Half of the year is now over. Incidentally, since July 2, we are closer to the year 2050 than to the year 2000 - just saying.

How could it be otherwise, June was also quite volatile in the middle, but the S&P500 regained everything and closed June with +2.12%. YTD, however, it is still at -7.36%.

In June, I recorded a loss of 0.32%. This corresponds to a value of around €380. It has to be said that I received fewer dividends, as getquin does not deduct withholding tax. But more about the dividends later.

The Dax (-1.11%) was finally worse than my portfolio this month. However, the HSBC MSCI World (+0.68%) beat me this time. Well, the DAX still has a bit of a head start. However, the MSCI is catching up considerably over the year. Nevertheless, I still have a slight lead of around 4%.

My high and low performers in June were (top 3):

Nintendo ($7974 (-2,76 %) ) +14,96%

Airbus ($AIR (+0,68 %) ) +9,91%

Texas Instruments ($TXN (+0,09 %) ) +9,63%

McDonald's ($MCD (+1,58 %) ) -9,24%

Procter & Gamble ($PG (+0,05 %) ) -9,63%

Nestle ($NESN (-0,82 %) ) -10,17%

Texas Instruments $TXN (+0,09 %) is among the top 3 stocks again. But still only just over 0% for the year. The customs hullabaloo has simply taken its toll.

Airbus $AIR (+0,68 %) is of course benefiting from the Boeing disaster and the defense division is also doing quite well.

Nintendo $7974 (-2,76 %) has finally released the Switch 2 and is rising and rising and rising. I would have bought more six months ago... You're always smarter afterwards.

Dividends:

In June, I received €277.64 net from a total of 26 distributions.

Compared to June 2024 (€130.83), this was an increase of 112.21%.

Now comes July. The announcement of the distribution from the Global Dividend Growth ETF is not quite as bad as expected. The worst month of the year has thus changed to October.

Investments:

I still haven't finished building up my nest egg. I still haven't received the bill for the car repairs, so I still have a lot to put aside for that. In the meantime, it could come slowly so that I can finally get it off my plate. Apart from that, my nest egg is growing but it will take some time before it is at a satisfactory level. However, it should reach €10,000 by the end of December, provided nothing serious unforeseen happens.

Purchases and sales:

There were no sales in June.

I bought or increased Hershey (2 shares) and Pepsi (2 shares)

savings plans (125€ in total):

• Cintas $CTAS (-0,43 %)
• LVMH $MC (+1,17 %)
• Microsoft $MSFT (-0,06 %)

Goals 2025:

My goal is still to have €130,000 in my portfolio at the end of the year. This target is to be achieved by reinvesting the dividend, making payments and, of course, increasing the share price. The share price increase is of course impossible to predict in any way, so the motto is: if the share price falls or does not rise enough, more cash is needed.

This comes from selling useless stuff on eBay, additional income from e.g. "neighborhood help" etc.

The worse the share price, the more additional cash has to be raised.

Target achievement at the end of June 2025: 44.44%

Who would have thought that I should actually be at least 50%. I'm not, which means I'm lagging a little behind the optimal path again. But what can't be done, can still be done.

How was your June?

Do you have any particular goals for the second half of the year?

If you're interested in a mid-year review from me, please let me know in the comments.

If you liked the report and would like to read more, feel free to follow me,

If you're not interested, feel free to keep scrolling or use the block function.

While young and old alike are painting their helmets today, I'm taking it easy.

There were equal parts $PG , $ULVR (+0,52 %) and $NESN (-0,82 %) to the depot.

The sun is shining, the wine is uncorked, the Swiss cheese is ready and the clock is of course set on time - what more could you want in life? Okay, maybe a few things... but we are modest 😜.

So: Which Swiss stocks do you currently have in your portfolio?

I am with $ZURN (-0,8 %) and $SREN (-0,23 %) with. My watchlist still includes $NESN (-0,82 %) and $JFN (-0,12 %)

What's your view - more defensive with consumption and insurance or completely different CH pearls?

Enjoy Sunday and here's to a strong start to the new stock market week!

$NESN (-0,82 %)

CH0038863350

the other Nestlé works But not the original from Switzerland

and all other Swiss shares work, strangely enough

In addition

$NOVN (+0,85 %) x 600

$NESN (-0,82 %) x600

$ZURN (-0,8 %) x 100

For me at least with a savings plan or individual purchases if necessary.

$ZURN (-0,8 %)

$NESN (-0,82 %)

$LISN (-0,21 %) only savings plan

I'm not rich enough for that😂 vlt @Simpson
@lawinvest or others with such large portfolios🙈🙈

Unfortunately, that's it for this month's dividends - the last payment arrived today.

Then I want one too. This is the highest dividend payment I receive each year. And every year it's a few euros more. Of course, I always get the withholding tax back (annually, but you can also submit an application for the last 3 years), so it's worth it for this amount. The refund is done online, I have been using the account with the Swiss authorities for years without any problems. It is important that you have the tax voucher from the bank. Enter your details in the portal, upload the tax voucher, print out the application and have it stamped by your local tax office. Then send the whole thing to Switzerland and about 3 weeks later you have the money in your account. Everything is totally easy and takes about 15 minutes plus 2 trips to the post office.