I think now is a good time and I had to diversify my portfolio a bit anyway. Will be expanded bit by bit.

Hello everyone!

My parents are in the process of selling my grandparents' house. It will probably fetch around €275,000. My parents will soon both be 60 years old.

They had initially considered buying another property nearby. But they have moved away again. The lack of flexibility and the time and risk involved with tenants put them off.

I also told them more about investing in the stock market. They were very open and interested, even though they said they had an unfounded fear of shares etc.

Now my question to you. What is the best way to invest the money? I think dividends would be very nice as my parents like the passive income like from a property. But it should also be very well diversified across countries and sectors.

I personally have developed 2 solutions. You can give your opinion as to whether you think the solutions are good or, of course, if you have completely different ideas.

1. the ETF solution

15% $XEOD (+0,01%) Call money ETF. Div. 1.9%

15% $TDIV (+0,03%) VanEck Divi Leaders. Div 3.5%

10% $TRET (+0,14%) Global Real Estate. Div. 3.7%

7,5% $VHYL (-0,23%) Allworld High Div Yi. Div 3.1%

7,5% $PEH (+0,15%) FTSE RAFI EM. Div 3.9%

5% $EWG2 (+0,63%) Gold

5% $SEDY (+0,37%) iShares EM Dividend. Div 8.0%

5% $JEGP (-0,76%) JPM Global Equity Inc Div 7.1%

5% $EEI (+0,32%) WisTree Europ Equity Inc Div 6.3%

5% $IHYG (+0,13%) High Yield Bond. Div 6.1%

5% $EXXW (+0,21%) AsiaPac Select Div50 Div 5.5%

15% Rest German Divi Shares approx. div 2.5%

=100% with 3.7% dividend.

275k ×3,7% = 10.175€

With full taxation 27.99% = 7327€

On average per month: 610€ dividend

With 2k tax-free allowance: 657€ dividend per month

I find it very well diversified, you have overnight money, you have the USA and Europe well represented, but also 12.5% emerging markets ETF. In terms of sectors, finance will be at the forefront. Followed by real estate and energy. I think that's fine.

2. the equity solution

I have selected 34 strong dividend stocks. In the list they are roughly divided into GICS sectors.

15% $XEOD (+0,01%) Overnight ETF. Div 1.9%

12% $EQQQ (+0,07%) Nasdaq100 ETF. Div 0.4%

5% $EWG2 (+0,63%) Gold

2% $O (-0,72%) Realty Income 6.0%

2% $VICI (-0,95%) Vici Properties 5.6%

2% $OHI (-0,38%) Omega Healthcare 7.2%

2% $PLD (+0,9%) Prologis 4.1%

2% $ALV (-0,28%) Allianz 4.35%

2% $HNR1 (+0,94%) Hannover Re 3.4%

2% $D05 (+0,16%) DBS Group 5.5%

2% $ARCC (-1,93%) Ares Capital 9.3

2% $6301 (+0,86%) Komatsu. 4,2%

2% $1 (-0,11%) CK Hutchison 4.6%

2% $AENA (+0,9%) AENA. 4,2%

2% $LOG (+0,18%) Logista 7.3%

1,5% $AIR (+0,44%) Airbus 1.8%

1,5% $DHL (-0,47%) DHL Group 4.8%

1,5% $8001 (+1,02%) Itochu 2.8%

2% $RIO (+2,32%) RioTinto plc 6.4%

2% $LIN (+0,9%) Linde 1.3%

2% $ADN (-0,44%) Acadian Timber 6.7%

3,5% $BATS (+0,4%) BAT 7.0%

2% $KO (+0,07%) Coca Cola 2.9

2% $HEN (-0,12%) Henkel 3.0%

2% $KVUE (+0,72%) Kenvue 4.1%

2% $ITX (-0,13%) Inditex 3.6%

2% $MCD (-0,64%) McDonalds 2.6%

2% $690D (+0,76%) Haier Smart Home 5.6

3,5% $IBE (+0,7%) Iberdrola. 4,1%

1,5% $AWK (-0,41%) American Water Works 4.4%

1,5% $SHEL (-0,53%) Shell 4.1%

1,5% $ENB (-1,63%) Enbridge 6.5%

2% $DTE (-0,07%) Deutsche Telekom 2.8%

2% $VZ (+3,69%) Verizon 6.8%

2% $GSK (+0,1%) GlaxoSmithKline 4.2

2% $AMGN (-0,64%) Amgen 3.5%

2% $JNJ (-0,31%) Johnson&Johnson 3.5%

= 100% with 3.5% dividend

275k ×3,5% = 9625€

With full taxation 27.99% = 6930€

On average per month: 577€ dividend

With 2k tax-free allowance: 624€ dividend per month

I also think this solution is cool because you can select the largest companies or strong dividend payers in the individual sectors or countries yourself. And of course you can also select shares with which you have a connection. However, I have focused on shares from the USA, England and Germany because of the withholding tax. Spain is also well represented because of my parents' ties to this country. It's also cool that the NasdaqETF also includes the Microsoft, Amazon, etc. compounders.

