Greetings :)

I'm almost too interested in the whole stock market topic. Over the last few weeks, I've been completely fixated on shares and finance.

Every day I've been following the posts on the platform, looking through all the portfolios and thinking about what to do next.

Sometimes I ignored the saying "time in the market beats timing the market" and unconsciously started gambling.

I thought about investment strategies every day. Sometimes I simply implemented crazy ideas, which I thought were stupid the next day.

My starting position was 4 ETFs. An All World, a Europe, an Asia and the Gerd Kommer ETF as mentioned in the previous post.

In the end, I decided on the $VWRL (-0,34%) . I sold each ETF to create 2 new positions with the total amount. $SESG (+0,76%) & $VNA (+1,82%) to open. The rest of the total amount was placed entirely in the ETF. I had been watching both individual stocks for a while now and had read up on them. I am convinced of both companies so far. Both make up 6% of the portfolio and will be added to later when the time is right.

In addition, I add $SIE (+0,3%) back into my portfolio via a savings plan. I save this position until it has reached a weighting of 10% in the portfolio.

Once this has been reached, I would like to take the same step with an insurer. However, I have not yet decided whether this will also be a German share like $ALV (-0,49%) or whether I will opt for a Swiss share like $SREN (+1,83%) will be chosen.

Besides, I still have stocks on the screen like $NVDA (-1,21%) | $AMD (-0,61%) | $GOOGL (+2,21%) | $BATS (+0,4%) | $KO (-0,08%) which I am actually convinced of, but am only observing for the time being.

Stocks like $KTN (-1,83%) | $RTLL (-0,29%) | $8001 (+1,01%) | $SOFI (-3,76%) | $6861 (-0,61%) are and will remain quite interesting, but I still have some uncertainties.

$BTC (-0,23%) will find its way into my portfolio sooner or later. Unfortunately, I don't have the money to open another position. So I'll wait and see

Brief battle plan:

• asset accumulation
• Higher savings plan + focus on one ETF
• Add or expand positions through dividends.
• Enforce 10% share limit
• Keep calm and don't become stingy again

Should work.

PS: the vacation pay thing was completely nonsensical.

Let's forget that, please :).

I have restructured my equity portfolio as I do every six months.

I got rid of stocks that were more than 30% above their fair value, were already represented in ETFs, had a high beta and had performed worse than the new additions over the last 5 years.

The following were sold $ASML (-2,37%) , $MSFT (-0,67%) , $AAPL (-0,01%) and a small profit-taking position in $RKLB (-8,74%) (+80 %).

I have added stocks that outperform the S&P, have a market capitalization below 80 billion and whose forward P/E and EV/FCF are below 20:

Itochu $8001 (+1,01%) , Sumitomo $8053 (+0,3%) , Sanmina $SANM (+0,11%) and Reliance Steel & Aluminum $RS (+0,19%) .

Hello everyone!

My parents are in the process of selling my grandparents' house. It will probably fetch around €275,000. My parents will soon both be 60 years old.

They had initially considered buying another property nearby. But they have moved away again. The lack of flexibility and the time and risk involved with tenants put them off.

I also told them more about investing in the stock market. They were very open and interested, even though they said they had an unfounded fear of shares etc.

Now my question to you. What is the best way to invest the money? I think dividends would be very nice as my parents like the passive income like from a property. But it should also be very well diversified across countries and sectors.

I personally have developed 2 solutions. You can give your opinion as to whether you think the solutions are good or, of course, if you have completely different ideas.

1. the ETF solution

15% $XEOD (+0,01%) Call money ETF. Div. 1.9%

15% $TDIV (-0,12%) VanEck Divi Leaders. Div 3.5%

10% $TRET (-0,09%) Global Real Estate. Div. 3.7%

7,5% $VHYL (-0,35%) Allworld High Div Yi. Div 3.1%

7,5% $PEH (-0,02%) FTSE RAFI EM. Div 3.9%

5% $EWG2 (+0,37%) Gold

5% $SEDY (+0,27%) iShares EM Dividend. Div 8.0%

5% $JEGP (-1,04%) JPM Global Equity Inc Div 7.1%

5% $EEI (+0,18%) WisTree Europ Equity Inc Div 6.3%

5% $IHYG (+0,12%) High Yield Bond. Div 6.1%

5% $EXXW (+0,16%) AsiaPac Select Div50 Div 5.5%

15% Rest German Divi Shares approx. div 2.5%

=100% with 3.7% dividend.

