I think the time has come for $NESN (-0,38 %)

Let the birds fly 💥

The 🚀 could now take off.

I have now added the first positions to my portfolio. I am very bullish.

What is your opinion on the share?

Please let me know 🙌🏽

#nestlé
#buy
#long

In my opinion, it has $NESN (-0,38 %) stabilized cleanly above 70. Further speaks for me:

• Nestlé is largely "immune" to tariffs
• Current P/E ratio is around 18, well below the long-term average (~25), but above historical lows.
• 10-year average is around 25.4 .
• 3-year average at around 24.05 and
• 5-year average at around 23.5
• Gross margin solid, even if slightly declining.
• Operating margin robust and in line, but trending downwards as Nestlé focuses on investments - forecast for 2025: UTOP margin from 16 % .
• Net margin also slightly weaker than 2023, but stable overall at around 11-12%.

In times of uncertainty and where one ATH chases the next - I like to buy what is (still) fairly valued for me.

Of the 150 shares, 50 are to be held for the long term. As soon as $NESN (-0,38 %) CHF 75-78 is reached, a short call (100 contract) with ~ CHF 82 - 85 is sold, for 1 or 2 months. Happy if sold & happy if the option premium remains.

$NESN (-0,38 %) now makes up ~ 8.5% of my portfolio.

ø EK at 79.-

Total loss on position currently -5.5%

$NLM (-0,95 %)

Hello my dears,

Here is a great interview for you with Frosta boss Felix Ahlers. I personally see a good corporate philosophy here, which I find more convincing than that of the big players like

$ULVR (+0,24 %) Unilever, $NESN (-0,38 %) Nestlé etc.

"Frosta is there for everyone"

Felix Ahlers, the head of frozen food supplier Frosta, is annoyed by the lack of information in ready-made products and would like to see stricter laws.

18.08.25, 05:00

There is no canteen in the Hamburg office of frozen food supplier Frosta. Instead, all they need is a kitchen and a large freezer - stocked with ready meals from the company, which is based in Bremerhaven. Chef Felix Ahlers is also able to carry out regular quality checks during his lunch break.

In an interview with Funke Mediengruppe (in which KURIER holds a stake), he gives an insight into the company's strategy and explains why people should focus on cooking and eating again.

Dear readers, you can find the interview under the link.

https://kurier.at/wirtschaft/frosta-tiefkuehl-produkte-felix-ahlers-kochen/403074375

As part of my strategic realignment, I have changed my position in Nestlé sold.

📉 Reason: Solid company base, but currently low growth prospects and no longer a clear role in my future core/satellite strategy.

💰 Use of funds: Strengthening the core ETFs to further expand global diversification.

Focus remains: Fewer individual stocks - more clarity and stability in the portfolio.

At the end of July, I made the decision to break up my portfolio. This is just a visual change, but it will take me back below 100,000 euros.

What did I do?

I decided to split my portfolio into three parts. Of course, as I said, this is only a visual change. But it allows me to make a somewhat more concrete evaluation.

But first, as usual, let's take a look at the S&P500:

For once, the S&P500 was up almost continuously in July. There was only a dip at the end of August. The main reason for the rise was the regulated tariffs.

In my opinion, the stock market reacts very quickly and very positively to any regulations, which, as we all know, can also be quickly discarded.

In the end, the S&P500 gained +3.97% (USD). In EUR terms, it is even up 6.1%.

Now let's move on to my new portfolio allocation. For the time being, nothing has changed in terms of positions. However, I have turned one portfolio into three or simply sorted things out.

On the one hand, of course, I have my share portfolio, which also serves as a review here.

Secondly, I have taken out my XEON. It's still running, of course, because that's the money that will be used to pay off the loan in five years' time. I don't need to keep that in retrospect.

I have also created a "pension portfolio". This contains my ETFs, which I save a total of €650 per month. This doesn't need to be included in the review either, as the savings plans are running there and there shouldn't be any changes until retirement.

What remains is my share portfolio, which contains the individual shares and gold.

As you can see, my performance is +1.45%.

The S&P500 has massively outperformed me here. At the same time, the MSCI World has also risen by 4.4%. Over the year as a whole, my portfolio is now down -1.7%, while the MSCI World is still down -2.7%. The S&P is even at -4.1%

Only the DAX is still outperforming everyone. Over the year, it is now up +17.7%.

My high and low performers in July were (top 3):

Tractor Supply ($TSCO (-0,04 %) )+15,85%

British American Tobacco ($BATS (+1,19 %) ) +15,59%

Ping An insurance ($2318 (+0,33 %) ) +13,52%

Nestlé ($NESN (-0,38 %) ) -9,32%

Nintendo ($7974 (-0,75 %) ) -11,07%

United Health ($UNH (+1,74 %) ) -16,29%

Dividends:

In July, I received €56.87 net from a total of 8 distributions.

Compared to July 2024 (€74.17), this was a reduction of 23.32%.

The difference is due to the fact that Ping An already paid in June this year.

