I had already focused on #gruenostern (or #grueneostern ), but at the moment I only have $VUSA (-2,28 %) and $LQQ (-5,1 %) green.

Who knows where they'll be at Easter? 🫣

So I decided to replicate the following ETF:

40-45% USA share I will replicate with $VUSA (-2,28 %) replicate

20% Europe I will map with $SPYW (-0,18 %) and $VERX (-1,34 %) and . I deliberately opted for these two ETFs because I've seen that when one goes well, the other goes badly and vice versa: If one goes well, the other goes badly and vice versa, and the version without the UK is doing much better than the version with the UK. However, as I think the UK is interesting, I will continue to hold my $VUKE (+0,67 %) and include it in the weighting.

On the other hand, I'm not sure whether I should hold the Eastern Europe ETF or throw it out ??? $EAST (+0,94 %) The UK has performed very well in recent months. What do you think?

10% Japan I am doing with $PR1J (+2,71 %) and $XDJE (+2,82 %)

10% Switzerland I will participate $EXI1 (+0,15 %) . Here I am not completely satisfied because of the large TER but I have not seen an alternative, possibly one from Xtraders but then the performance was no better.

10% Emerging Markets I do with $IBC3 (-0,3 %)

For the 5-10% commodities I haven't found the perfect stuff yet. I don't want gold and Bitcoin. Unfortunately, I'm still looking for them

https://app.getquin.com/de/post/dDcIztXuRJ/auf-der-suche-nach-einem-rohstoffetf-als-alternative-zu-gold-habe-ich-mir-uber-anderen-nickel-angeschaut-nickel-sicher-keine-gute

I might add 5% Canada, which would fit in well with the basic idea. I will have to observe and research this further.

Now I have a few questions:

Just keep Eastern Europe or include it completely in the 20% or sell it?

Establish the target allocation immediately or weight the savings plans so that they reach the end of the year?

Good idea for commodities?

Goal: A globally diversified portfolio via a savings plan

Option 1:

Everything in the $VWRL (-1,65 %)

Option 2:

50% $VUSA (-2,28 %)

15% $EIMI (-0,43 %)

15% $VEUR (-0,4 %)

5% $VJPN (+2,52 %)

5% $VAPX (+0,88 %)

10% $WSML (-2,66 %)

What do you think?

Option 1 would be the simpler approach. No rebalancing. Unscheduled purchases or sales with an ETF are easier and more fee-friendly.

Option 2 allows more control in terms of weighting, so I could reduce the US share from $VWRL (-1,65 %) from 62% to 45-50%. In option 2 it would also be possible to swap the S&P 500 for Nasdaq or Amumbo depending on the market cycle to get more performance out of it without the risk of a US overweight.

As the markets have recently recorded a slight decline, I bought a tranche of the S&P 500 ETF ($VUSA (-2,28 %)) today.

I am currently considering whether it makes sense to spread my planned investment in 4-5 tranches over several weeks in order to possibly catch the low point.

Alternatively, it might be better to invest the entire amount at once - following the classic approach:

"Time in the Market beats Timing the Market".

How do you see it? Which strategy do you prefer and why?