$GGRP (+0,47%) vs $FGEQ (+0,69%) vs $TDIV (+0,55%)
And having all 3 in your wallet?
With these 3 worlds you'll be guaranteed payments every month of the year.
is this a bad idea?
Messaggi
135$GGRP (+0,47%) vs $FGEQ (+0,69%) vs $TDIV (+0,55%)
And having all 3 in your wallet?
With these 3 worlds you'll be guaranteed payments every month of the year.
is this a bad idea?
Hello everyone,
I wanted to share my portfolio and my strategy with you today.
I've been active on the stock market since 2022.
Like many people, the start was not perfect. In the beginning, I traded back and forth too much, bought and sold shares only because of short-term movements and often went with my gut feeling rather than a clear strategy.
In the meantime, however, I am really happy with my portfolio and, above all, with my direction.
I invest for the long term, broadly diversified and hedge all my positions (except $ISPA (+1,16%)) on a monthly basis.
I no longer worry about short-term price movements.
A few books, which I have already presented in a separate article, have also been particularly helpful.
My portfolio is divided into two areas:
ETFs at Trade Republic:
Individual stocks at Scalable Capital
I have specifically selected six established companies that I am betting on for the long term.
They are not insider tips, but for me they are solid and easy to understand:
If I find any exciting additions in the future, I would like to expand the stock selection to a maximum of ten stocks.
I invest in all my ETFs (except $ISPA (+1,16%)) and shares on a monthly basis.
I also make targeted individual purchases from time to time.
This gives me a clear structure, keeps me disciplined and allows my portfolio to grow.
I'm glad that I've learned from my beginner's mistakes and have now found a strategy that suits me.
How did you get started in the stock market and what helped you find your way?
Following the reallocation of $FGEQ (+0,69%) into the $VWRL (+1,72%) I have invested 6 figures in the core for the first time. I am currently well on course to reach my target of 140k in the portfolio, but I still believe that the stock markets will have more difficult months in August and September.
The start of summer in June combined sport and leisure for me. By that I mean swimming, hiking, running and sport at home. Apart from the incoming dividends, I hardly noticed anything on the stock market. It was not the strongest distribution month due to the postponement of three distributions, but it was still a very strong one. Time for a review.
Overall performance
The portfolio tended to tread water in June, but that is no cause for concern. Bit by bit, it is fighting its way out of the lows of the customs conflict. And cash flow continues to be generated by distributions to the clearing accounts. The key performance indicators are:
Share allocation & performance
Which shares performed particularly well in June? Which are at the top and which at the bottom of the rankings? Which were the biggest losers?
Size of individual share positions by volume
Smallest individual share positions by volume:
Top-performing individual shares
Flop performer individual shares
ETFs vs. shares
The breakdown of ETFs vs. shares across all portfolios is 38.7% to 61.3%. This differs from the breakdown of my ETFs to equities savings plans (43% to 57%). Equities have performed better, which is due to the fact that I also include high-dividend ETFs in the ETFs.
Investments and additional purchases
Here is a brief overview of what I have invested in savings plans according to my fixed planning.
In addition, there were the following additional investments from returns, refunds, cashback, etc. as one-off savings plans/repurchases:
Additional purchases were made from other surpluses:
There were no additional purchases from the components of my cashback pension (e.g. reimbursements from health insurance premiums, insurance premiums, shopping vouchers, etc.) this month.
If you would like to know how my cashback pension supplements my equity and ETF pension, please let me know.
Passive income from dividends
My income from dividends amounted to € 152.30 (€ 179.04 in the same month last year). This corresponds to an increase of -14.94 % compared to the same month last year. The following is further key data on the distributions:
The top payers are:
My passive income from dividends (and some interest) mathematically covered 15.91% of my expenses in the month under review.
Crypto performance
My crypto investments also moved a little:
I find the topic exciting, but it is very underrepresented in my overall portfolio due to my passive income strategy. The first profits have already been realized and more will definitely follow. For me, crypto is a lever to turn play money into even more play money, which is then put into the solid distributors to make the income snowball grow bigger and bigger. New accumulation will take place in the coming bear market.
Performance comparison: portfolio vs. benchmarks
A comparison of my portfolio with two important ETFs shows:
Outlook and conclusion
I'm using the summer, which has already begun, not only for hiking, but also for city trips for my "non-financial" TikTok and Insta channel. I can often be found at one of the lakes near Leipzig, which were once created from the open-cast mining pits of the brown coal era. It's nice that the lunar landscapes have become a local recreation area. That's why I'm less active at the moment. That will certainly change again in the fall.
For now, I'm just enjoying life, and my money continues to work stubbornly and steadily for me in the background. Current events in the world and in politics don't interest me in the slightest. As I write this review, the first third of the summer will soon be over.
👉 You want my review as an Instagram post?
Then follow me on Instagram:
📲 You'll find regular posts there as well as the portfolio and budget review: @frugalfreisein
How did your June at the depot go? Do you have any tops & flops to share? Leave your thoughts in the comments!
