5Mo·

Portfolio structure

Hello everyone,

I am 28 and would like to invest for the long term. My savings rate is around 600€-800€ per month.

Briefly about the current positions:

The $VWRL (-0,27 %) position is in the savings plan.

$ALV (+2,02 %) The savings plan ran initially and I am currently simply holding the position and not expanding it any further.

$QYLE (-0,43 %) was also once in a savings plan. The aim here was to generate cash flow, but I would now rather reallocate in order to get a higher return in the long term.

$MEUD (+0,54 %) runs in the savings plan to increase the European share.

$IUIT (-0,71 %) I like to buy more when there are setbacks and use it as a yield booster. Also in the savings plan.

$BTC (+0,75 %)
$ETH (-0,47 %)
$SOL (+1,26 %) are partly older. I am considering expanding them.

I would be pleased to hear your ideas and opinions on what you would do - also with regard to regrouping and structuring the savings plans.

Thank you very much for your encouragement!

4 Commentaires

yieldhunter@randomdude

5Mo

How you buy is not particularly relevant - it would be more important for you to tell us the current and target weighting.
Also, of course: portfolio volume and investment goals.

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Cherrymountain@Cherrymountain

5Mo

@randomdude Thanks for the hint. I have added a screenshot. The $VWRL is the basis and I would like to keep it at least 40%. I would weight $BTC higher.

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yieldhunter@randomdude

5Mo

@Cherrymountain I would weight Allianz significantly lower and liquidate the covered call ETF. Otherwise I think the approach is good - world portfolio with tech and eurozone tilt + crypto.

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Mark@le_Wurst

5Mo

ETF core should make up approx. 50% in my opinion. (1 world RTF is enough, but add the Euro Stoxx as 2nd if you want to weight Europe more heavily) Then approx. 25% satellites such as Allianz and, very importantly in my opinion, weight BTC significantly more heavily. Shift the other coins into BTC and the other satellites into ETFs. I would do 50% / 25% / 25% or similar.
LG

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