275k ×3,7% = 10.175€

With full taxation 27.99% = 7327€

On average per month: 610€ dividend

With 2k tax-free allowance: 657€ dividend per month

I find it very well diversified, you have overnight money, you have the USA and Europe well represented, but also 12.5% emerging markets ETF. In terms of sectors, finance will be at the forefront. Followed by real estate and energy. I think that's fine.

2. the equity solution

I have selected 34 strong dividend stocks. In the list they are roughly divided into GICS sectors.

15% $XEOD (+0,01%) Overnight ETF. Div 1.9%

12% $EQQQ (-0,11%) Nasdaq100 ETF. Div 0.4%

5% $EWG2 (+0,37%) Gold

2% $O (-0,8%) Realty Income 6.0%

2% $VICI (-0,32%) Vici Properties 5.6%

2% $OHI (+0,25%) Omega Healthcare 7.2%

2% $PLD (+0,71%) Prologis 4.1%

2% $ALV (-0,49%) Allianz 4.35%

2% $HNR1 (+0,79%) Hannover Re 3.4%

2% $D05 (+0,17%) DBS Group 5.5%

2% $ARCC (-2,15%) Ares Capital 9.3

2% $6301 (+0,86%) Komatsu. 4,2%

2% $1 (-0,28%) CK Hutchison 4.6%

2% $AENA (+0,75%) AENA. 4,2%

2% $LOG (+0,04%) Logista 7.3%

1,5% $AIR (+0,09%) Airbus 1.8%

1,5% $DHL (-0,38%) DHL Group 4.8%

1,5% $8001 (+1,01%) Itochu 2.8%

2% $RIO (+2,09%) RioTinto plc 6.4%

2% $LIN (+0,7%) Linde 1.3%

2% $ADN (+0%) Acadian Timber 6.7%

3,5% $BATS (+0,4%) BAT 7.0%

2% $KO (-0,08%) Coca Cola 2.9

2% $HEN (-0,12%) Henkel 3.0%

2% $KVUE (+1,02%) Kenvue 4.1%

2% $ITX (-0,18%) Inditex 3.6%

2% $MCD (-1,21%) McDonalds 2.6%

2% $690D (+0,82%) Haier Smart Home 5.6

3,5% $IBE (+0,58%) Iberdrola. 4,1%

1,5% $AWK (-0,61%) American Water Works 4.4%

1,5% $SHEL (-0,83%) Shell 4.1%

1,5% $ENB (-0,15%) Enbridge 6.5%

2% $DTE (-0,15%) Deutsche Telekom 2.8%

2% $VZ (+3,24%) Verizon 6.8%

2% $GSK (-0,11%) GlaxoSmithKline 4.2

2% $AMGN (-0,61%) Amgen 3.5%

2% $JNJ (-0,14%) Johnson&Johnson 3.5%

= 100% with 3.5% dividend

275k ×3,5% = 9625€

With full taxation 27.99% = 6930€

On average per month: 577€ dividend

With 2k tax-free allowance: 624€ dividend per month

I also think this solution is cool because you can select the largest companies or strong dividend payers in the individual sectors or countries yourself. And of course you can also select shares with which you have a connection. However, I have focused on shares from the USA, England and Germany because of the withholding tax. Spain is also well represented because of my parents' ties to this country. It's also cool that the NasdaqETF also includes the Microsoft, Amazon, etc. compounders.

What do you think?

$8001 (+1,01%)

It hasn't been around for long, but Itochu has already delivered its first payout. $8001 (+1,01%)

How long have you been invested in Itochu?

