$MC (-1,88%)
$JPM (-0,17%)
$GS (+0,01%)
$C (-0,05%)
$UNH (-0,42%)
$JNJ (-0,51%)
$DPZ (+0,89%)
$WFC (+0,05%)
$ASML (+1,27%)
$BAC (+0,17%)
$BLK (+0,12%)
$MS (+0,55%)
$STT (+0,22%)
$TSM (+1,7%)
$IBKR (+0,92%)
$SU (-1,19%)

Monday, October 12

🇯🇵 All day: Tokyo Stock Exchange closed (Sports Day)

🇺🇸 All day: U.S. bond markets closed (Columbus Day – U.S. stock markets open as usual, with lower liquidity)

Tuesday, October 13

🇩🇪 8:00 a.m.: Consumer Price Index (CPI) for Germany (September, final)

🇺🇸 2:15 p.m.: ADP Employment Report

Wednesday, October 14

🇨🇳 3:30 a.m.: Consumer Price Index (CPI) & Producer Price Index (PPI) for China (September)

🇺🇸 2:30 p.m.: U.S. Consumer Price Index (CPI) & Core Rate (September) – The week’s most important event for interest rates, the U.S. dollar, and indices 🌶

Thursday, October 15

🇬🇧 8:00 a.m.: Gross Domestic Product (GDP) UK (August)

🇺🇸 2:30 p.m.: U.S. Retail Sales (September) 🌶

🇺🇸 2:30 p.m.: U.S. Producer Prices (PPI) (September)

🇺🇸 2:30 p.m.: U.S. Initial Jobless Claims

🇺🇸 2:30 p.m.: Philadelphia Fed Index (October)

Friday, October 16

🇪🇺 11:00 a.m.: Eurozone Consumer Price Index (CPI) (September, final) 🌶

🇺🇸 3:15 p.m.: U.S. Industrial Production & Capacity Utilization (September)

$UNH (-0,42%)
$JPM (-0,17%)
$GS (+0,01%)
$WFC (+0,05%)
$DMP (-1,47%)
$JNJ (-0,51%)
$ASML (+1,27%)
$2330
$MS (+0,55%)
$FAST (+0,32%)
$AA (-0,61%)
$WISE (+1,27%)

$USB (-0,19%) It's one of my oldest stock investments in
portfolio—one that I’ve been buying regularly ever since my early days as a value investor.

US Bancorp is the seventh-largest bank in the U.S.. This bank is one you’d not not really keep an eye on it, because we usually focus on the big banks such as $JPM (-0,17%) , $BAC (+0,17%) , $C (-0,05%) or $WFC (+0,05%) are familiar with—and for good reason.

Back then, I liked USBancorp best because it offered me the perfect mix of solid financial figures, a secure and—at the time—high dividend yield of over 5% . Furthermore, USB is a massive U.S. bank with total assets currently standing at $692 billion. This heavyweight JPMorgan, on the other hand, has total assets of $4.6 trillion. There’s simply no comparison. This also highlights the enormous role played by competition among the largest U.S. banks … even though only the top 10.

Banks actually indirectly own nearly everything in the world. Or rather, they make money on every corner of the world, even if it’s just an overdraft because you’re running low on cash that month. It’s actually pretty outrageous.

Which banks do you have in your portfolio?

US Bancorp has been in my portfolio for over three years in my portfolio and, including net dividends , at over 61% . In my view, this is a reliable stock with a yield of over 5% dividend yield on my invested money.

That’s an acceptable rate of return if it holds up over the long term and the bank continues to increases. However, I no longer reinvest the dividends in USB but in other stocks, since I don’t want to maintain such a large position in it going forward.

I think I’ll grow old with this investment—until I eventually change my mind. 😜

Actually, I think anyone in the community holds USBancorp shares—or do they?

$GS (+0,01%)
$MC (-1,88%)
$BLK (+0,12%)
$JPM (-0,17%)
$JNJ (-0,51%)
$TNIE (+0%)
$WFC (+0,05%)
$C (-0,05%)
$KER (-3,77%)
$BAC (+0,17%)
$MS (+0,55%)
$ASML (+1,27%)
$JBHT (+0,34%)
$2330
$JKS (-0,21%)
$PEP (-0,51%)
$PNG (+0%)
$NFLX (-0,66%)
$STT (+0,22%)

With $GIS (-0,19%) the mood among analysts is becoming increasingly cautious. Several firms have recently lowered their estimates. Particularly clear was $WFC (+0,05%) downgraded the share to Underweight and reduced the target price from $45 to $35. Other banks have also become more cautious:

• $BOA : Neutral, price target $48 (previously $55)
• $GS (+0,01%) : Target price around $47
• $MS (+0,55%) : Underweight, target price around 44 $

The main reason for the downgrades is an expected decline in profits of around 16-20% in the current financial year. Weaker volumes, more cautious consumers and pressure on margins are having a negative impact. The pet food segment, which has been strong for a long time, is also showing the first signs of weak growth.

The recent development of $GIS (-0,19%) is also reflected in the share price performance. The share has been on a clear downward trend since last year and has repeatedly hit new lows.

What is your $GIS (-0,19%) currently? Is the pessimism $GIS (-0,19%) now exaggerated, or could the decline in earnings continue to weigh on the share?

https://de.investing.com/news/analyst-ratings/gewinnrisiken-wells-fargo-stuft-aktie-von-general-mills-herab-93CH-3384961

~ No investment advice ~

What's going on at the US banks today?

Weekend credit interest rate restrictions by Mr. President Trump.

Monday rate reaction

Yesterday flop dollar exchange rate but

only a little high today now partly minus 5% again.

Yes, some users bought here, so it's going down a bit at first, but has the knife just fallen 🔪?

$JPM (-0,17%)

$C (-0,05%)

$AXP (-0,21%)

$V (-0,16%)

$GS (+0,01%)

$WFC (+0,05%)

US President Donald Trump (79) has called for a one-year cap on credit card interest rates. From January 20, 2026, interest rates should be limited to 10 percent, Trump wrote on Friday (local time) on the social media platform Truth Social, which he co-founded. However, he did not provide any details on how his plan would be implemented or how he would persuade companies to comply with the target. "We will no longer allow the American public to be 'ripped off' by credit card companies," Trump added.

I'll wait and see on JANUARY 20th 🙈

$JPM (-0,17%)
$BAC (+0,17%)
$WFC (+0,05%)
$C (-0,05%)
$TSM (+1,7%)
$BLK (+0,12%)
$MS (+0,55%)
$GS (+0,01%)
$JBHT (+0,34%)
$STT (+0,22%)