Part 5 of 5
/ Review of the year 2024: In the first 4 parts

of my investment story, I looked at the years 2013 to 2023.

A mixture of highs and lows. While there was a lot of learning at the beginning, the last few years are finally bearing fruit!

Monthly view:

2024 was another very positive year, although December again resulted in a slight loss in the portfolio.

In total, December was -0,8%. This corresponds to price losses of -3.200€.

The MSCI World (benchmark) was -0.9% and the S&P500 -2.5%.

In the following, however, I would like to look primarily at the whole of 2024 and not

just December.

Year as a whole:

Winners & losers:

The winner par excellence is hardly surprising NVIDIA $NVDA (+0,88%) with

almost €20,000 in share price gains! And this despite the fact that I took my entire stake of ~€4,000 off the table in March.

In 2nd place follows Bitcoin
$BTC (-2,14%) with approx. 6,000€ price gains. 3rd-5th place

are shared by TSMC $TSM (+0,87%)
Alphabet $GOOG (+0,31%) and Meta
$META (-0,35%) with gains of ~€5,000 each.

On the loser side it looks very relaxed all in all.

Sartorius $SRT (+1,01%)
Nike $NKE (+0,37%)

and Bechtle $BC8 (-0,89%) have each caused share price losses of ~€1,000. They are followed by LVMH $MC (+1,2%) with share price losses of €500 and Amgen $AMGN (+0,45%) with €200.

All in all, share price losses that are not really worth mentioning.

The performance-neutral movements in 2024 were just under €20,000. This is a significant decline compared to the almost €30,000 from previous years. This was due to some private issues and the upcoming house construction.

My performance for the year as a whole was +28,8% and therefore outperformed my benchmark, the MSCI World, by 25.8%.

In total, my portfolio currently stands at ~347.000€. This

corresponds to an absolute growth of ~95,000€ in the current

year 2023. ~71.000€ of which comes from price gains, ~3.800€ from

dividends / interest and ~20.000€ from additional investments.

Dividend:

• The dividends in December were 17% above the previous year at ~€370
• Amgen is in the lead with over 50€ (gross) dividend every 3 months
• For the year as a whole, my dividends amounted to ~2.900€ and thus almost 25% over 2023

Buys & sells:

- I bought in December for a significantly reduced ~500€

- As always, my savings plans were executed:

- Blue chips: Lockheed Martin $LMT (+1,26%) Republic Services $RSG (+0,06%) Thermo Fisher $TMO (-0,16%) ASML $ASML (-0,1%) Northrop Grumman $NOC (+0,11%) Itochu $8001 (-2,97%) Constellation Software $CSU (+0,34%) Hermes $RMS Salesforce $CRM (+0,14%) MasterCard $MA (+0,69%) Deere $DE (+0,08%)

- Growth: -

- ETFs: MSCI World $XDWD (-0,09%) and the WisdomTree Global Quality Dividend Growth $GGRP (+0,27%)

- Crypto: Bitcoin $BTC (-2,14%) and Ethereum $ETH (-1,03%)

- There were no further sales in December

Target 2024 & outlook 2025:

My goal for 2024 was to reach €300,000 in the portfolio. Due to the

extremely positive market performance in the current year, my portfolio stands at ~€ 350,000 at the end of the year. I was therefore able to significantly exceed my target.

What will happen in 2025? The logical target, of course, would be 400.000€ to be achieved. However, due to the upcoming house construction, part of the assets will be invested in the house construction. If I include the property in my statement of assets, the target of €400,000 would of course not change.

However, as I am more likely to be tracking my liquid assets here, I will probably

probably refrain from doing so.

Therefore, my year-end target for 2025 will probably be closer to the final balance for 2024. So around €350,000 at the end of 2025.

How are things looking for you? Have you already thought about your plans for 2025?

Finally, I wanted to say thank you again for all the positive reactions to my investment story!

https://linktr.ee/mister.ultra

#dividends
#dividende
#rückblick
#depotupdate
#aktie
#stocks
#etfs
#crypto
#personalstrategy

Which shares do you have on your watchlist for 2025? 🚀

I'll start right away: $LIN (+1,39%)
$8001 (-2,97%)
$ZTS (+0,08%)
$FANG (+0,27%)
$MUM (+0,56%)
$HOOD (+0,2%)
$INOD (+0,73%)
$UBER (+0,66%)
$MDLZ (+0,06%)

Successful year with more than +30% YTD (but approx. 2/3 of the price gains due to Palantir).