I had included this ETF $GGRP (+0,47%) in my portfolio at the time because the overall performance was supposed to be very good. In the meantime, and mainly because of the dividend cut some time ago, it is lagging behind quite a bit in my portfolio. Is this due to the market situation and there will be times again when it performs better than, for example, the $VWCE (+1,36%) or is the ETF simply no longer as attractive?
I still have the $FGEQ (+0,69%) which performs significantly better. I'm thinking about $GGRP (+0,47%) out and reallocate.
I took a few interesting screenshots comparing $QDEV (+0,83%) with other popular indexes $IWDA (+1,02%) , $CSPX (+1,52%) , $FGEQ (+0,69%) and $VWRL (+1,72%)
It is about the annualized 10-year total return (price + dividends)
World Quality Aristocrats: ≈15%
MSCI World: ≈11%
S&P500: ≈13%
FTSE All-World: ≈10%
Fidelity: ≈11%
+ 1
Reallocation to $VWRL (+1,72%)
Ciao a tutti ragazzi!
Vorrei condividere con voi la mia allocazione ideale per il portafoglio, come letto dal titolo è ancora un work in progress, sto piano piano aggiungendo le posizioni man mano che si presentano le opportunità.
Piccolo contesto: ho 24 anni, sono uno studente all’ultimo anno di medicina e sto pian piano mettendo soldi da parte da poter investire sia grazie al mio lavoro part time (preparazione per il test di medicina e ripetizioni per gli esami dei primi anni) sia grazie ai risparmi che avevo già da parte. La piattaforma che utilizzo per investire attualmente è Directa.
Diciamo che il mio obiettivo al momento è raggiungere negli anni una somma investita di 50k euro in ETF ed azioni a distribuzione, idealmente così ripartita:
CORE
-30k in etf mercati sviluppati improntati alla crescita (10k/30k)
Quelli selezionati sono $FGEQ (+0,69%) (10k/10k) , $TDIV (+0,55%) (0k/10k) e $HMWO (+1,37%) (0k/10k), in modo da avere entrate ogni mese, poichè distribuiscono in maniera alternata;
SATELLITE
-5k in etf mercati emergenti (0k/5k)
Ho scelto $IEEM (+0,61%) per diversificare;
-5k in etf ad alta distribuzione (2,5k/5k)
In questa categoria possiedo $VHYL (+1,17%) ;
-5k in etf attivi basati su opzioni (5k/5k)
Qui ho già completato la mia posizione in $JEGP (+0,92%) , che tra l’altro distribuisce mensilmente ;
-5k in azioni italiane singole (0k/5k)
In questa categoria ho già selezionato alcune delle possibili aggiunte, come $PST (+0,16%) , $ISP (+4,94%) e $TRN (-0,13%) , ma al momento i prezzi sono troppo alti e non sono intenzionato ad acquistare ora;
Considerazioni e spiegazione strategia: parto dicendo che so che alla mia età sarebbe meglio acquistare strumenti ad accumulazione per la migliore fiscalità e crescita nel tempo, ma personalmente l’idea di ricevere un flusso di cassa mensile (seppur ancora piccolo) senza dover fare assolutamente nulla ha un impatto psicologico importante, e vederlo crescere piano piano mi da molte soddisfazioni e mi motiva a continuare su questa strada. Ho iniziato subito posizionandomi sugli etf ad alto dividendo come $JEGP (+0,92%) e $VHYL (+1,17%) in modo da avere già da subito una piccola spinta nella strategia; ho fatto incetta di $FGEQ (+0,69%) durante la prima settimana di aprile sfruttando il crollo lampo che c’è stato, ed ora sto accumulando liquidità in attesa di un altro possibile storno: idealmente la prossima mossa sarà iniziare ad accumulare quote di $TDIV (+0,55%) per diversificare anche in valuta: ultimo appunto, gli etf scelti sono anche di emittenti diversi in modo da diversificare anche sotto questo aspetto.
Fatemi sapere cosa ne pensate!
$VWRL (+1,72%) You can simply be relied upon...
Dividend announcement 06/2025:
0.8684 USD
For comparison 06/2024: USD 0.7889
All the smart beta ETFs $FGEQ (+0,69%)
$GGRP (+0,47%) etc. should take a leaf out of their book.
The donkey @DonkeyInvestor is right after all.
Hello dear getquin community and dear dividend investors,
inspired by some users (@Simpson I'm looking at you!) here and have been thinking about it myself for some time, I would also like to put together a sustainable and high-quality dividend stock ETF. I used the tool from Aktienfinder.net and paid attention to growth in earnings, growth in dividends and growth in overall price performance. I also wanted to diversify a little more broadly across several countries and sectors so that it covers a lot all round.
I have put together a total of 60 shares (satellite), which I would like to invest €10 in each. I don't really want to do any reallocations, I've also focused mainly on established companies (moats etc.). It's a mix of dividend growth and share price growth together, so the dividends here range from 0.62% to 5.38%.
I realize that there are a lot of US companies here, but I think it's hard to avoid them.
My 6 ETFs serve as a core, which I would put on hold for the time being, but of course continue to generate cash flow:
My goal here is clearly to outperform a few of the ETFs mentioned above with the shares, be it in dividend yield after x years with better price growth overall.
What do you think of the selection?
I migliori creatori della settimana