What do you think?

$NVDA (-0,61%)
$LIN (+0,9%)

Hello my dears,

Over the last few weeks, I've been seeing again and again that some of you are investing in quantum computing. Among them are some companies that are unprofitable and highly valued.

That's why I'm posting a report from May here again. With the question

"Isn't Nvidia the better investment in quantum computing" ?

I also find it interesting that Linde is now making money from AI and data centers.

Nvidia is about to invest in the quantum computing startup PsiQuantum. This is part of a larger strategy by Nvidia to position itself in acceleration technologies, including an earlier investment in the company SandboxAQ. PsiQuantum relies on conventional semiconductor fabrication techniques for its photonic quantum processors, which is attractive to Nvidia as it is well versed in this area.

Nvidia's investment in PsiQuantum could signal a strategic shift towards quantum computing as PsiQuantum shows progress in developing a viable system. PsiQuantum has reportedly achieved ultra-low-loss silicon nitride waveguides, a major milestone in photonic quantum computing technology. The company is also building two data center-sized quantum computing centers in Brisbane, Australia, and Chicago, Illinois.

Nvidia's investment in PsiQuantum follows an earlier minority investment in SandboxAQ, a quantum-inspired software spin-out company. This indicates a broader intention to influence the next generation of computing infrastructure. Nvidia's investment in PsiQuantum is seen as a strategic move to secure an early claim on acceleration technologies.

Scalable thanks to conventional cryogenic systems

"Our QPUs can operate at temperatures 100 times higher than QPUs that need to be cooled to cryogenic temperatures," says Prof. Jeremy O'Brien, CEO and co-founder of PsiQuantum. This is why conventional cooling systems available on the market are sufficient for photonic QPUs. For example, PsiQuantum recently partnered with Linde to create the cooling system for the quantum computer currently under construction in Brisbane. Linde has installed more than 500 cryogenic systems worldwide for critical applications in the semiconductor industry, fusion research and particle physics. O'Brien sees the fact that such conventional cooling systems are sufficient for the PsiQuantum quantum computer as a key factor in being able to realize a fault-tolerant quantum computer with even millions of qubits in the foreseeable future.

https://www.manager-magazin.de/unternehmen/tech/nvidia-investition-in-quantencomputer-start-up-psiquantum-geplant-a-17158fb6-e6af-4cc8-9c12-13157b78a42b

https://www.elektroniknet.de/halbleiter/nvidia-investiert-in-quantencomputer.225263.html

$LIN (+0,9%)
$APD (-0,77%)

RBC Capital Markets initiated coverage of Air Products and Chemicals (NYSE: APD ) and Linde (NYSE: LIN ) with Outperform ratings, saying both industrial gases companies are well positioned to deliver steady earnings growth and improved returns.

Air Products was described as a turnaround story. RBC said a recent decline in the shares presents a buying opportunity.

With new leadership, the company is distancing itself from riskier growth projects and refocusing on its traditional industrial gases activities.

The bank sees potential for a recovery in the shares after a decline of around 10% since March and set a price target of 355 dollars.

It expects most of the gains to come from better operating performance and investor confidence in the company's simplified strategy.

Air Products plans to reduce capital spending by $2.5 billion by 2030, scale back underperforming initiatives and cut nearly 4,500 jobs by 2028.

Linde is sticking to its proven formula of steady price increases and disciplined project spending.

Despite weaker industrial demand, the company was able to further increase its profit margins and return capital to shareholders through share buybacks and dividends.

RBC set a price target of USD 576 for Linde, citing the company's track record of stable growth and a number of major projects that are expected to contribute positively to earnings in the coming years.