An update on the portfolio. My 'Dull Seven' - a nice boring 7 positions (2 ETF and 5 individual stocks).

Long-term investment strategy with an investment horizon of another 15-18 years. From then on it would slowly move towards retirement. I have been invested since 02/2023.

The ETFs as the main investment with currently just under around 36% (33% at the end of 2023, currently depressed by the performance of Palantir) and the goal here at some point to be at 50-60%.

• $VWRL (-0,08%) FTSE All-World to keep US below 60% in the long term. (savings plan)
• $VUSA (+0,04%) S&P 500 extra to take advantage of slightly higher returns compared to the All-World. (savings plan)

Plus a handful of individual stocks:

• $MSFT (+0,09%) for long-term blue chip growth with a small dividend. (savings plan)
• $8001 (-2,97%) long-term strong growth and a decent dividend. (savings plan)
• $ALV (-0,6%) as a long-term runner with a decent yield and very good dividend. (savings plan)
• $PLTR (-2,58%) as a long-term tech bet. Subsequent purchases when opportunities arise
• Change trees to position 5 of the individual stocks. $DTE (+0,93%) in since December. (savings plan)

Well vltts there are still some on the shortened 30.12. 😅

$CVX (+0,41%) x600

$XOM (+0,51%) x600

I expect both of them to increase earnings during the Trump era, which can at least be reflected in the dividend, and that's really my only concern

$8001 (-2,97%) x1000

$DB1 (+0,58%) x100

$MSCI (-0,02%) x80

$DHL (-1,59%) x1000

-> I thought this was a good place to build up a position. I'm not entirely sure whether we'll see price growth here at some point, but they probably won't fall much further (hopefully)

$DTE (+0,93%) x3000

Due to some discussions in my last post about ThermoFisher$TMO (-0,16%) and Itochu $8001 (-2,97%) I have decided to replace ThermoFisher with Itochu. I was looking for diversification and continuous stability (reduction of the US share).

My portfolio shows a breakdown into different sectors and areas:

trade Republic: the shares and ETFs

scalable Capital : the gold

This is just the portfolio I want to hold for the next few years with a long-term savings plan. And if necessary, individual purchases where the opportunity arises, I think I am now quite well positioned or what do you think of the portfolio.

Stocks that I would like to hold for the long term

• Technology:
• 
  $MSFT (+0,09%) Microsoft,
• $AAPL (+0,17%) Apple,
• $ASML (-0,1%) ASML

• Consumer goods:
• $KO (+0,24%) Coca-Cola,
• $MCD (+0,06%) McDonald's.

• Finance and insurance:
• $ALV (-0,6%) Allianz,
• $V (+0,1%) Visa

• Real Estate:
• $O (+0,46%) Realty Income.

• Armor:
• $LMT (+1,26%) Lockheed Martin.

• Retail:
• $WMT (+0,09%) Walmart.

- Various sectors:

- $8001 (-2,97%) Itochu

- Health

$JNJ (+0,31%) Johnson & Johnson

ETF as core overlaps are relatively unimportant to me in this area :)

- FTSE All World :

$VWRL (-0,08%)

-Global Quality Income:

$FGEQ (-0,06%)

and then as a supplement

$BTC (-2,14%) bitcoin

and gold $EWG2 (+0,45%)

On into December. November was extremely (good), mainly driven by Palantir.

An update on the portfolio. My 'Dull Seven' - a nice boring 7 positions (2 ETFs and 5 individual stocks).

Long-term investment strategy with an investment horizon of another 15-18 years. From then on it would slowly move towards retirement. I have been invested since 02/2023.

The ETFs as my main investment with currently just under 37% (depressed by Palantir) and the goal of reaching 50-60% at some point.

• $VWRL (-0,08%) FTSE All-World to keep US below 60% in the long term. (savings plan)
• $VUSA (+0,04%) S&P 500 extra to take advantage of slightly higher returns compared to the All-World. (savings plan)

Plus a handful of individual stocks:

• $MSFT (+0,09%) for long-term blue chip growth with a small dividend. (savings plan)
• $8001 (-2,97%) long-term strong growth and a decent dividend. (savings plan)
• $ALV (-0,6%) as a long-term runner with a decent yield and very good dividend. (savings plan)
• $BA. (-0,89%) back in since September. (savings plan)
• $PLTR (-2,58%) as a long-term tech bet with +190% so far/since November '23. Additional purchases when opportunities arise.

