I asked myself this question some time ago. Saving, investing, building up assets - all well and good. But what is it actually for? What is the goal?
At some point, the answer was clear to me: financial freedom.
Not because I never want to work again. On the contrary - I like working. But I don't want to have to anymore. I want to be able to decide for myself how I use my time without my income depending on it.
That's why I've opted for a clear focus on dividend ETFs. $TDIV (+0,3%)
$VHYL (+0,54%) decided on dividend ETFs.
They provide me with a regular, predictable income - a step towards independence. This cash flow currently allows me to work part-time and at the same time build a self-employment that is based on my interests - not on a fixed employment contract.
I am fully aware that if I were to invest purely rationally and with a focus on returns, e.g. only in the $VWRL (+0,55%) the path to absolute financial freedom might be shorter.
But let's be honest - who knows whether you will ever reach your goal? Health, life circumstances, fate - there is no guarantee for later.
So why not live a little more freedom today instead of putting everything off until "someday"?
My portfolio reflects precisely this conviction - long-term focus, but with ongoing benefits. And to be honest: I simply enjoy investing.
That's why, in addition to solid dividend payers, I also have a few positions for gambling $BATS (-1,1%)
$GOOGL (+0,74%) - Shitcoins $CHZ (-0,36%)
$MANA (+0,16%)
$SOL (-2,31%) included.
What do you think?
