What do you think of my portfolio?

Current: 36, married, 3 children, house paid off in 5 years.

Goal: 55 retirement -> So I have roughly 20 years...

Strategy:

- 50% FTSE AllWorld $VWRL$VWRL (+0,33 %)

- 25% Growth: Tech stocks $NVDA (+2,03 %)
$PLTR (-0,84 %)
$MSFT (+0,28 %)
$TSLA (+2,63 %) + $BTC (-0,4 %) (still waiting for setback for entry)

- 25% Gold $EWG2 (+0,87 %) / $IGLN (+0,6 %)

Do you think the strategy is too boring?

Gladly feedback and sunny greetings to all!

Hello everyone. As a good novice investor, I am predisposed to read, learn from everyone and try to implement any suggestions for improvement.

After listening to you all, I have settled on a basic portfolio model that I intend to stick with over time.

My profile is moderate, trying to diversify geographically and using different types of investments.

I plan a modest plan of €250/month spread across different ETFs, stocks and cryptos, to see how it evolves.

My model is main core and satellite ETFs around it. The core remains stable, and the rest will be increasing contribution thanks to the investment plan.

Core: (Range 60-70%)

$J6FF22

Satellites: (25-35% ETF)

$VECA (-0,14 %) Bonds

$XDEV (-0,15 %) World

$VHYG (+0,25 %) High Dividend

Commodities: (5-10%)

$IGLN (+0,6 %) Physical Gold

$SSLN (+0,32 %) Physical Silver

$SPLT (-0,8 %) Physical Platinum

Cryptos: (Less 3%)

$BTC (-0,4 %)
$ETH (+0,74 %)
$TRX (-0,89 %)

As you can see quite diversified and varied.

I appreciate your assessment and contributions.

Hello everyone,

I wanted to share my portfolio and my strategy with you today.

I've been active on the stock market since 2022.

Like many people, the start was not perfect. In the beginning, I traded back and forth too much, bought and sold shares only because of short-term movements and often went with my gut feeling rather than a clear strategy.

In the meantime, however, I am really happy with my portfolio and, above all, with my direction.

I invest for the long term, broadly diversified and hedge all my positions (except $ISPA (-0,16 %)) on a monthly basis.

I no longer worry about short-term price movements.

A few books, which I have already presented in a separate article, have also been particularly helpful.

My portfolio is divided into two areas:

ETFs at Trade Republic:

• Vanguard FTSE All-World ($VWRL (+0,33 %)) is my basic investment and forms the backbone of my portfolio
• Fidelity Global Quality Income ($FGEQ (+0,08 %) ) I find the ETF's approach very interesting
• iShares STOXX Global Select Dividend 100 ($ISPA (-0,16 %) ) I still have from my early days. It will probably be completely switched into the VWRL sooner or later
• iShares Physical Gold ($IGLN (+0,6 %) ) is intended as a small addition

Individual stocks at Scalable Capital

I have specifically selected six established companies that I am betting on for the long term.

They are not insider tips, but for me they are solid and easy to understand:

• Microsoft ($MSFT (+0,28 %) )
• Apple ($AAPL (+0,65 %) )
• Visa ($V (+0,45 %) )
• Coca-Cola ($KO (-0,7 %) )
• Allianz ($ALV (-0,8 %) )
• Realty Income ($O (-0,28 %) )

If I find any exciting additions in the future, I would like to expand the stock selection to a maximum of ten stocks.

I invest in all my ETFs (except $ISPA (-0,16 %)) and shares on a monthly basis.

I also make targeted individual purchases from time to time.

This gives me a clear structure, keeps me disciplined and allows my portfolio to grow.

I'm glad that I've learned from my beginner's mistakes and have now found a strategy that suits me.

How did you get started in the stock market and what helped you find your way?

YTD return:

🥇 Gold: ≈ +39.1 %

🥈 Silver: ≈ +24.7 %

🥉 Copper: ≈ +20.6 %

⚗️ Palladium: ≈ +34.5 %

💎 Platinum: ≈ +45.4 %

🥇Gold:

📈Chart technicals: The uptrend is running in a clean rising weekly channel.

The all-time high at 3 500 $/oz (22 Apr.) is intact; setbacks to the 50-day EMA (~3 300 $) were absorbed each time.

Primary support zone: 3 200 - 3 100 $ - the previous breakout level. RSI > 60 confirms bullish momentum.

ℹ️Fundamental Driver No. 1: Central bank buying.

In 2025, the official sector is again targeting ≈ 1,000 t - the 4th year in a row of massive purchases, driven by de-dollarization and geopolitical hedging.

🥈Silver:

📈Chart technicals:

Despite +25% YTD, the price is still ~30% below the historic peak of $49. The multi-decade cup-and-handle formation is approaching the neckline at 36 - 37 $; a significant weekly close above it could activate a target above 75 $. Short-term supports: $34.8 (May breakout level) and $32.

ℹ️Fundamental Driver No. 1: Supply deficit.

The World Silver Survey reports a shortfall of 149 Moz in 2024; a further 118 Moz is expected in 2025 - largely due to solar and e-mobility demand, while 70% of production is by-product.

🥉Copper:

📈Chart technicals:

On July 8, the "blue-sky breakout" to 12 526 $/t (5.68 $/lb) took place. Volume spike and weekly RSI > 70 confirm strength. The former top band 10 500 - 10 800 $/t now serves as key support; a retest to ~11 000 $ would be technically sound without breaking the uptrend.

ℹ️Fundamental driver no. 1: Structural scarcity.

UNCTAD warns: By 2030, around 80 new mines and $ 250 bn CapEx would be needed to meet demand from the energy transition, data centers and e-mobility - otherwise the market deficit will persist.

This is where I am currently positioned:

🥇Gold:

$EWG2 (+0,87 %)

$IGLN (+0,6 %)

$SPGP (+0,7 %)

$GDXJ (+0,59 %)

$BTO (+0,3 %)

$FF (+2,26 %)

🥈Silver:

$PHAG (+0,2 %)

$FR (-0,52 %)

🥉Copper:

$COPA (+0,97 %)

$HBM (+0,1 %)

$ATYM (+0,42 %)

❓Do you see a continuation of the bull market in metals and are you positioned accordingly?

Hello,

I am in the process of changing my portfolio, and thought I would allocate about 7k to a small ETF portfolio.

I have 65% of portfolio in Funds, 50% Ibex, 50% MSCI, so both regions are well covered.

On the ETF side, I thought about this particular allocation:

ETF emerging countries + Asia. $EIMI (+0,97 %)

ETF Europe $SMEA (-0,5 %)

Gold ETF $IGLN (+0,6 %)

ETF Defense + Aerospace. $IVDF (+1,14 %)

I will try to balance at 25% each fund, and use a monthly plan to periodically contribute according to performance.

Any ideas for improvement?

Thanks

Apart from the current standard reasons "geopolitical uncertainties, expectations of interest rate cuts, weakening US dollar", I can't think of any 🤷‍♂️

$PHAG (+0,2 %)

$IGLN (+0,6 %)

$EWG2 (+0,87 %)

$SPGP (+0,7 %)

$GDXJ (+0,59 %)

$FR (-0,52 %)

$FF (+2,26 %)

$BTO (+0,3 %)