Hello, GetQuin community. I have been a silent reader for quite some time now and wanted to share my portfolio with you.
First of all, I am M22 and started investing in the market in 2020 with small amounts. I currently still live at home with my parents. I have a completed apprenticeship, but I decided to catch up on my A-levels to be able to study. I also have a part-time job.
- My savings rate is therefore only €300 a month
- 100€ goes into a call money account as a reserve
- 200€ goes into my savings plans which I list below
My strategy is a classic core-satelite strategy to build up a small fortune for the future.
The core therefore consists of 4 ETFs which I invest in monthly as follows:
- 60€ $XDWD (-1,17 %) MSCI World ETF to cover the most important companies from developed markets.
- 25€ $EIMI (-1,13 %) MSCI EM ETF to also cover emerging markets.
- 20€ $XDWT (-1,49 %) as I would like to invest more specifically in the IT sector, because I think that this will continue to experience major growth in the future.
- 20€ $SAEU (-0,71 %) I specifically wanted to save in this ETF to increase the European share and because I am very convinced of the weighting of the companies.
Now I come to my individual shares in the savings plan:
- 10€ $LIN (-0,85 %) Linde convinced me very early on, and not just because I deal with them every day at work. Good growth and, in my opinion, a strong future.
- 10€ $PG (+2,15 %) Strong products, my daily companion in the care and household sector.
- 10€ $DHR (-0,93 %) My favorite in the life science sector, I think Danaher will be back in the future.
- 10€ $DTE (+1,85 %) As a German company, I can no longer imagine telecommunications without it.
- 10€ $DE (-1,44 %) John Deere is an emotional investment (🥹) I was already a big fan of Deere machines as a child. Today still a progressive company in my opinion.
- 10€ $NKE (-4,76 %) Fundamentally a very successful company, I am a fan of the company history and the shoes, think that Nike will sooner or later return to its former strength.
- 10€ $WM (+0,06 %) Waste disposal and recycling are becoming increasingly important, environmental solutions are a big issue. Why not WasteManagement?
- 5€ $CSCO (-2,11 %) Big player in the field of cybersecurity, which is becoming increasingly important. I am convinced of the company.
I also hold shares in a few other companies, the reasons for which are described below:
- $SHEL (+0,29 %) I bought some time ago, important and large energy company. I will continue to hold them in the future.
- $NESN (+0,44 %) I bought them back then and am now just waiting to be able to sell them at a positive price.
- $NU (-6,5 %) I am convinced of the company, I think that Nu will have a successful future.
- $O (+1,03 %) I only save Realty Income through the cashback offer from TR, simply to get a few monthly dividends for a good feeling.
I don't save my cryptocurrencies monthly. I started putting a super small amount into Bitcoin early on. I just leave it to work.
I would now appreciate a little feedback, criticism and food for thought.
Thank you very much
