Good evening,

I have just come across the ETF $IEFM (-0,05 %) (actually $CEMR, but unfortunately it is not shown here) (Edge Europe Momentum EUR (Acc)) and it seems very interesting to me as it covers the European market. Over the long term, the ETF has had nice growth and the individual companies such as $SAP (-0,03 %) , $ASML (-1,59 %) , $NOV (-0,81 %) but also $RACE (-0,23 %) I like very much. In $SAP (-0,03 %) I am also already invested. However, I am currently also investing in other ETFs such as the $VWCE (+0,17 %) the $IGLN (-0,91 %) , the $DFEN (+0,31 %) , the $VHYL (+0,11 %) (actually $VGWD but it is not shown here either) and the $QDV5 (-1,38 %) . Would it be worthwhile to include the $IEFM (-0,05 %) in my savings plan and thus increase the European share in my portfolio? What do you think of the ETF?

My ETF portfolio

Only completed this month, so the gains and losses are perhaps a little strange.

$IUIT (+0,28 %)

$DFEN (+0,31 %)

The Information Tech ETF serves to invest as focused as possible in all the compounders, I would generally prefer the equal weight variant, but unfortunately it is not yet available in Europe as far as I know. The VanEck ETF is intended to protect the portfolio somewhat from geopolitical risks, and the companies are also quite interesting and all have the state as a major customer, either directly or indirectly, which I think is a very good addition. Weighting is around 55% at the beginning and will be rebalanced as soon as the equities exceed the 80-85% threshold. In this way, I hope to take as much upside as possible and leave the equity area largely unhindered.

$IGLN (-0,91 %)

The 22% weighting is based on the post from dear @Epi regarding gold.

$DTLA (+0,35 %)

$IDTP (-0,31 %)

$IBTA (-0,3 %)

Like gold, the combination of bonds is intended to take out some volatility and provide an alternative cash position. However, I am considering possibly exchanging the 1-3 year bonds for BTC.

Milestone 2024🎉

Not only did I successfully complete my training this year, but it may also be the first time I have sustainably exceeded the €50,000 mark. The actual portfolio target for 2024 was 45,000, but this was accelerated somewhat by Nvidia.

I am planning my target for 2025 at around 90 - cautious 120,000 and a long-term expansion with gold, other top tech stocks or a reassuring $IWDA (+0,23 %) although the crypto train has left the station for me for the time being.

This year, I've mainly invested through $IGLN (-0,91 %) , $ETH (-1,68 %) and $MSTR (+8,98 %) purchases that I might have to become a lot calmer after all and, as with my $NVDA (+2,01 %) I should just leave something lying around and not take the first green numbers straight away.

In doing so, I have $MSTR (+8,98 %) for example, I lost 240% after only 2 months

PS: Getquin chart got mixed up somewhere during maintenance, actually the portfolio is currently at a new ATH

Profit taking:

Reallocation of 40% into $VWCE (+0,17 %) , 10% $IGLN (-0,91 %) and 50% in individual stocks $8035 (-0,76 %) , $GOOG (+1,03 %) , $ASML (-1,59 %) , $MSFT (-1,05 %)

$IGLN (-0,91 %)

$SGLD (+0,01 %)

$EWG2 (-0,3 %)

$4GLD (-0,35 %)

Could now be a good time to buy another tranche of gold or is there a good chance that it will go down a little further? From a seasonal perspective, gold is more likely to bottom at the beginning of the year or in the summer months.

Hello Friends,

I have been following all the posts etc. here with great interest for a quarter of a year now.

After a lot of back and forth, I have decided on a strategy. During this time I have also had to learn a few lessons.

My general goal is long-term wealth accumulation (25 - 30 years) and I currently invest in the following shares, ETFs and cryptos via a savings plan:

$VWCE (+0,17 %) 100 €

$BTC (-2,19 %) 25€

$DTE (-0,92 %) 25€

$NVDA (+2,01 %) 25€

$IGLN (-0,91 %) 25€

$AMZN (+0,26 %) & $MSFT (-1,05 %) I currently have small amounts in my portfolio, which I intend to increase if necessary.

Furthermore I have $IESE (-1,54 %) & $QDV5 (-1,38 %) but I will soon be throwing them out as they have not really performed as I had hoped over the last few months.

As I'm still very new to this, I'm hoping for constructive tips and criticism on what I could possibly improve.

I will be able to increase the savings rate myself towards the end of 2025 when I get a certain salary increase.

I look forward to your answers.