I try to build a portfolio with combinations of growth and dividends:

Vanguard FTSE All-World ETF
Price
Discussion sur VWRL
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685Dividend growth portfolio

What to do with dividends when share prices fall?
Many investors ask themselves how they can best utilize dividends, especially when the ETF $VWRL (+2 %) is in the red. A clever strategy: use dividends to invest anti-cyclically.
Instead of stubbornly reinvesting everything, you could do as I did, for example:
- "If my ETF is below the entry price, I'll buy more of the ETF."
- "If the ETF is up, I'll invest the dividends in a more promising asset like Bitcoin $BTC (-0,13 %)."
In this way, you strengthen the cost-average effect in the ETF and give your dividends an extra chance of growth when market sentiment is strong, without immediately becoming too speculative.
Discipline beats timing - but with a well thought-out rule, you can combine the two.
How do you handle your dividends - do you reinvest them in the traditional way or do you also use them strategically?
Easter greetings from your Lord Vader!
#Investieren
#Finanzen
#Dividenden
#ETFStrategie
#LangfristigInvestieren
#CostAverage
#Vermögensaufbau
#Finanzbildung
#Aktien
Nice first month of receiving dividends, while market is crashing
This month I got my first dividend payments since I've started investing in February from $O (-0,88 %)
$VICI (-0,78 %) and $VWRL (+2 %) and the REITS went up nicely to cover the crash and my EUR>USD loss on paper. Let's see if the orange man can give more discounts soon.

All World Core ETF
Participation of emerging markets, as this has been completely disregarded to date. I am therefore reducing my US exposure somewhat and hope to be even more diversified. NASDAQ 100 is traded as a satellite ETF.
Let's see what happens.
Switching ETF's
With the $TDIV (+0,43 %) position already being quite heavily positioned in financial stocks, I swapped my $VHYL (+0,61 %) position into $JEGP (+0,12 %) .. This way I feel it's a bit more diversified. (And monthly dividend-payouts)
My ETF's consist out of:
Any recommendations?
Brothers portfolio
My little brother is 15 and earns money from his part-time job. Instead of spending it all, I invest it partialy for him. Every month, I buy a bit of VWRL on his behalf. This way, he learns early how to manage his money wisely, and together we're building his financial future.
Which ETF's should we add for him or just stay with $VWRL (+2 %) ?
If he earns enough by himself, that you can invest, you should consider setting up a Core-Satellite-Strategy. Here you invest a large part of his income in a Core Investment (for example your All-World ETF) and a smaller part in a satellite (for example an ETF that focuses on a continent or specific market areas - europe, emerging markets, AI, tech, S&P500, etc.).
But if he earns about 200-300 or something like this, I think you can also stay with the $VWRL - he's only 15 which means he has enough time to learn more about investing later on and then he can use a solide base (the money you already invested for him) which he can use to focus more on investing and building a strong portfolio. 😎
All the best and hope this helps you guys! 😄
China raises tariffs on US goods to 125 percent
China is planning to raise tariffs on imports from the USA to 125 percent from Saturday. This is the Chinese government's response to the latest increase in US tariffs, which now amount to 145% on Chinese goods
Help on choosing ETFs in the portfolio
Hi everyone, I am planning to build a portfolio focused on dividends and wanted to get some advice from those who may already have a few more years in the investment world.
My goal is to create a portfolio that allows me to receive dividends every month and that is composed of ETFs that guarantee both dividend growth and, most importantly, NAV growth, all geared for the long term. In addition, I would still like to devote a good portion of the portfolio to accumulation, so that I can grow something that I can reinvest all on dividends in the future (taking advantage through accumulation of self-investment of dividends).
The portfolio I came up with contains the following ETFs:
- Vanguard FTSE All-World Accumulating ($VWCE (+2,09 %)) - 40%
- Vanguard FTSE All-World High Dividend Yield ($VHYL (+0,61 %)) - 10%
- SPDR S&P Global Dividend Aristocrats ($ZPRG (-0,08 %) ) - 10%
- iShares Global Select Dividend 100 ($ISPA (+0,87 %)) - 10%
- Fidelity Global Quality Income UCITS ETF ($FGEQ (+1,81 %)) - 10%
- VanEck Morningstar Morningstar Developed Markets Dividend Leaders UCITS ETF ($TDIV (+0,43 %)) - 10%
- JPMorgan Global Equity Premium Income ($JEGP (+0,12 %)) - 10%
I have chosen exclusively ETFs for my portfolio, all with global exposure, as I would like the portfolio to be managed as passively as possible, i.e., the ETFs themselves take care of reallocating the weight of companies within them.
The ETFs I have identified allow me to receive monthly dividends, however, I had some doubts regarding the choice of some:
- Better the $VWCE (+2,09 %) or the $FWRG (+1,99 %)? The latter is newer and has a lower TER, might it be worth choosing it?
- I am undecided between the $VHYL (+0,61 %) and the $VWRL (+2 %), in that although the former pays twice the dividend as a percentage, it has a much lower NAV growth than the latter. Which one do you recommend between the two?
- I am very undecided about whether I really need to add ETFs $ZPRG (-0,08 %) e $ISPA (+0,87 %), as they offer very high dividends, but their growth has been very low. For the $ZPRG (-0,08 %) I could add that 10 percent to the $FGEQ (+1,81 %), as they pay the same months, while as for the$ISPA (+0,87 %), I don't know of any other ETFs that can pay in the same months (January, April, July, October).
- Is it actually worthwhile to allocate part of the portfolio to accumulation, or is it better to invest everything in distribution from the beginning? My goal would still be to convert everything to distribution in the distant future.
Beyond these doubts of mine, I am happy to hear other advice about portfolio organization.
Thanks in advance!
My sample dividend portfolio looks like this in the backtest:
https://getqu.in/OUHJcQ/
Decent growth with stable 3% distributions. If you want more, it will only be at the expense of the total return.