Used today's dip to buy 9x $VWCE (+0,64 %) to buy more!

Nobrainer as I like them :)

I would like to invest €50 a month in a savings plan for my eight-year-old daughter.

Do you think it makes sense to invest part in the $VWCE (+0,64 %) and part in the $VUAG (+0,77 %) to invest?

Or just all in one of the two?

and which one would you prefer in this case?

Thank you!

Hello everyone,

I am currently investing monthly via a savings plan in the MSCI World and the S&P 500. As I have been able to increase my savings rate, I am now considering investing additionally in emerging markets markets.

I am aware that the MSCI World contains hardly any emerging markets. At first I thought about switching to the FTSE All-World (e.g. $VWCE (+0,64 %)
) but that would be too complicated for me. I would also prefer to control the weighting of emerging markets in my portfolio myself.

I know that the definition of emerging markets can vary slightly depending on the provider. This raises the question for me:

• Which ETFs on emerging markets can you recommend?
• Are there certain providers (e.g. iShares, Vanguard, Xtrackers) that you would prefer?
• Do you pay attention to certain factors such as TER, replication method or country allocation?

Looking forward to your opinions and recommendations!

Heyho dear Getquin Community,

I have two three amateurish questions.

I've been saving €100 a month for a good two years now. $VWCE (+0,64 %) (I'm a student, so the savings rate isn't too high - but it should be increased gradually over an investment horizon of 40 years)

Now, as suggested in some of the posts here, I would invest 15-20% each in gold $BTC (-0,58 %) and gold.

Here I have now repeatedly $WGLD (-0,07 %) and $IGLN (-0,7 %) How do the two colleagues differ and which of the two would you recommend and why?

-

(I save the ETF via ING, but I can't invest in Bitcoin or gold here, so I would have to do this separately via Scalable. But a custody account transfer for one ETF would be nonsense, wouldn't it?)

Dear Community,

I am 25 years old and have been in the world of investing since 2022. I restructured my portfolio 1.5 years ago and opted for the $VWCE (+0,64 %) with a 70% savings rate, the $GGRP (+0,17 %) and the $FGEQ (+0,28 %) each with a 15% savings rate. My goal is to save for retirement. At the moment I'm still studying and therefore can't invest large sums yet, but I still want to have a fixed strategy and keep feeding it as soon as I earn money and let it run until I retire. Lately I've been doing some more thinking and research and I'm generally satisfied. I know the ETFs have overlaps, but they complement each other to some extent, e.g. through a higher weighting of consumer staples stocks, which are weighted lower in the $VWCE (+0,64 %) This is also reflected in a slightly better performance in the current market phase.

As I like dividend distributions but still don't want to lose out on share price performance, these ETFs have proven to be the right choice. As I would like to build up a monthly cash flow in addition to solid share price growth, especially for the future, which will pay for my Netflix subscription now and perhaps even my rent in the future, I am considering adding the $TDIV (-0,06 %) to include in my portfolio. This would allow me to significantly reduce the US share again and diversify the sectors a little more. In addition, with the 3 distributing ETFs I would have a monthly payout, which I personally like - especially psychologically.

What do you think of this portfolio with the 4 ETFs $VWCE (+0,64 %)
$GGRP (+0,17 %)
$FGEQ (+0,28 %)
$TDIV (-0,06 %) with a 70-10-10-10 weighting for a holding period of 30+ years?

I look forward to your advice.

Many thanks and best regards from Mexico City.

Once again, the monthly savings installment was used up today. In this somewhat weaker market, you can never invest enough.