$GGRP (-2,19 %) vs $FGEQ (-2,18 %) vs $TDIV (-1,44 %)
And having all 3 in your wallet?
With these 3 worlds you'll be guaranteed payments every month of the year.
is this a bad idea?
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134$GGRP (-2,19 %) vs $FGEQ (-2,18 %) vs $TDIV (-1,44 %)
And having all 3 in your wallet?
With these 3 worlds you'll be guaranteed payments every month of the year.
is this a bad idea?
Hello everyone,
I wanted to share my portfolio and my strategy with you today.
I've been active on the stock market since 2022.
Like many people, the start was not perfect. In the beginning, I traded back and forth too much, bought and sold shares only because of short-term movements and often went with my gut feeling rather than a clear strategy.
In the meantime, however, I am really happy with my portfolio and, above all, with my direction.
I invest for the long term, broadly diversified and hedge all my positions (except $ISPA (-1,09 %)) on a monthly basis.
I no longer worry about short-term price movements.
A few books, which I have already presented in a separate article, have also been particularly helpful.
My portfolio is divided into two areas:
ETFs at Trade Republic:
Individual stocks at Scalable Capital
I have specifically selected six established companies that I am betting on for the long term.
They are not insider tips, but for me they are solid and easy to understand:
If I find any exciting additions in the future, I would like to expand the stock selection to a maximum of ten stocks.
I invest in all my ETFs (except $ISPA (-1,09 %)) and shares on a monthly basis.
I also make targeted individual purchases from time to time.
This gives me a clear structure, keeps me disciplined and allows my portfolio to grow.
I'm glad that I've learned from my beginner's mistakes and have now found a strategy that suits me.
How did you get started in the stock market and what helped you find your way?
Following the reallocation of $FGEQ (-2,18 %) into the $VWRL (-2,49 %) I have invested 6 figures in the core for the first time. I am currently well on course to reach my target of 140k in the portfolio, but I still believe that the stock markets will have more difficult months in August and September.
The start of summer in June combined sport and leisure for me. By that I mean swimming, hiking, running and sport at home. Apart from the incoming dividends, I hardly noticed anything on the stock market. It was not the strongest distribution month due to the postponement of three distributions, but it was still a very strong one. Time for a review.
Overall performance
The portfolio tended to tread water in June, but that is no cause for concern. Bit by bit, it is fighting its way out of the lows of the customs conflict. And cash flow continues to be generated by distributions to the clearing accounts. The key performance indicators are:
Share allocation & performance
Which shares performed particularly well in June? Which are at the top and which at the bottom of the rankings? Which were the biggest losers?
Size of individual share positions by volume
Smallest individual share positions by volume:
Top-performing individual shares
Flop performer individual shares
ETFs vs. shares
The breakdown of ETFs vs. shares across all portfolios is 38.7% to 61.3%. This differs from the breakdown of my ETFs to equities savings plans (43% to 57%). Equities have performed better, which is due to the fact that I also include high-dividend ETFs in the ETFs.
Investments and additional purchases
Here is a brief overview of what I have invested in savings plans according to my fixed planning.
In addition, there were the following additional investments from returns, refunds, cashback, etc. as one-off savings plans/repurchases:
Additional purchases were made from other surpluses:
There were no additional purchases from the components of my cashback pension (e.g. reimbursements from health insurance premiums, insurance premiums, shopping vouchers, etc.) this month.
If you would like to know how my cashback pension supplements my equity and ETF pension, please let me know.
Passive income from dividends
My income from dividends amounted to € 152.30 (€ 179.04 in the same month last year). This corresponds to an increase of -14.94 % compared to the same month last year. The following is further key data on the distributions:
The top payers are:
My passive income from dividends (and some interest) mathematically covered 15.91% of my expenses in the month under review.
Crypto performance
My crypto investments also moved a little:
I find the topic exciting, but it is very underrepresented in my overall portfolio due to my passive income strategy. The first profits have already been realized and more will definitely follow. For me, crypto is a lever to turn play money into even more play money, which is then put into the solid distributors to make the income snowball grow bigger and bigger. New accumulation will take place in the coming bear market.
Performance comparison: portfolio vs. benchmarks
A comparison of my portfolio with two important ETFs shows:
Outlook and conclusion
I'm using the summer, which has already begun, not only for hiking, but also for city trips for my "non-financial" TikTok and Insta channel. I can often be found at one of the lakes near Leipzig, which were once created from the open-cast mining pits of the brown coal era. It's nice that the lunar landscapes have become a local recreation area. That's why I'm less active at the moment. That will certainly change again in the fall.
For now, I'm just enjoying life, and my money continues to work stubbornly and steadily for me in the background. Current events in the world and in politics don't interest me in the slightest. As I write this review, the first third of the summer will soon be over.
👉 You want my review as an Instagram post?