Due to my new portfolio allocation, I have excluded the ETF dividends in each case and therefore the dividend is now of course also visually much lower. The dividends received in the bond portfolio flow 1:1 back into the ETFs.

Investments:

The bill for the car has finally arrived. It amounts to around €1200. Of course, that sets me back enormously. But the worst is yet to come.

The tax was due on 31.07. Well, I was already aware that I had to pay it. However, the sum amounts to €4,000 in arrears. But where does that come from? My old employer paid me a special payment from the old year (i.e. 2023), which was untaxed except for the pension contributions. I got away with it and of course I have to pay an enormous amount as a result. This is also deducted from my nest egg, which makes it worthwhile to have a nest egg.

This means I'm starting almost from scratch again with my nest egg. However, the inspection is due next month at the latest, including an oil change and possibly a brake change.

That would probably use up the nest egg completely. If the brakes don't need to be changed, I can also use the coffee money.

Let's see what August or September at the latest brings.

Buying and selling:

There were no sales in July either.

I added to Gladstone Invest ($GAIN (+0,83 %) ) (150 shares) and Hercules Capital ($HTGC (+0,37 %) ) (14.45 shares)

savings plans (125€ in total):

• Cintas ($CTAS (+0,48 %) )
• LVMH ($MC (-1,31 %) )
• Microsoft ($MSFT (+0,14 %) )

Goals 2025:

I have to change my targets slightly - together with the portfolio. Overall, the €130,000 at the end of the year will remain, but this target will of course be made smaller and the focus will only be on the dividend portfolio.

To be honest, I haven't thought about the target there yet.

Target achievement at the end of July 2025 (in relation to the €130,000): 58.33%

How was your July?

What else would be of interest or what could I do better in the review?

If you liked the report and would like to read more, feel free to follow me,

If you're not interested, you can keep scrolling or use the block function.

Hello, GetQuin community. I have been a silent reader for quite some time now and wanted to share my portfolio with you.

First of all, I am M22 and started investing in the market in 2020 with small amounts. I currently still live at home with my parents. I have a completed apprenticeship, but I decided to catch up on my A-levels to be able to study. I also have a part-time job.

• My savings rate is therefore only €300 a month
• 100€ goes into a call money account as a reserve
• 200€ goes into my savings plans which I list below

My strategy is a classic core-satelite strategy to build up a small fortune for the future.

The core therefore consists of 4 ETFs which I invest in monthly as follows:

• 60€ $XDWD (-0,02 %) MSCI World ETF to cover the most important companies from developed markets.
• 25€ $EIMI (+0,13 %) MSCI EM ETF to also cover emerging markets.
• 20€ $XDWT (-0,11 %) as I would like to invest more specifically in the IT sector, because I think that this will continue to experience major growth in the future.
• 20€ $SAEU (-0,18 %) I specifically wanted to save in this ETF to increase the European share and because I am very convinced of the weighting of the companies.

Now I come to my individual shares in the savings plan:

• 10€ $LIN (-0,02 %) Linde convinced me very early on, and not just because I deal with them every day at work. Good growth and, in my opinion, a strong future.
• 10€ $PG (-0,15 %) Strong products, my daily companion in the care and household sector.
• 10€ $DHR (-3,18 %) My favorite in the life science sector, I think Danaher will be back in the future.
• 10€ $DTE (-0,1 %) As a German company, I can no longer imagine telecommunications without it.
• 10€ $DE (-0,14 %) John Deere is an emotional investment (🥹) I was already a big fan of Deere machines as a child. Today still a progressive company in my opinion.
• 10€ $NKE (+0,25 %) Fundamentally a very successful company, I am a fan of the company history and the shoes, think that Nike will sooner or later return to its former strength.
• 10€ $WM (+0,44 %) Waste disposal and recycling are becoming increasingly important, environmental solutions are a big issue. Why not WasteManagement?
• 5€ $CSCO (+0,25 %) Big player in the field of cybersecurity, which is becoming increasingly important. I am convinced of the company.

I also hold shares in a few other companies, the reasons for which are described below:

• $SHEL (+1,06 %) I bought some time ago, important and large energy company. I will continue to hold them in the future.
• $NESN (-0,38 %) I bought them back then and am now just waiting to be able to sell them at a positive price.
• $NU (+0,94 %) I am convinced of the company, I think that Nu will have a successful future.
• $O (-0,1 %) I only save Realty Income through the cashback offer from TR, simply to get a few monthly dividends for a good feeling.

I don't save my cryptocurrencies monthly. I started putting a super small amount into Bitcoin early on. I just leave it to work.

$BTC (-0,06 %)
$SOL (-0,01 %)

I would now appreciate a little feedback, criticism and food for thought.

Thank you very much

$NESN (-0,38 %)

Nestlé continued to grow in the first half of 2025 - but high costs are putting some pressure on profitability.

Business in China also weakened. The food giant is sticking to its margin targets for the year as a whole.