Itochu $8001 (+1,01%): Business results as of May 2, 2025 - Summary

Financial Year 2025 (FYE 2025)

Sales: 14.72 trillion yen (+4.9% compared to the previous year)

Operating result: 683.92 billion yen (-2.7% compared to the previous year)

Net profit: 880.25 billion yen (+9.8% compared to the previous year)

Earnings per share (EPS): 615.65 yen

Dividend: 200 yen per share (increase of 40 yen compared to the previous year)

Net profit reached a record high for the second year in a row. The increase in sales was mainly achieved through organic growth in the food, consumer goods and textiles segments. Challenges arose in the raw materials segment, particularly due to falling coal prices and operational problems in two coking coal projects.

4th quarter (January-March 2025)

Sales: 3.68 trillion yen (+3% year-on-year; below the estimate of 3.85 trillion yen)

Operating profit: 146.16 billion yen (-11% year-on-year; below the estimate of 219.18 billion yen)

Quarterly profit: 203.78 billion yen (+7.2% year-on-year; below the estimate of 215.37 billion yen)

Outlook for the financial year 2026 (FYE 2026)

Forecasted net profit: 900 billion yen

Planned investments: up to 1 trillion yen, including privatization of DESCENTE and the iron ore business in Brazil

Total payout ratio: around 50%, consisting of dividends and share buybacks totaling 150 billion yen

Itochu continues to focus on "hands-on management" with a focus on sustainable growth through targeted investments and a balanced capital structure. Analysts are optimistic: ten buy recommendations and four hold ratings.

Sources: Itochu IR, MarketScreener, Smartkarma

1 - Opinion (not that some users cry again in the comments that a market forecast includes a forecast on Trump)

2 - SPX chart

3 - Which stocks are interesting

1 - So there's the tariff hammer and the crash. What now?

Trump's team is probably relying on the typical crash mechanisms.

The investors with the most capital can buy much longer and more in this crash and are not as affected by price losses due to their wealth. This means that the top 0.1% of the US will also benefit the most from this crash, so there are unlikely to be any major complaints from the US elite.

According to Project 2025, however, the plan for the next few years is to make the USA less dependent on foreign markets (rather stupid, as the United States exerts influence through the strength of its economy even without using the military)

To what extent this should and can be implemented is questionable for me, because American companies are only as valuable as long as they sell globally.

Here, the upper class will not sit around and wait for the basis of their wealth to be removed, especially if the rest of the world continues to act more or less globally.

So for me this attempt is more of a medium-term thing, either until Trump fires his advisors, until America gets rid of Trump or until they change their minds.

2 - Only the absolute basics $CSPX (-0,42%)

Forward path:

As the SPX is massively dependent on technology stocks ->

It could also soon become very difficult with the suspected EU tariffs on services and a 50% increase in Chinese tariffs in the entire technology sector.

How much is questionable, however, as tariffs can also be lifted from one day to the next...

• Upward trend of all averages broken
• Completely failed almost to the 2022 high/ 50% FIB

There is now upside potential in the short term, but with Trump's momentum on tariffs, it may simply go back to the 4500 area on bad news.

In the medium term, it looks particularly volatile due to Trump, I can imagine that we will see 4000 this year. But maybe Trump will back down (edit, 3 hours later: yes he will. As I said: volatility)

3 - Interesting stocks for me:

China $1810 (+1,07%) ...

USA $SQ (+7,07%) buy before the next trend in case of strong price losses

Japan $8001 (+1,01%) diversified like hardly any other company

EU $AIR (+0,09%) Defense boom take the next few years with the most normal valuation

I would take a more relaxed approach to buying dips in the near future, otherwise the cash will be gone very quickly.

Hello everyone,

I wanted to get your opinions and criticism regarding my portfolio.

Briefly about me: I am 19 years old, graduated from high school in the summer, then did two internships, one at a management consultancy and the other at a law firm. I then worked as a ski instructor from December to mid-March. I am also starting university in April.

My strategy: a mix of shares with growth potential (see $VUL (+5,67%)
$NU (-1,61%) or $HIMS (-5%) ) and dividend stocks (see $D05 (+0,17%)
$BAS (+2,21%) or $8001 (+1,01%) )

The core should consist of the three ETFs in the portfolio. I am currently in the process of bringing the China ETF to €1,000 of paid-in capital. I have no plans to invest in the S&P 500 and MSCI World in the near future.