Good morning dear community,

I've been busy building up my portfolio recently and would now like to present my final selection.

Briefly about me, I am 23 years old and used to gamble with a lot of penny stocks. After I suffered a major loss last year, I stopped doing that and have been building up a growth-oriented portfolio for the last few months or am still in the process of investing in all stocks.

My investment horizon is long (at least 20 years plus), as I only invest money that is not needed. A corresponding cash position is available to be able to react to private matters.

Now to the portfolio:

As mentioned above, I follow a more classic buy and hold strategy, which is made up of growth-oriented stocks and some gold as another asset class for admixture.

My ETFs are currently saved through standing orders with a corresponding weighting.

My largest position is the $IWDA (-0,01%) This is constantly being saved with the highest weighting and, together with my $EIMI (+0,07%) a long-term basic investment and broad diversification in developed markets.

Added to this is the $CSNDX (+0,05%) as I continue to focus on technology growth in the long term and am therefore invested in many interesting future-oriented companies.

Nevertheless, Europe should not be neglected and is also important for my diversification. To this end, I have selected $LU0224105477 selected. I chose this fund because it performs better in the benchmark test than other common Europe ETFs (measured over the entire term).

As mentioned above, I also have a small gold investment through $WGLD (+0,4%) .

Finally, we come to my equities:

$PLTR (-2,58%) , definitely an up-and-coming growth company for me in the area of Big Data and AI, (I've also been on board here since the beginning of this year).

$OR (+0,96%) and $NOVO B (+0,65%) were added to the portfolio because they are two strong market leaders in the consumer staples and healthcare sectors, which are fundamentally well positioned and, in my view, will bring long-term growth with corresponding quality through constant new innovations and developments. This allows me to diversify further by sector and country.

$RACE (+0,06%) For me, this is a long-term runner from Italy. Thanks to its strong brand and exclusivity, Ferrari can separate itself from other car manufacturers and, for me, is a share with constant growth and secure profitability.

In the future, I would also like to invest in Japan as a percentage. Here I have placed my bet on a share with a large industry positioning, which can also be regarded as a qualitative long-term runner. It is $8001 (-2,97%) .

$NU (+0,51%) an up-and-coming fintech company that still has strong growth ahead of it. Nu Holdings has made an established name for itself and has also achieved significant fundamental successes and is aiming for further expansion. For me, this is an in-depth risk investment alongside Palantir, which I can enter into and am positive about.

Finally $OCGN (+1,44%) . Ocugen is a biotechnology company for innovative gene therapies for the treatment of eye diseases. The share dates back to the earlier gambling days (Corona hype). I missed the jump back then and have been stuck here since 2020. Unfortunately, I have no further involvement with the investment and am considering selling and investing elsewhere (opportunity) or simply sitting it out until I return to profit.

That was my more or less "brief" portfolio presentation.

Perhaps I have been able to generate new ideas for some of you and I would be happy to receive feedback or stocks that I could include in the future or that I should take a closer look at.

Have a nice weekend everyone.

Passed the next thousand faster than expected - 5,000. An update on the portfolio. My 'Dull Seven' - a nice boring 7 positions (2 ETFs and 5 individual shares).

Long-term investment strategy with an investment horizon of another 15-18 years. From then on it would slowly move towards retirement. I have been invested since 02/2023.

The ETFs as my main investment with currently just under 40% and the goal of reaching 50-60% at some point.

• $VWRL (-0,08%) FTSE All-World, which has now replaced the MSCI World, in order to keep the US below 60% in the long term. (savings plan)
• $VUSA (+0,04%) S&P 500 extra to take advantage of slightly higher returns than the All-World. (savings plan)

Plus a handful of individual stocks:

• $MSFT (+0,09%) f long-term blue chip growth with a small dividend. (savings plan)
• $8001 (-2,97%) long-term strong growth and a decent dividend. (savings plan)
• $ALV (-0,6%) as a long-term runner with a decent yield and very good dividend. (savings plan)
• $BA. (-0,89%) (UPDATE) back in since September. (savings plan)
• $PLTR (-2,58%) as a long-term tech bet with +140% so far/since November '23. Additional purchases when opportunities arise.

Unfortunately, I missed the jump in time, but so be it... It's a shame about the dividend, but I no longer see the potential at the moment, nor do I see it in the future.... for all European car manufacturers.

Money has flowed into $8001 (-2,97%) flowed into

PS: Bought in the Corona "Crash"