Sales for the period from January to June amounted to 44.2 billion Swiss francs - around 1.8 percent less than in the same period last year. This is primarily due to negative currency effects caused by the strong Swiss franc.

Organic growth - i.e. adjusted for currency and portfolio effects - accelerated slightly to 2.9% compared to 2.8% in the first quarter. This growth stems almost exclusively from price increases, for example for Nespresso and Kitkat.

Volume growth (RIG), on the other hand, slumped to 0.2 percent from 0.7 percent in the first quarter. In the second quarter, growth was negative at 0.4 percent. Weak demand in the USA had a negative impact. In North America, Nestlés the most important market with a 35% share of sales, tariffs and uncertainties weighed on consumption.

Operating profit fell by around 7.1 percent to CHF 7.29 billion (previous year: CHF 7.84 billion). The corresponding margin fell from 17.4 percent to 16.5 percent. High raw material prices for coffee and cocoa, increased marketing expenditure and unfavorable currency effects put pressure on margins. Net profit also slumped by 10.3 percent to 5.07 billion Swiss francs.

Nestlé is sticking to its targets for the year as a whole. The figures of the largest food producer partially meet analysts' expectations. It met them in terms of organic growth, but not in terms of volume sold. Nestlé's operating margin exceeded expectations.

Nestlé turns weakening China business and vitamins division upside down

The food giant Nestlé has had enough of the weak growth in China: after growth there really collapsed in the first half of the year, Nestlé wants to restructure the management team. The company is giving itself one year to make improvements.

Growth in Greater China fell by 4.2 percent in the first half of the year. After an increase of 1.7 percent in the first quarter, the situation deteriorated rapidly in the second quarter - which reduced organic Group growth by 0.7 percentage points and volume growth by 0.4 percentage points, as Nestlé announced on Thursday.

Heads are now likely to roll in the management team in China: Nestlé is taking significant steps to improve performance, including changes to senior management, it said. The measures would affect growth for up to a year.

In recent years, Nestlé has grown its business in China by expanding distribution, it added. This model is facing challenges due to weaker consumer demand and the deflationary environment. However, the company remained vague about specific measures in the press release, stating only that it wanted to strengthen its "value proposition". When asked, Nestlé CEO Laurent Freixe said during a conference call with journalists: "We want to penetrate the Chinese market more deeply. We are expanding distribution and want to invest more in the brands." He also expressed confidence in China's long-term potential.

Restructuring in the vitamin business

Nestlé has another construction site in the vitamins business. Laurent Freixe wants to tackle this again, after his predecessor Mark Schneider had already taken it in hand.

Growth in the overarching Nestlé Health Science division had already slowed to 4.2 percent in the first quarter of the year, followed by growth of just 3.4 percent in the first half of the year as a whole. The business with vitamins, minerals and nutritional supplements (VMS) is now to be focused on premium brands such as Garden of Life, Solgar and Pure Encapsulations.

The mainstream brands, on the other hand, will be subject to a strategic review and could therefore be sold. According to CEO Laurent Freixe, this could be reflected in 2026. These include Nature's Bounty, Osteo Bi-Flex, Puritan's Pride and the US private label business.

Despite the setbacks in China and in the vitamins business, Nestlé believes it is on track to turn weakening units around: In the 18 most important underperforming business units, a third of the aggregate growth gap to the market had been closed. These include coffee whitener in the USA, soluble coffee in Europe, frozen pizza in the USA, Milo in Asia and biscuits in Brazil.

Nestlé shares fall sharply after mixed half-year figures

Nestlé shares slump after the presentation of half-year figures. Although the world's largest food company performed better than expected in terms of profitability, it disappointed in terms of the important volume growth (RIG). In addition, growth in China was extremely weak.

Nestlé shares temporarily fell by 3.59 percent to CHF 74.96 on the SIX. Nestlé continues to have a difficult time with investors. After a very weak year, Nestlé shares had a very strong first quarter - but they have since given back a large part of these gains and are up just 4 percent.

Some analysts had seen encouraging signals in the set of figures presented and a positive stock market reaction was still emerging before the close of trading. After all, profitability was significantly better than expected with an operating margin of 16.5%. The corresponding target of at least 16.0% for the year as a whole was also confirmed, which some had doubted in advance.

However, the negative aspects of the figures weighed more heavily on investors' minds in early trading. The robust profitability appears to have been achieved at the expense of volume growth: price increases in particular contributed to growth, while volume development (RIG) slipped into the negative zone in the second quarter. Most investors had expected a positive development here, according to the market. In addition, there were unpleasant surprises in China and at Nestlé Health Science. Nestlé has taken measures to improve in both areas.

In addition, despite confirming the full-year guidance, management is talking about increasing headwinds. Some analysts conclude from this that the margin target, for example, is still on shaky ground.

Vevey (awp)

OWN POSITION

Hold own shares fixed, short puts at 70 and 67 (Sept and Dec). Would very much like to take them over at such prices. Possibly prescribe further shorts at lower strikes. $NESN (-0,38 %) Is indispensable.