Then follow me on Instagram:
📲 You'll find regular posts there as well as the portfolio and budget review: @frugalfreisein
How did your June at the depot go? Do you have any tops & flops to share? Leave your thoughts in the comments!
I had included this ETF $GGRP (-2,19 %) in my portfolio at the time because the overall performance was supposed to be very good. In the meantime, and mainly because of the dividend cut some time ago, it is lagging behind quite a bit in my portfolio. Is this due to the market situation and there will be times again when it performs better than, for example, the $VWCE (-2,46 %) or is the ETF simply no longer as attractive?
I still have the $FGEQ (-2,18 %) which performs significantly better. I'm thinking about $GGRP (-2,19 %) out and reallocate.
I took a few interesting screenshots comparing $QDEV (-2,59 %) with other popular indexes $IWDA (-2,5 %) , $CSPX (-2,9 %) , $FGEQ (-2,18 %) and $VWRL (-2,49 %)
It is about the annualized 10-year total return (price + dividends)
World Quality Aristocrats: ≈15%
MSCI World: ≈11%
S&P500: ≈13%
FTSE All-World: ≈10%
Fidelity: ≈11%
+ 1
Reallocation to $VWRL (-2,49 %)
Hi all guys!!!
I would like to share with you my ideal portfolio allocation, as read from the title it is still a work in progress, I am slowly adding positions as opportunities arise.
A little context: I am 24 years old, a final year medical student, and I am slowly putting money aside that I can invest both through my part time job (preparing for the medical test and tutoring for first year exams) and through the savings I already had set aside. The platform I currently use to invest is Directa.
Let's say that my goal at the moment is to reach over the years an invested amount of 50k euros in ETFs and distribution stocks, ideally distributed as follows:
CORE
-30k in growth-oriented developed markets etf (10k/30k)
Those selected are. $FGEQ (-2,18 %) (10k/10k) , $TDIV (-1,44 %) (0k/10k) and $HMWO (-2,59 %) (0k/10k), so as to have income every month, as they distribute alternately;
SATELLITE
-5k in emerging markets etf (0k/5k)
I chose $IEEM (-2,11 %) to diversify;
-5k in high-distribution etf (2.5k/5k)
In this category I own. $VHYL (-1,49 %) ;
-5k in active option-based etf (5k/5k)
Here I have already completed my position in $JEGP (-1,17 %) , which by the way distributes monthly ;
-5k in single Italian stocks (0k/5k)
In this category I have already selected some of the possible additions, such as. $PST (-0,66 %) , $ISP (-4,23 %) e $TRN (-0,71 %) , but at the moment the prices are too high and I am not willing to buy now;
Considerations and Strategy Explanation: I start by saying that I know that at my age it would be better to buy accumulation instruments for the best taxation and growth over time, but personally the idea of receiving a monthly cash flow (albeit still small) without having to do anything at all has an important psychological impact, and seeing it grow slowly gives me a lot of satisfaction and motivates me to continue on this path. I started immediately by positioning myself on high-dividend etfs such as $JEGP (-1,17 %) e $VHYL (-1,49 %) so that I already had a small boost in the strategy; I hoarded $FGEQ (-2,18 %) during the first week of April by taking advantage of the flash crash that took place, and now I am accumulating liquidity in anticipation of another possible reversal: ideally the next move will be to start accumulating shares of $TDIV (-1,44 %) to diversify in currency as well: last note, the etfs chosen are also from different issuers so as to diversify in this aspect as well.
Let me know what you think!
$VWRL (-2,49 %) You can simply be relied upon...
Dividend announcement 06/2025:
0.8684 USD
For comparison 06/2024: USD 0.7889
All the smart beta ETFs $FGEQ (-2,18 %)
$GGRP (-2,19 %) etc. should take a leaf out of their book.
The donkey @DonkeyInvestor is right after all.
Hello dear getquin community and dear dividend investors,
inspired by some users (@Simpson I'm looking at you!) here and have been thinking about it myself for some time, I would also like to put together a sustainable and high-quality dividend stock ETF. I used the tool from Aktienfinder.net and paid attention to growth in earnings, growth in dividends and growth in overall price performance. I also wanted to diversify a little more broadly across several countries and sectors so that it covers a lot all round.
I have put together a total of 60 shares (satellite), which I would like to invest €10 in each. I don't really want to do any reallocations, I've also focused mainly on established companies (moats etc.). It's a mix of dividend growth and share price growth together, so the dividends here range from 0.62% to 5.38%.
I realize that there are a lot of US companies here, but I think it's hard to avoid them.
My 6 ETFs serve as a core, which I would put on hold for the time being, but of course continue to generate cash flow:
My goal here is clearly to outperform a few of the ETFs mentioned above with the shares, be it in dividend yield after x years with better price growth overall.
What do you think of the selection?
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