Hello everyone,
after almost 1 1/2 years as a silent partner on gq, I have decided to have my portfolio taken apart 😋
A few words about me and then about my portfolio.
I am 31 years old, live with my girlfriend and our 4-month-old son in the heart of Bavaria in our small home.
My girlfriend and I both work as employees in an automobile company. (She is currently on parental leave, of course)
About my portfolio.
I started my investment career with physical precious metals and shortly afterwards with cryptos.
When it came to cryptos, I got carried away by friends, I didn't know my way around them back then (I probably wouldn't take such a risk today). Fortunately, this turned out to be a good thing in hindsight.
A good three years ago, I added the first of what are now three portfolios with different strategies.
Depot (presumably for retirement)
$IWDA (+0,22 %) / $MEUD (+0,26 %) / $CSPX (+0,19 %) / $EXS1 (+0,12 %) / $EIMI (-0,07 %) / $WSML (-0,33 %)
2.dividend deposit (for cash flow as a reward on the joint account)
$HMWO (+0,26 %) / $ISPA (+0,35 %) / $TDIV (+0,39 %) / $VFEM (+0,02 %)
3.JuniorDepot
$VHYG (+0,27 %) / $VWRL (+0,18 %) as an accumulator.
Both ETFs are being saved in because the grandparents are financing one of them and I would like to keep them separate and not open an extra custody account.
All custody accounts are saved monthly.
So much for me and my portolio.
I would be very happy to receive any criticism, suggestions for improvement or similar and wish everyone happy holidays ✌🏻
