Today after 11 months of investing and hard work i have cracked the 10.000€ mark, at just 18. Today I invested 1000€, the amount I invest monthly is around 900€ to 1100€ (depends if i have travel or others expenses). Now I am able to invest more as I have a better job, around 1200€ net for 30h a week as a cooker. Reached my anual objective in july, so i can end 2025 with around 16000 or 17000€ :). I don't know if i will be able to work 30h a week and study finance degree at the university at the same time.

About me:

Always been pasionated about money, an very disciplined since early age (thanks to the gym, started at 15yo), so at 16 I started trading (as a fast way to make money, but that is not how it works) so I keep trading, is my passion and in a few years my profession, right now i am a break even trader, i know it takes a lot of time i am only 2.5years in, so I work really hard, mainly getting data and making tiny adjustements in my model (that for know looks very promesing, Expected Value is very positive, sharp ratio is positive as well, and good winrate with good risk to reward). Thanks to trading I can apply my knowledge to investing and the overall market, so I discovered my other passion is investing.

About my investments:

I kinda follow a core-satelite strategy having $VWCE (-2,46 %) as core and a few high quality stocks as $ASML (-2,1 %) and $GOOG (-2,87 %) (compounding machines as described by my mentor Joseph Carlson) as satelites, they are companies with pricing power, large market share (monopolies), higher growth and better margins than most companies, organic growth, disciplined use of free cash flow (FCF) and they do buybacks and pay dividends (return money to investors). The idea is to buy these type of companies when the narrative is bearish so you have an assymetric bet (top companies for cheap prices with little downside compared to the upside). I know my portfolio is very concentrated but that is the point so it is more volitale, that is the way to outperform the market :), volatily is not bad, is just a tool.

Thanks for reading :)👊

9Positions

10 631,18 €

5,74 %

20

4 Commentaires

Leonardo@FascioeMartello

3J

Love your portfolio, I would put half of the all-world index into an sp500 etf, only thing i would change

•

1

•

Voir toutes les 2 autres réponses

Fritz04

@Fritz04

5J·

Etf savings plan

I am currently saving the $VWCE (-2,46 %) and the $WSML (-2,06 %) . I will spend a total of €200 on both. Would I be better off dumping the MSCI Etf and putting everything into the FTSE or sticking with the strategy?

3

11 Commentaires

MrSchnitzel@MrSchnitzel

5J

Huhu,
So it depends on several factors...
How old are you, your goals, how much of a risk taker are you? Etc.
In your case, I would put everything in the All World.
You already have emerging markets etc. in there and a good diversification.
Maybe I would add some Bitcoin, but that's up to you.
Greetings 😁

•

5

•

Voir toutes les 5 autres réponses

Lloyd

@Xotol

1Sem.·

7th month streak few more deposits to go 🔥🔥

25.07

Vanguard FTSE All-World ETF

Acheté x7,4 à 133,37 €

986,93 €

9

Gh0st

@Gh0st7

1Sem.·

DCA like always !

ps: buy $GOOGL (-2,86 %) too !

23.07

Vanguard FTSE All-World ETF

Acheté x3 à 133,10 €

399,30 €

9

Lugu2003

@Lugu2003

1Sem.·

Portfolio valuation

Hello everyone,

I am 21 years old and currently studying, my monthly savings rate is currently 1500€. My investment horizon is 20+ years, I'm long-term oriented, interested in financial markets and listen to podcasts like "Alles auf Aktien" and similar, but I don't want to do daily analysis, so I'm currently focused on ETFs.

Current assets:

Portfolio

Small experiment with crypto, which I would like to focus on again

Nest egg with approx. 3 monthly salaries

My goal:

I would like to set up my portfolio in a globally diversified and future-proof way in the long term, and I wonder whether the S&P 500 is still useful in my case, since the FTSE All-World already has ~60% US exposure

Planned reallocation:

I am thinking about stopping the S&P 500 savings plan and possibly also selling existing shares in order to reallocate the capital as follows:

$VWCE (-2,46 %) 60%

$EIMI (-2,16 %) 20%

$WSML (-2,06 %) 10%

$EWG2 (+0,84 %) 5%

Crypto 5% (possibly $BTC (-0,13 %) savings plan)

My questions:

Do you think the shift from the S&P 500 to EM/Small Caps/Gold makes sense or do you see unnecessary complexity in it?

Should I sell existing S&P 500 positions or leave them and invest differently in the future?

In your opinion, are there more sensible alternatives for small caps or emerging markets?

Is my high equity allocation appropriate? Would you take a more conservative approach or take more risk?

I welcome any constructive opinions - and criticism or other suggestions!

Thank you!

2Positions

37 334,26 €

2,29 %

4

6 Commentaires

wasi@wasi

1Sem.

A hefty savings sum. If you continue like this, you'll be a millionaire in 22 years with an average of 7% p.a.
I wouldn't reallocate anything and I wouldn't complicate everything - with your savings rate of €1500, you can always take up new positions from time to time. I would include $EWG2 and Bitcoin, leave the rest as it is

•

2

•

Voir toutes les 3 autres réponses

Variuzoo

@Variuzoo

1Sem.·

Utilize the allowance

Does it make sense to $VWCE (-2,46 %) in parallel with the distributing $VWRL (-2,49 %) in order to utilize the annual allowance?

2

10 Commentaires

SemiGrowth@SemiGrowth

1Sem.

You can also fill it up with the thesaurus

•

8

•

Timur

@Timur94

1Sem.·

Save in a new ETF

Hello, I would like to start saving in a second ETF now and leave the current one inactive, reason LIFO for later.

I am currently saving the $VWCE, (-2,46 %) would like to continue saving in an All World, does it make sense to save in the distributing$VWRL (-2,49 %) to save?

Best regards, Timur.

2

6 Commentaires

₿@U1F34E

1Sem.

It depends on your strategy, otherwise simply save in the $FTWG if you want to keep it as an accumulator.

•

2

•

Variuzoo

@Variuzoo

2Sem.·

Global Quality Dividend Growth

I had included this ETF $GGRP (-2,19 %) in my portfolio at the time because the overall performance was supposed to be very good. In the meantime, and mainly because of the dividend cut some time ago, it is lagging behind quite a bit in my portfolio. Is this due to the market situation and there will be times again when it performs better than, for example, the $VWCE (-2,46 %) or is the ETF simply no longer as attractive?

I still have the $FGEQ (-2,18 %) which performs significantly better. I'm thinking about $GGRP (-2,19 %) out and reallocate.

8 Commentaires

Kein Spekulant@randomdude

2Sem.

I continue to bet on both. The poor performance and the falling distribution are mainly due to the weak dollar.
The ETF concept is still good. There's no point in constantly changing horses. Sometimes $GGRP is a little ahead, sometimes $FGEQ.

•

6

•

Voir toutes les 3 autres réponses

Vanguard FTSE All-World ETF

Price

Discussion sur VWCE

Buy the dip !

Newcomer

10000€ at 18 yo living in Spain🇪🇸

Etf savings plan

7th month streak few more deposits to go 🔥🔥

DCA like always !

Portfolio valuation

Utilize the allowance

Save in a new ETF

Global Quality Dividend Growth

Titres populaires