After what feels like 99% already presented their Rewind for 2025 two weeks ago, I wonder whether an updated form will now be posted again or whether they are lying to themselves because it doesn't look so good after all? In any case, it's an interesting psychological phenomenon that you naturally present your annual performance when you get the most applause. Most people don't realize that they are simply lying to themselves 😕

Nevertheless, here's to a successful 2026, even if I see the same fate for hype stocks like $IREN
$HIMS (+0,42 %)
$3350 (-3,05 %) the same fate as, for example $PYPL (+0,14 %) . What haven't people been predicting for years that shares will skyrocket? Whereby with $HIMS (+0,42 %) and $3350 (-3,05 %) we can already see where the journey is going 📉

It will be exciting to see how $BTC (+0,48 %) it will probably establish itself as a store of value and the big returns are over 😮‍💨

Hello everyone,

Here is my personal review of the year 2025.

First of all - my target for the year was achieved. I had aimed for 98k in the portfolio. This was clearly exceeded

Unfortunately, this was not due to my return. The bottom line is that only the dividends remained this year.

What happened? Amundi really annoyed me back in January. My Basisinvest was supposed to be merged and a tax event first of all made the German government's coffers full of money - so my exemption order was gone and my portfolio reduced accordingly. Thanks for that Amundi.

Well, what the heck - got a new World and continued to save diligently ;).

The aim this year was to restructure my portfolio somewhat and reduce my dependence on Bitcoin. A few new individual stocks were added to the portfolio for this purpose:

$PEP (-0,09 %) one-time purchase

$MAIN (-0,59 %) one-off purchase and savings plan

$V (+0,02 %) one-off purchase and savings plan

$RR. (+0,15 %) One-off purchase and savings plan

In the meantime I have then $ETH (+1,12 %) my stake and moved it to $BTC (+0,48 %) moved it to

Especially from October onwards, my portfolio suffered due to the high crypto share. But anyone who opts for crypto also has to deal with the volatility.

In Q4, I decided to sell one of my dividend ETFs $ISPA (+0,21 %)

This was followed by

$MUV2 (+0 %) and

$PLTR (+0,59 %)

Into the depot. Last but not least, I have also been saving the $LVWC (+0,06 %) weekly since it was launched.

All in all, I'm still very satisfied with the year. Including dividend reinvestment, I have a savings rate of €1672 per month. Significantly higher than planned. This also compensates for the lack of performance.

I'm aiming for 128k in my portfolio in 2026.

My goal of no longer having to work at the age of 55 - if I want to - remains in focus (16 years to go).

The core of my strategy remains unchanged:

- ETFs as a basis

- Bitcoin

- Solid individual stocks (preferably with dividends)

Yes - my portfolio could be much "simpler" - but I feel comfortable with it.

Nevertheless, I am very happy about your feedback

Dear Getquinners,

I would be interested in your opinion again.

I would like to expand my portfolio with a few shares in the long term.

Long-term investment is my goal with good growth (target at least 10-12% annually), dividends are nice but not a must, may also have some risk (of course the position size will be adjusted accordingly).

Which positions would you punch (Austrian for sell🤣) from the existing ones in the portfolio or just add to them?

Stocks that I find interesting as additions:

-Netflix $NFLX (-0,04 %)

-Broadcom $AVGO

-Waste Management $WM

-Zoetis $ZTS

-Kawasaki Heavy $7012 (-0,09 %)

-Intuitive $ISRG (+0,05 %)

-Chipotle $CMG

-Amgen $AMGN

-Crowdstrike Hldg $CRWD

-Vistra Corp $VST

-Constellation PA $CEG

-Amphenol $APH (+0,49 %)

-Nestle $NESN (-0,41 %)

-Monster Beverage $MNST (+0,01 %) (I love Monster)

-AMD $AMD (+0,36 %)

-Palo Alto Networks $PANW (+0,2 %)

-Contemporary Amperex $3750 (+0,92 %)

-Albermale $ALB

-Synopsys $SNPS (+0,44 %)

-Taiwan Semiconductor $TSM (+0,44 %)

-Datadog $DDOG (-0,01 %)

-Itochu $8001 (+5,85 %)

-Eaton $ETN (+0,36 %)

-Procter&Gamble $PG (+0,07 %)

-Pepsico $PEP (-0,09 %)

-Coca Cola $KO

-Hims&Hers $HIMS (+0,42 %)

-Kraken Robotics $PNG

etc.

There are so many interesting titles that you can easily be overwhelmed.^^

At the moment mainly the $VWRL (+0,36 %) and $BTC (+0,48 %) monthly, share purchases are made when opportunities arise. (Financially and chart-wise).

I look forward to your opinion.

00:00:00 General review of the year

00:56:45 Portfolio Max

01:16:00 Portfolio Shares_Max

01:36:20 Portfolio Stephan

01:53:22 Silver

Spotify

https://open.spotify.com/episode/7xYrTlJrAcDCurbZuegA0Q?si=a12a20fac368446b

YouTube

https://openyoutu.be/GW48W_shLsk

Apple Podcast

https://podcasts.apple.com/de/podcast/123-jahresr%C3%BCckblick-depot-performance-silber/id1695869891?i=1000742923198

$TSLA (+0,92 %)
$AMD (+0,36 %)
$HOOD
$BTC (+0,48 %)
$SOL (+0,82 %)
$MSTR (+0,47 %)
$COIN
$DUOL
$4GLD (+1,45 %)
#gold
#silber

Hello everyone,

I wanted to share a project I started over the holidays. I have decided to invest capital of 20.000 € for the year 2026 into the MSCI World, but to set up a dynamic strategy with the help of Google AI Gemini - as my personal "investment advisor", so to speak.