The firm said that both companies offered relative safety at a time of greater uncertainty in industrial markets, with Linde seen as the more stable operator and Air Products offering greater recovery potential.

https://www.investing.com/news/stock-market-news/rbc-starts-air-products-linde-at-outperform-on-earnings-recovery-4095145

$MDT (-0,64%)

After 4 long years of stagnation and share price decline, I have decided to sell Medtronic and further expand my portfolio in line with my preferences.

To this end, I have reduced my positions

In Shell $SHEL (-0,53%) , Carrier Global $CARR (-0,8%) , Total Energies $TTE (-0,88%) and Nike $NKE (+1,93%) expanded.

With Nike I have now also reached my desired size 😁

There is currently only one single share in the standing order and that is Carrier Global.the standing order on the Vanguard FTSE all-world remains unchanged.

I still intend to $SHEL (-0,53%) , $TTE (-0,88%) , $XYL (-0,7%) , $ECL (-1,05%) and $LIN (+0,9%) to expand.

I am always open to comments and suggestions for improvement 😁

Air Products & Chemicals $APD (-0,77%)

Ecolab $ECL (-1,05%)

CRH $CRH (+0%)

Linde $LIN (+0,9%)

Sherwin-Williams $SHW (+0,78%)

Rio Tinto (With $RIO (+2,32%) I am more interested in the attractive valuation, dividend and investments in future areas such as copper/lithium)

In the basic materials sector, stock selection was not easy for me. I had to adjust my usual quality standards somewhat and in some cases also make compromises (see above 🤓). The sector is very cyclical, which makes it more difficult to find companies with consistently stable performance. Many key figures are heavily distorted by fluctuations in commodity prices, economic influences or geopolitical factors. At the same time, however, it also offers interesting opportunities for long-term investors, especially if an anti-cyclical entry is successful 🫣.

Which companies do you see as particularly promising for a long-term investment?

----------------------------------------------------------------------------------------------------------

I am also fascinated by the idea of profiting from gold actively and with dividends. That's why I've been looking at gold stocks and have my eye on Franco-Nevada and Agnico Eagle in particular. Neither of them made it into the selection above, but I wanted to mention them anyway. Even though I am not yet invested, I will definitely continue to monitor both stocks.

$FNV (+0,49%) Franco Nevada is a royalty company with low operating risk but high gold price leverage.

$AEM (+3,33%) Agnico Eagle is a classic mining company with a good balance sheet and a decent dividend history.

----------------------------------------------------------------------------------------------------------

3.Order went to market leader in industrial gases $LIN (+0,9%)

Question to the community, I have now $LIN (+0,9%) for over a year now. The share price has been moving sideways since then. I am actually convinced by the company, but would the money be better spent elsewhere? Who else has the share and could write their opinion?

In uncertain times, it is important to keep a watchlist so that you can pick up stable shares at bargain prices. I hope we go down a few more levels, another -20% would be nice, even if the short to medium-term price losses hurt.

I currently have almost 30 stocks on my watchlist, some of which are attractive in terms of price, while others are still far too high for me. I have not listed stocks that are already in my portfolio and that I would like to buy (in order of dividend amount):

Hercules Capital $HTGC (-1,38%) or Main Street Capital $MAIN (-0,42%)
Chevron $CVX (-0,5%)

Vinci SA $DG (+0,28%)
United Parcel Service $UPS (-0,38%)
3i Infrastructure $3IN (+0,5%)
Iron Mountain $IRM (-0,8%)
Micro Star International $MSS
Nextera Energy $NEE (-0,38%)
Partners Group $PGHN (+0,46%)
Itochu Shoji $8001 (+1,02%)
Canadian National Railway $CNR (-0,2%)
Svenska Cellulosa $SCA B (+2,44%)
VAT $VAT
Investor AB $IVSB
Assa Abloy $ASSA B (+0,3%)
Linde $LIN (+0,9%)
John Deere $DE (-0,38%)
Landstar Systems $LSTR (-0,43%)
Dover Corporation $DOV (-0,62%)
Alimentation Couche-Tard $ATD (+2,16%)
ASML $ASML (-1,6%)
Infineon Technologies $IFX (+1,13%)
Sherwin-Williams $SHW (+0,78%)
Tencent $700 (+0,41%)
Microsoft $MSFT (-0,5%)
S&P Global Inc. $SPGI (-0,79%) or Moody's Corp. $MCO (-0,47%)
Visa $V (+0,32%) or Mastercard $MA (+0,06%)
Ferrari $RACE (-0,06%)

Which stocks do you have on your watchlist?

#aktien
#watchlist
#crash
#stock
#market