Moin,

I need a few tips and suggestions for my portfolio.

Current savings plans as of 01.02.25 $IWDA (+0,32%) , $QYLE (-0,17%) , $IUIT (+1,52%) , $ISPA (+1,13%) , $XNAS (-0,18%) , $XMME (+1,06%) .

Every month, €800 goes into the savings plans.

300€ $IWDA (+0,32%)

150€ $QYLE (-0,17%)

100€ $IUIT (+1,52%)

100€ $ISPA (+1,13%)

100€ $XNAS (-0,18%)

50€ $XMME (+1,06%)

Target weighting:

70- 80 % Etf

20-30 % crypto

Hello folks

Next month my time as an apprentice will come to an end.

To mark the occasion, I've spent the last few weeks thinking about what my wealth accumulation strategy should look like...

I would like to share these thoughts/strategy with you to either gather inspiration or suggestions for improvement.

I invest in ETFs and crypto in a ratio of 70/30!

For the ETFs I use the $IWDA (+0,32%) as a basis and the $IUIT (+1,52%) for hopefully above-average returns.

Ratio 70/30.

With crypto, I'm going for $BTC (-0,7%) , $ETH (-2,09%) and $SOL (-1,94%) at a ratio of 50/30/20.

My goal is to have a portfolio value of €25,000 by the end of 2025!

I'm aware that the ratios don't match yet, but I'm currently working on it...

What is your opinion?

My ETF portfolio

Only completed this month, so the gains and losses are perhaps a little strange.

$IUIT (+1,52%)

$DFEN (+1,52%)

The Information Tech ETF serves to invest as focused as possible in all the compounders, I would generally prefer the equal weight variant, but unfortunately it is not yet available in Europe as far as I know. The VanEck ETF is intended to protect the portfolio somewhat from geopolitical risks, and the companies are also quite interesting and all have the state as a major customer, either directly or indirectly, which I think is a very good addition. Weighting is around 55% at the beginning and will be rebalanced as soon as the equities exceed the 80-85% threshold. In this way, I hope to take as much upside as possible and leave the equity area largely unhindered.

$IGLN (+0,36%)

The 22% weighting is based on the post from dear @Epi regarding gold.

$DTLA (-2,44%)

$IDTP (-3,14%)

$IBTA (-1,54%)

Like gold, the combination of bonds is intended to take out some volatility and provide an alternative cash position. However, I am considering possibly exchanging the 1-3 year bonds for BTC.

Remaining position sold - capital for individual shares

Hello everyone,

I have recently started investing and would like to hear your opinions on my investment strategy.

I can save around €3,000 per month. I invest €2,000 of this in ETF savings plans:

• 700 € in the FTSE All-World $VWRL (+0,87%)
• 
  1,000 € in the S&P 500 Core $CSPX (+0,21%)
• 
  100 € in the VanEck Semiconductor $IE00BMC38736 (+0,31%)
• 
  100 € in the S&P 500 Info Tech $IUIT (+1,52%)
• 
  100 € in the Xtrackers Artificial Intelligence $XAIX (+0,28%)

I also invest €1,000 per month in growth stocks.

I am aware that some sectors in my ETFs and even shares overlap. However, as I am deliberately aiming for an overweight in the tech sector, I am following this strategy.

I look forward to your feedback and advice! #etfs
#stockanalysis
#tech
#investing
#growth

Profit taking:

Reallocation of 40% into $VWCE (+0,64%) , 10% $IGLN (+0,36%) and 50% in individual stocks $8035 (+3,37%) , $GOOG (+0,84%) , $ASML (+1,23%) , $MSFT (+0,1%)