend stocks like $O (+0,26 %) or should I $MC (-0,98 %) buy more in order to lower the purchase price accordingly. With $NKE (+0,06 %) for the time being and hope for better times.

The aim is to have as clear a portfolio as possible. As a core I have the $VWRL (-1,17 %) and I'm very happy with it. Nevertheless, I'm currently very keen to add a few solid dividend stocks.

Of course, I am also open to other tips and advice.

Best regards and have a nice evening!

By the way, I'll attach my portfolio again. Unfortunately, the transferred data is not quite right.

Hello everyone,

I've been thinking about how to invest my first €10,000. I would like to pursue the core satellite strategy.

What do you think of the following allocation?

• $VWRL (-1,17 %) (approx. 20%)
• $TDIV (-1,58 %) (approx. 15%)
• $BTC (+2,19 %) (I already have a part, the rest I will buy -- 10%)
• Cash (5%)

The other 50% will go into the first 10 shares.

• $PLTR (+1,09 %) (4x)
• $CAT (+0,24 %) (2x)
• $HOOD (-0,6 %) (7x)
• $MCD (+0,45 %) (2x)
• $AMZN (+0,14 %) (2x)
• $NOVO B (-4,84 %) (6x)
• $KO (+0,43 %) (7x)
• $STR (+0,82 %) (is my employer, have been invested for approx. 5 years -- 6x)
• $AAPL (+0,59 %) (3x)
• $SHOP (-0,41 %) (5x)

I would like to end up with a total of about 15 shares.

In the next three places would be the following shares:

• $NU (+0,21 %)
• 
  $HIMS (-0,79 %)
• 
  $SOFI (-1,3 %)

I look forward to hearing your opinions and wish everyone a successful week.

Best regards

Sherlock✌🏻

$WYZB (-0,3 %) - I bought this fund on advice from my investment advisor (Fidelity) on 04.11.2021.

Worth 6000€ - WHAT DO YOU THINK THE SHARES ARE WORTH TODAY!!!?

I'LL TELL YOU: 4414,10€!!!!!!

I could puke. These funds are the worst kind of crash... of course the chart looked rosy back then, and I was "promised" a similar performance by the investment advisor, although he also knows how such funds perform in the long term. Actively managed funds should really be banned by the state!

Why didn't anyone advise me at the age of 18 to simply buy the $VWRL (-1,17 %) just buy the fund? Because then €6000 would have turned into around €7150 by now...

Well, I learned something from that too and my kids will definitely not make such mistakes in the future.

Now my question to you: realize the €1600 loss and put it into an ETF OR hold it and hope that the losses will decrease?

Thank you!