9H·

A doubt of mine

Why people keep on buying $IWDA (+0,36 %) or $VWRL (+0,94 %) as core of their portafolio when the following index perform way better (in fact they beat even the sp500 on a long range, meanwhile keeping global diversification and diversification from the big7).

$XDEV (+1,64 %)
$WSML (+1,04 %)
$XDEM (+1,96 %)

2

4 Commentaires

Dylan V.@Legend14

8H

Lower risk

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A

@nitroxx

1J·

A Quick June Update

$HD (-0,38 %) 100% sold after 4 years and $LDGL (+1,08 %) reallocated

$ADBE (-0,76 %) Gone after much deliberation 👀

$BRK.B (-0,31 %) Also liquidated and offset against Adobe losses

The funds that became available were $VWRL (+0,94 %)

$UBU7 (+0,38 %)
$HWWA (+1,03 %)
$LDGL (+1,08 %) and $SPSA (+0,75 %) .

8

TaubeSmash

@TaubeSmash

1J·

VanEck Dividend June 2026 Savings Plan

The $VWRL (+0,94 %) dividend was largely invested in the $TDIV (+0,44 %) . Overall, I ended June with a savings rate of 3,700€.

03.07

VanEck Morningstar Developed Markets Dividend Leaders

Acheté x19 à 52,50 €

997,50 €

31

12 Commentaires

AI sagt@GoDividend

1J

Bubble Bubble Bubble, yum. We have such high savings rates here, and right now on NTV: The Stock Market Day
Germans Are Saving Less https://www.n-tv.de/wirtschaft/der_boersen_tag/Deutsche-sparen-weniger-id30890107.html The reality in their bank accounts: Recent surveys show that the theory often falls short. About 17 percent of Germans have less than 500 euros in their checking accounts—in millions of households, a real nest egg simply doesn’t exist. Feel flattered by that savings rate :-)

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dennis

@donmiddie

3J·

Trying to balance growth and dividend investing.

I'm trying to find the right balance between ETFs and individual stocks.

My long-term goal is to build wealth steadily over the next 20–30 years, while still owning a handful of individual companies that I believe in.

Over time, I'd also like to shift my portfolio towards a stronger dividend focus, without sacrificing too much long-term growth.

Looking at this portfolio:

Is there anything that stands out to you?
Are there any positions you think are unnecessary, overweight, or missing?

I invest €3,500 every month through my ETF savings plan:

$VWRL (+0,94 %) = 800 euro

$WSML (+1,04 %) = 300 euro

$PRAM (+2,92 %) = 300 euro

$JEGP (+0,15 %) = 325 euro

$STHE (+0,03 %) = 325 euro

$BTCE (+1,93 %) = 100 euro

$SDIP (+0,54 %) = 300 euro

$WINC (+0,96 %) = 350 euro

$LDGL (+1,08 %) = 350 euro

$TDIV (+0,44 %) = 350 euro

What would you change first, and why?

Always interested in constructive feedback.

31Positions

43 967,56 €

8,59 %

4

3 Commentaires

Poor Dad@PoorDad

2J

It seems you've made a few mistakes in the past. What happened, and what have you done to improve?

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SpleißInvestor 🚀.

@SpleissInvestor

3J·

The path to early retirement begins. 📈💰

01.07

Vanguard FTSE All-World ETF

Reçu x29,88 dividendes à 0,905 $US

27,05 $US

16

Oleg

@ScorpionfromBW

3J·

It's okay. It's enough for a short vacation 🤑

01.07

Vanguard FTSE All-World ETF

Reçu x2050 dividendes à 0,905 $US

1 856,22 $US

23

5 Commentaires

Artiskon@Artiskon

3J

What a beautiful spot ❤️

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TaubeSmash

@TaubeSmash

3J·

FTSE Dist Dividend - Q2 2026

Summer thunderstorm in Zurich. Next year, we're aiming for €1,000 🥂

01.07

Vanguard FTSE All-World ETF

Reçu x925 dividendes à 0,905 $US

837,56 $US

38

2 Commentaires

Prometheus@Prometheus

2J

Is that enough for a sandwich in Zurich?

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3

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TaubeSmash

@TaubeSmash

1Sem.·

Savings Plan 1 / June 2026

A total of 3,700€ can be invested this month, of which 2,700€ will go toward the $VWRL (+0,94 %) including its dividend in July. Another €1,000 will go into the $TDIV (+0,44 %) next week.

26.06

Vanguard FTSE All-World ETF

Acheté x17 à 157,17 €

2 671,89 €

36

WegNaarWelvaart

@WegNaarWelvaart1

1Sem.·

And by

24.06

Vanguard FTSE All-World ETF

Acheté x7 à 159,06 €

1 113,42 €

10

2 Commentaires

Michel V.@Noord26

1Sem.

Why this one and not the new one from Xtrackers (ALLW) with an annual fee of just 0.07%?

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capital_genius_sjbva

@capital_genius_sjbva

2Sem.·

Amazon—Should I start selling now?

I actually have everything in $VWRL (+0,94 %) and just a few individual stocks. Among them are a couple of speculative ones that could generate excess returns and are also a lot of fun.

These include, among others: $NBIS (+1,77 %)
$IREN (+6,27 %)
$PNG (+5,78 %)
$SOFI (+2,26 %) but also $GOOGL (+0,21 %) and $ASML (+5,11 %) and, of course, a $AMZN (+0,05 %) Amazon.

Does this really make sense, or is it just a concentration risk? After all, I already have Amazon in the ETF. I think about 2.5% of my total portfolio is in Amazon. Given the proportions, selling it probably wouldn’t even be noticeable.

What do you think?

Specifically, the Amazon position consists of twelve shares and, thanks to an average purchase price of 183 €, is up about 13.5%.

I have around 300 shares in the global ETF.

10

9 Commentaires

Raketentoni@Raketentoni

2Sem.

Hey @capital_genius_sjbva,

A classic case of portfolio hygiene! You need to ask yourself, with a cool head, what role the Amazon shares are actually supposed to play in your portfolio.

You’re basically running a clean core-satellite strategy. The $VWRL is your massive core (congrats on the 300 shares—that’s a really strong foundation!). The individual stocks are your satellites—and with $IREN (which I also have in my portfolio as a crypto play, by the way!) or $SOFI, you’ve got a couple of solid outperformance candidates there.

If you now hold $AMZN as a single stock alongside the global ETF, you’re deliberately building up an overweight position. This isn’t a dangerous “concentration risk,” but an active bet that Amazon will outperform the overall market in the coming years.

So keep it simple:

Do you believe in the excess return? Then let those 12 shares ride it out stoically. The 13.5% gain is a nice cushion—just ride the momentum and let compound interest do its thing.

Don’t have that clear conviction? Then take the money (which should be roughly 2,400 euros) off the table without a second thought. Sell the stock and either casually put the capital back into the global ETF or use it as ammunition for your real speculative plays, where the potential for multiplying your investment is higher than with a 2-trillion-behemoth like Amazon.

Half-measures aren’t fun in your portfolio in the long run. Either be fully convinced or get rid of it!

Best regards,
Raketentoni 🚀

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Vanguard FTSE All-World ETF

Price

Discussion sur VWRL

A doubt of mine

A Quick June Update

VanEck Dividend June 2026 Savings Plan

Trying to balance growth and dividend investing.

The path to early retirement begins. 📈💰

It's okay. It's enough for a short vacation 🤑

FTSE Dist Dividend - Q2 2026

Savings Plan 1 / June 2026

And by

Amazon—Should I start selling now?

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