The initial situation & task for the AI:

I set Gemini the task of developing a system that maximizes return opportunities while limiting losses in an extremely disciplined manner. The whole process was divided into two phases:

Phase 1: The Santa Claus Rally (until 05.01.26)

In order to start the year with momentum, a transitional portfolio (10k starting capital) is currently running, which is fully focused on the historic year-end rally. I had set Gemini this task in order to ideally capture some returns over the holidays. Gemini has developed this portfolio (the AI made several suggestions, which I then implemented with 10K Invest on 23.12.):

• 50% S&P 500 2x Leveraged (DBX0B5)
• 30% Russell 2000 (A1XEJT)
• 20% Nasdaq 100 (A0F5UF)

Phase 2: The "Vision 26" main portfolio (from 05.01.26)

Here Gemini now recommends a long-term 40-40-20 structure (Basis / Growth / Crypto). The special feature is the control via a score system developed by the AI (0-10 - 10 is "Strong buy"). I can also share this if you are interested - Gemini has developed this score indicator according to my specifications and uses it to scan the possible investments. The following applies:

• The 7.0 rule: Only invest in assets with a score of 7.0+X.
• 
  Cash parking lot: All capital whose asset does not currently have a score of 7 (e.g. $NVDA (+0,35 %) or $SOL (+0,82 %) current) is not simply held as cash, but in the DBX0AN (money market ETF) parked. A clever move by the AI in my opinion (yields approx. 2.25% safe "interest")
• 
  Why? Arbitrage. We take the approx. 2.25% p.a. in the money market instead of leaving only 2% in the clearing account (TradeRepublic) while we wait for the right entry score of the Vision 26 securities account. By the way: Gemini developed this name for the securities account without being asked and also a logo for it (simply funny...)

Current top picks of the AI - I should get into these soon (as score > 7):

Constellation Energy (CEG): AI Energy Play (Nuclear).

Nu Holdings : Fintech disruptor in LATAM.

Microsoft: As a defensive AI anchor.

What other tasks does Gemini perform for me?

The AI acts like an asset manager: I receive daily updates at the market open and close, as well as Sunday briefings in the style of a professional stock market letter. Gemini analyzes the score point values, checks technical support zones and then makes recommendations for action or consistently reallocates when the data says so - no emotions.

What is your opinion?

I am really surprised at what the AI has developed. Of course, it is an offensive portfolio that relies on momentum. But I also told Gemini that I want maximum expected return with high risk. Gemini now estimates this at 18-25% p.a.

What do you think of the approach and the proposed Vision 26 portfolio? I will now implement and test it - I will be happy to keep you up to date.

I'm looking forward to your input!

$MSFT (+0,2 %)
$NU (+0,3 %)
$AMZN
$BTC (+0,48 %)
$ETH (+1,12 %)

After a long break, here is some current information on $CIFR (+0,28 %) one of my portfolio stocks.

NEW YORK - Cipher Mining Inc. (NASDAQ:CIFR) announced the acquisition of a 200-megawatt site called Ulysses in Ohio on Tuesday, marking its first expansion outside of Texas.

The transaction includes 195 acres of land and secured power capacity from AEP Ohio; all necessary utility contracts have been finalized. According to the company's press release, commissioning of the site is planned for the fourth quarter of 2027.

The Ulysses site will provide Cipher with direct access to PJM, the largest wholesale power market in the United States. The company noted that the site's size, commissioning schedule, diverse fiber connectivity and proximity to a major metropolitan area make it suitable for high-performance computing (HPC) applications.

"Hyperscalers are driving unprecedented demand for large sites," said Tyler Page, CEO of Cipher Mining, in the announcement.

The acquisition represents geographic diversification for Cipher, which previously focused its operations in Texas. With this addition, the company says its development pipeline now totals 3.4 gigawatts across eight sites.

Cipher Mining focuses on the development and operation of industrial-scale data centers for Bitcoin mining and HPC hosting. The company aims to expand its capacity for HPC hosting services while growing its geographic footprint in the data center market.

The acquisition of the site includes all necessary network connection approvals to participate in the PJM market. This positions the company to serve the potentially increasing demand for computing infrastructure in the region once the facility is operational.

As a result, Compass Point continues to rate the company as a "Buy" with a new price target of USD 28.

I remain invested here too, the pipeline is ample and the first HPC hosting contracts have been secured. What is even more important in my view, however, is securing the power capacities for the data center capacities, which in my view is currently the biggest risk for all new data centers to be built due to the immense increase in power requirements. So all in all, I think it's a good deal!

$BTC (+0,48 %)
$IREN
$CIFR (+0,28 %)
$BITF (+1,47 %)
$NBIS (+0,13 %)

https://de.investing.com/news/company-news/expansion-auserhalb-von-texas-cipher-mining-kauft-200mwstandort-in-ohio-93CH-3281299