So I just realised that I've been investing for exactly 1 year and 1 week, so I thought this would be a good moment to reflect. I'm 36, the total portfolio size is 50k+ and the money isn't needed in short term. My portfolio summarised:
1. ETF core, 50% at minimum: $VDEV (-2,61 %) and $VFEM (-1,79 %) , recently added $EUE (-2,63 %) as I see more potential in the EU than in the US in the short-medium term. I like how a combination of these 3 ETFs allows for more adaptability than simply putting everything in a world ETF. Plus, the TER is a bit lower.
2. Individual stocks, max 10 positions, only including companies that I understand and have faith in that they will perform well in the next couple of years. The goal is to at least match $IWDA (-2,5 %) but preferably to make some additional gains. In summary:
Tech:
$NVDA (-3,83 %) : committed after the post-Deepseek dip, will just wait out all the short-term turbulence
$AMZN (-7,55 %) : doesn't need additional info.
$ASML (-2,1 %) : ditto
$VRT (-4,42 %) : see one of my previous posts on GQ. Bit too volatile for me now, but when the AI-hype picks up again, will perform well.
Health:
$NVO (+0,66 %) : I have a lot of faith in the GLP1-narrative, stock is very undervalued
$LLY (+1,53 %) : same at NVO, got pummeled hard recently but in longer term another good bet in the GLP1-race.
Divident:
$ALV (-3,44 %) : popular German insurance company. Divident-wise, I have more faith in insurance companies than banks. Banks also face more headwinds due to fintech.
$ASRNL (-1,41 %) : comparable to Allianz, solid, no-nonsense Dutch insurance company.
Bit more speculative:
$NU (-2,79 %) : I think fintech has a lot of potential and NU was valued quite cheaply compared to US- or EU-based counterparts. Could benefit from US recession if USD evaluates.
What are your thoughts? What would you add or lose? I'm thinking of adding $GOOG (-2,87 %) when the current downtrend subsides. Does make the portfolio more tech-heavy but all companies are internationally oriented (in case of US recession) and should outperform in the longer term.
Thanks in advance!