During my school days, I did some reselling in addition to mini-jobs, which enabled me to build up my portfolio. I started investing in November 2021.

Please let me know your thoughts and criticisms in the comments!

In uncertain times, it is important to keep a watchlist so that you can pick up stable shares at bargain prices. I hope we go down a few more levels, another -20% would be nice, even if the short to medium-term price losses hurt.

I currently have almost 30 stocks on my watchlist, some of which are attractive in terms of price, while others are still far too high for me. I have not listed stocks that are already in my portfolio and that I would like to buy (in order of dividend amount):

Hercules Capital $HTGC (-0,9%) or Main Street Capital $MAIN (+0,13%)
Chevron $CVX (-0,91%)

Vinci SA $DG (-0,06%)
United Parcel Service $UPS (-0,61%)
3i Infrastructure $3IN (+1,01%)
Iron Mountain $IRM (-1,5%)
Micro Star International $MSS
Nextera Energy $NEE (-0,71%)
Partners Group $PGHN (+0,35%)
Itochu Shoji $8001 (+1,01%)
Canadian National Railway $CNR (-0,42%)
Svenska Cellulosa $SCA B (+2,3%)
VAT $VAT
Investor AB $IVSB
Assa Abloy $ASSA B (+0,12%)
Linde $LIN (+0,7%)
John Deere $DE (-1,23%)
Landstar Systems $LSTR (-0,43%)
Dover Corporation $DOV (-1,24%)
Alimentation Couche-Tard $ATD (+1,47%)
ASML $ASML (-2,37%)
Infineon Technologies $IFX (+1,11%)
Sherwin-Williams $SHW (-0,26%)
Tencent $700 (+0,28%)
Microsoft $MSFT (-0,67%)
S&P Global Inc. $SPGI (-1,37%) or Moody's Corp. $MCO (-0,51%)
Visa $V (+0,02%) or Mastercard $MA (-0,15%)
Ferrari $RACE (-0,14%)

Which stocks do you have on your watchlist?

#aktien
#watchlist
#crash
#stock
#market

... almost. In it since 27.02.2023 - and satisfied so far. Apart from the portfolio tracking here (approx. +27%), I am very satisfied with the return on my invested capital (gross approx. +42%).

I have made a change to the ETFs. 70% of it in the $VWRL (-0,34%) and 30% now in the $XESX (-0,28%) shifted. As a result, the US share has fallen to around 55% and will remain below 60% in the long term.

There are still 5 individual positions in equities:

$PLTR (-1,43%) still by far the strongest weighting. Despite the (overdue) setback since last week. I am leaving the position as it is. In the long term, my opinion remains positive - AI model, self-sufficient data analysis and automation platform, countless conceivable use cases, strong growth in the commercial sector.

$ALV (-0,49%) The biggest surprise for me. Invested last June as a position to give the whole thing a bit more stability. My target was at least 5-10% return + dividend in one year. Since then, my position has returned over +20%.

$DTE (-0,15%) I added a little out of embarrassment, but this position also surprised me. I simply wanted to use the money released from the sale of $BA. (-2,2%) in December I simply wanted to "park" it until spring with a slightly higher return than overnight interest. Since December it has already gained around 15%.

$MSFT (-0,67%) Somehow a bit of a disappointment. In my portfolio since January 2024, currently +/- 0, although I remain convinced that the investments will bear fruit and the blue chip will make strong gains again in the long term. Since the second half of '24, the high AI investments, among other things, have been a drag here.

$8001 (+1,01%) The negative surprise has developed into my second Palantir. With Palantir, I exercised patience until the middle of last year and endured downs, supported by my personal assessment and conviction. I am currently going through the next big test of patience with the Japanese. After approx. 1.5 years in my portfolio, after +17% in between, my position is currently at +/- 0 (in the meantime even at -8). My conviction in Sogo Shosha and the outlook remain positive. It will go in the right direction again and then bigger jumps upwards beckon.