3G·

Savings plan ING

Hello everyone, quick question, where do you save the ETF $TDIV (+0,25%) ? Unfortunately, ING does not offer a savings plan. Does anyone know if it will be added to the savings plan selection at ING in the future?

Thank you very much.

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17 Commenti

Oleg@ScorpionfromBW

3G

With Scalable and Trade Republic, it is definitely eligible for savings plans.

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sebbraun201

@sebbraun201

4G·

Adjust weighting

Greetings everyone!

My portfolio has developed in a very US and tech-heavy direction. I am strongly considering changing this.

This means that I will probably $XAIX (+0,6%) and shift into the $TDIV (+0,25%) would be shifted.

I currently have around 2.5k in my loss-making pot. I would probably fill this a little more as part of the reallocation by selling my old load. $MPW (-0,02%) by selling my legacy assets. That would add another 2.5k in losses. So 5k in total.

So I wouldn't feed the state quite as much - at least not yet. Profit of the $XAIX (+0,6%) is just over 7k.

What do you think?

Would the $TDIV (+0,25%) a good choice for this?

Or would it be better to just keep it running and do nothing?

As always, I would be very grateful for any tips/discussions/suggestions 😉

Best regards!

16Posizioni

307.062,84 €

25,63%

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6 Commenti

ShrimpTheGimp🦐@ShrimpTheGimp

4G

However, shares and general loss pots are two different things

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Dividendensammler

@DividendensammIer

5G·

ETF supplement

My wife has been saving stupidly for a long time. $VWRL (+0,36%)

As the USA and tech share is very high there, we would now like to add 1-2 more ETFs to balance out the portfolio somewhat.

I was thinking of an emerging market ETF and a dividend ETF in order to be broadly diversified across everything.

More specifically, I was thinking of the emerging markets from $VFEM (+0%) in particular.

With the dividend ETF, I'm still wavering between the $TDIV (+0,25%) or $ZPRG (+0,19%) .

Your opinion or addition to the ETF?

4

5 Commenti

Sina@lawinvest

5G

TDIV is in my opinion a perfect complement to the World to do exactly what you want: reduce US exposure and tech exposure. It also has a more than solid performance. ME exactly good for your goal

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1aDNA

@1aDNA

1Settimana·

Legacy for the daughter

Hello dear community,

First of all about me or rather us.

I 36 seller My wife 40 in care would like to invest Investment period until the required dream is about 20 years.

Monthly savings sum would be between 500-700 euros.

The aim is to build up a deposit that will one day help finance our vacation.

2 weeks in Turkey currently between 2-3,5 k

This is to be paid purely from dividends as the deposit will one day be given to our daughter, who is 23 years old and is currently in care. And if we are honest, this is not a job that you do for 40 years in a row.

I would like to keep it as simple as possible

one day $VWRL (+0,36%) and one $TDIV (+0,25%) would a 3 make sense if so which one and how would you organize the percentage distribution

Thank you very much for your help

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13 Commenti

SGP@Koenigmidas

1Settimana

Nursing staff to power. I've been in nursing for 16 years now and I know what you mean...

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MartinB

@Martin_b

1Settimana·

A new direction

More ETF's, less grey hairs and analyzing.

05.11

VanEck Developed Markets Div Lead ETF

Acquistato x243 a 45,50 €

11.055,29 €

40

9 Commenti

Demas@Demas

1Settimana

Nice amount 🫡

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Seven

@Seven0815

1Settimana·

ETF selection makes sense?

Hello everyone,

I would be delighted if you could give me a few tips regarding ETFs. I would like to invest in three ETFs at the same time, but I'm not sure whether that makes sense. I'm 48 and think it's great if you can reinvest the dividends yourself and see a payout in your account.

ETFs would be $VWRL (+0,36%) , $TDIV (+0,25%) un$ISPA (+0,27%) .

Also with ratio information. The focus should later be the pension.

Thank you very much for your opinions/tips

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4 Commenti

Ramona@Skraja

1Settimana

Hmmm... well, I'm 46 and only started this year (also with the focus that I'll simply have more when I retire). The problem I see is that a dividend payout takes away too much of the performance possibilities (disadvantageous tax effect) - please read the advantages and disadvantages of accumulators/payouts....
I (unfortunately) also have (too) many ETFs running. (60% ETFs/40% equities = core satellite). I like security, but I would like to take a little more return opportunities with me... works quite well so far.
My allocation (based on my entire portfolio):
- MSCI Word (the classic) 35 %
- S+P 500 TOP 20 (VERY VOLANTIL, but highest return opportunity!) 5 %
- MSCI China Tech (I believe in the market for the next 10-20 years) 4.8 %
The following 3 still with a very small savings rate:
- Asia Pacific ex Japan Equity etf (4%) and
- MSCI Eur.Fin.Se. Reg. (3%)
- MSCI Japan (2%)
.... as balance/diversification ...

All ETF's are saved monthly by me. The big ones are supposed to run until 15 k each and then I save a similar one further (FiFo for payout already take something into account)...

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Philip

@FilFree

1Settimana·

Long-term strategy despite sabbatical - rethinking your portfolio

I am currently in the process of restructuring my portfolio and would be pleased to hear your views.

Total approx. 400 k €currently divided as follows:

$VWRL (+0,36%) ≈ 55 %
$JEGP (+0,56%) ≈ 10 %
$TDIV (+0,25%) ≈ 9 %
$ALV (+0,27%) ≈ 6,5 %
$BATS (+0,05%) ≈ 4 %
$PEP (+0,12%) ≈ 4%
$BTC (+1,4%) ≈ 9 %

From the beginning of next year, I will start a sabbatical / longer travel phase (1-2 years) and during this time have no income during this time. I plan to start with about 2.000€/2.500€ per month per month.

My aim is to keep the portfolio running for the long term - i.e. clearly return-oriented - but at the same time not be completely tied down completely if investment opportunities arise in 1-2 years.

I am therefore looking for the the right balance between long-term wealth accumulation, liquidity and moderate risk.and I'm curious to know how you would approach this in my situation.

9Posizioni

18,23%

2

6 Commenti

Wealth-Accelerator@Wealth-Accelerator

1Settimana

Hey Philip, first of all congratulations on your decisions!
Sabbatical sounds good, portfolio looks good on its scale 👍🏼
I wouldn't change that much. If you wanted to slim down, I would sell the Global Equity Premium and shift half into the FTSE and half into cash.
You should then have enough liquidity and cash flow to avoid having to look at your portfolio during your sabbatical. After all, you certainly want to travel in a relaxed manner. 👌🏼

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Datamous1996

@Datamous1996

1Settimana·

Investing consciously today for a sustainable and financially secure tomorrow

I see the future as an opportunity to take responsibility, both for my own financial security and for the world around me. That is why I invest with a clear purpose: building a sustainable future. I make conscious choices and think long-term, ensuring that my investments have a positive impact not just now, but also in the years to come.

My portfolio consists of ETFs that prioritize sustainability, allowing me to contribute to a greener and fairer world $TSWE (+0,33%) At the same time, I invest in dividend-paying ETFs, which provide a stable and reliable income stream that can grow alongside my wealth $TDIV (+0,25%)
$VHYL (+0,13%) By investing consciously and with a long-term perspective, I combine financial growth with responsibility, working step by step toward a future that is both financially secure and sustainable.