I am considering the $VERX (+0,56 %) and $VUKE (+0,46 %) and replace it with the $XSX7 (+0,37 %) to replace it.

what to do? 🥺

LU2581375156

$XSX7 (+0,37 %)

Is Luxembourg at a disadvantage compared to Ireland in this case? Are there better ETFs to track Europe? Would it be smarter to take one with 400 or 600 positions? And why would one be advantageous over the other?

In January I decided to set up a dividend portfolio for myself. I immediately used the setback in February to end my one-year "test phase" as a stock market novice and start my long-term plan. In addition to two dividend-paying ETFs for retirement provision $XDWL (+1,18 %) & $XSX7 (+0,37 %) I want to build up a strong portfolio through stable dividend stocks, regular purchases and reinvestment of dividends.

I would like to take you with me on my journey and now share regular updates on the development of my portfolio.

You can find my goals and how I want to achieve them in my first post → My path to financial freedom: I'm building a dividend portfolio - goals & strategy 📈💰

(https://getqu.in/T7yDJe/)

📊 My current dividend portfolio (sorted by market capitalization):

1️⃣ $SAP (+0,7 %) - Europe's largest software group with a stable dividend policy

2️⃣ $BAC (+1,44 %) - One of the largest US banks with a solid payout

3️⃣ $AXP (+1,73 %) - Strong brand with long-term potential

4️⃣ $ALV (+0,51 %) - High dividend yield & strong financials

5️⃣ $DB1 (+1,51 %) - Benefits from rising trading volumes

6️⃣ $BATS (+0,97 %) - High dividend yield & stable cash flow

7️⃣ $MO (+0,18 %) - Continuous dividend increases, but regulatory risks

8️⃣ $O (+0,07 %) - The famous "Monthly Dividend Company" REIT

9️⃣ $INGA (+0,42 %) - European bank with attractive dividend yield

I start my journey with these 9 stocks. All of them convince me and are stable stocks. I'm not doing anything here for no reason. That's why there's a good reason for every stock I buy.

If you would like to know why I chose one of the stocks, let's discuss it in the comments. I look forward to the exchange! 😊

I wish you a good start to the weekend!

#Dividendenstrategie
#FinanzielleFreiheit
#Investieren
#Börse
#Dividenden
#PassivesEinkommen
#Aktien

Hi dear getquin-Gemeinde👋🏼,

from today I am sharing with you my journey in the stock market. I am 27 years young and have been investing since February 2024. Since then, I have gained my first experiences with different brokers as well as with different financial products. Over time, I knew more and more exactly what I wanted: Dividends! The currently still small but regular payouts motivate me to put more and more money into my portfolio. I saw the current setback as the perfect time to end my "test phase".

And now I'm here: I want to build up a solid dividend portfolio for the long term. My goal? A steadily growing passive income stream through dividend payouts and sustainable wealth accumulation.

🎯 My goals:

📆 Dividend payouts (total per year):

👉🏼 2025: 50€

👉🏼 2026: 250€

👉🏼 2027: 500€

👉🏼 2028: 850€

👉🏼 2029: 1.200€

👉🏼 2030: 2.000€

📈 Portfolio value:

👉🏼 2025: 4.000€

👉🏼 2026: 10.000€

👉🏼 2027: 20.000€

👉🏼 2028: 32.000€

👉🏼 2029: 45.000€

👉🏼 2030: 60.000€

💡 My strategy:

✅ Focus on high-dividend companies with a solid balance sheet

✅ Reinvestment of dividends for the compound interest effect

✅ Long-term buy-and-hold with regular purchases

✅ Broad diversification to minimize risks

In addition to individual stocks, I will invest a somewhat larger proportion of my retirement provision in the $XDWL (+1,18 %) and the $XSX7 (+0,37 %) and a small but steadily growing gold position with the $EWG2 (-0,8 %) build up.

I look forward to exchanging ideas with you and am eager to hear your tips and experiences! Which dividend stocks are your favorites? 🚀📊

#Dividendenstrategie
#FinanzielleFreiheit
#Investieren
#Börse
#Dividenden
#PassivesEinkommen
#Aktien

Why I chose the $XSX7 (+0,37 %)
Xtrackers Stoxx Europe 600 ETF?

This ETF offers broad coverage of top European companies and allows you to invest in heavyweights such as Nestlé, SAP and LVMH. The low total expense ratio of just 0.07% is particularly attractive, making it a cost-efficient choice. The strong diversification in sectors such as healthcare, consumer goods and technology offers stability and long-term growth potential. With this ETF, I have the opportunity to benefit from the opportunities of the European economy while minimizing risk through broad diversification. A solid foundation for any portfolio!