Portfolio update first 2 weeks of 2026 +Best High Yield Dividend ETF $WINC (-0,09%) ?

💰Dividend Januari + Beste High Dividend Yield ETF van 2025?💰

As I had already planned this morning, I have parted with the $QYLE (+0,33%) and bought the $WINC (-0,09%) and bought the I also took the opportunity to get rid of the $JEGP (+0,42%) which performed even worse than the Global x for me. Overall, I came out of both with a red zero.

In addition to the ishares, 50 of the proceeds from the $ASWM (+1,6%) went into the portfolio, of which I now have 100.

In the high yield area, I then added the $TDIV (+0,92%) as the largest position and the $YYYY (-1,38%) the $JEPQ (-0,64%) and the $SXYD (-0,21%) .

That's how it's going to stay for now; in total, that's around 8-9% of the total portfolio in this area.

As I bought the Winc before the ex-date, but sold the global x afterwards, I can still take the dividends from both this month. As a result, I even have a small gain on the global x overall.

This morning I said goodbye to $BP. (+0,89%) after 3 years and a loss of over 5%, I was able to close the position at +-0 thanks to dividends. At the same time I increased the share $TDIV (+0,92%) and as a dividend replacement $WINC (-0,09%) to the portfolio.

Hello, I have been holding the $QYLE (+0,33%) . overall, i.e. with dividends, I am currently at about plus minus zero. However, as the ETF has shown in the past that it does not recover from corrections such as Liberation Day, I fear that it will be the same next time.

I am therefore considering switching to the $WINC (-0,09%) as a cash flow alternative, as it obviously pursues a better strategy due to its active approach. What do you think? And do you have any other suggestions that I may not have on my radar?

Either way, the whole thing would only be an addition of around one percent of the overall portfolio.

$WINC (-0,09%) reached highest point of last 6 months.📈

Today I sold my $WINC (-0,09%) sold my position today and put it back into a classic ETF. CC ETFs are not for me yet. But it was worth a try.

I just want to use the first day of the year to set out my financial cornerstones for 2026. In a way, it's a little public self-talk so that I don't lose focus and have a guideline to follow throughout the year.

Initial situation: Due to my professional background, I have always been very real estate-oriented in my investments. This was no different in 2025, with over 90% of my assets being real estate and less than 10% "other" - including my regular securities portfolio. In principle, I feel quite comfortable with an overweighting in "stones", but I would like to shift the ratio slightly in order to have a larger proportion of assets that can be liquidated quickly. It is also desirable to have less exposure due to possible additional government regulations in the area of tenancy and real estate law (energy-related renovation obligations, rent regulations, etc.).

My portfolio is clearly geared towards distributions, as I am already over 50 years old and no longer fully employed. So I need something I can live from. My portfolio therefore mainly contains 'boring dividend stocks and ETFs'. It would be nice to generate an average of 2tsd euros net per month in dividends by the end of 2026.

Measure 1: A small apartment is for sale - the notary appointment is in the second week of January. Proceeds after deduction of brokerage and transaction costs approx. 200tsd, which will flow directly into the portfolio. I will sell my existing positions $TDIV (+0,92%) and $WINC (-0,09%) as well as my individual shares $BATS (+1,03%) , $RIO (+1,86%) and $PETR4 (+1,31%) increase them.

Measure 2: Sale of a small building plot - it is not yet possible to predict when this will be completed, as the plot is somewhat special. However, I think a sale in 2026 is realistic - proceeds approx. 160,000 euros. I would like to use the money to add a few more individual shares to the portfolio. Depending on how the prices have gone by then, I'm thinking of $PZU (+0,35%) , $PFE (+1,67%) and $CA (-0,61%). Maybe I will also $JEGP (+0,42%) further.

Measure 3: In February/March I will probably get my money back, which I spent on various building materials for a joint project. About 12tsd Euro. This will also go into the depot. There may also be the first returns from my first house subdivision project. But how much will come out of it is speculation, and the money will be returned at GmbH level, so that doesn't "count" for the time being.

Measure 4: This is the biggest board. I don't know yet whether it will work - at the moment I give it a realistic 25-50% chance of being implemented. I would like to take over a package of three houses with two business partners. We have a provisional commitment from the seller, but we have to manage to arrange financing. We need around EUR 3.5 million from the bank, so it won't be easy, especially as we only have until the end of February and the houses have a significant commercial component, which is generally viewed negatively by banks. If anything comes of it, I'll report back. It would be my last big deal in this area. We would split up and sell two houses and keep the third.

(Image generated with Lovart.ai, modified in Photoshop)

Ho ho ho you beautiful Christmas time...

...here again the monthly look in the rear-view mirror🔎

The first thing that surprises me is the fact that the Getquin Rewind is more positive than my monthly benchmark at the end of the month 🤔

According to Rewind, I ended the month with + 1.07%...

...whereas my benchmark closed the month at -0.46% as at 30.11.2025 🤷🏻‍♂️

I can't quite put this together yet, but I assume that the cut-off date for the calculation was different from 30.11. or that gross dividends are also used in some cases 🤷🏻‍♂️

Be that as it may, for me the benchmark is the measure of all things in this context and the month ended with -0.46% 📉

A year-end rally also looks different to me, but all in all I'm quite satisfied with the annual results so far and am close to the lower range of my targets, which have been raised twice so far...

...over the year as a whole, I'm also quite satisfied so far and am on a par with or a nose ahead of the Nasdaq, although my portfolio is anything but tech/growth-heavy 😅

If things continue like this, I see myself well on the way to the first 100k 💪🏻

And if things go really well, this goal could even be reached during the term of office of the Orang(e)-Uta 🍊.

But as we all know, things often turn out differently than you think, so keep spitting in your hands and looking ahead...

In terms of dividends, the month also looked a little better again:

》Gross: € 217.01

》Net: € 176.09

》Yield (TTM): 6.033%

》YOC (TTM): 6.928%

These two values would actually be a little higher, but with every further purchase without a dividend received, they naturally fall again slightly 😉

》Total net dividend: € 1479.94

》CAGR: 495.30%

All in all, after 2 1/2 years, I think it's still easy to bear and should continue to rise steadily in the future, or rather, "the squirrel feeds on hard work" 🙂

》My top 3 this month:

🟢 $BATS (+1,03%) +14,16% (+100,07%)

🟢 $DTE (-0,09%) +1,35% (-1,57%)

🟢 $WINC (-0,09%) +1,30% (+5,31%)

》My flop 3 this month:

🔴 $3750 (-1,3%) -16,35% (+47,92%)

🔴 $YYYY (-1,38%) -7,34% (+3,70%)

🔴 $VAR (+0,84%) -5,49% (+1,01%)

》Disposals:

none

》Additions:

none

》Increased:

$DTE (-0,09%)

$VAR (+0,84%)

$1211 (-0,35%)

Apart from that, there wasn't really much else new, except that my CT scan in November turned out well and my next check-up is due in a week's time.

With this in mind, I wish us all a wonderful pre-Christmas period and a good end to the year...stay tuned 📈👋🏻

I have canceled my fund-based pension insurance and finally received my credit. The money will be invested equally in $TDIV (+0,92%) and $WINC (-0,09%) . I triggered the first transaction today, the other will come next week.

I want both price growth and distribution. 😊🧨