Happy New Year everyone!

What do you think of the current rating of $8001 (+0,64 %) ? Cheap, neutral or expensive? Are there similar alternatives?

Dear Community,

At the end of the year, I would like to share my portfolio and my strategy with you.

I am 38 years old, have been in the stock market since 2024 and am aiming for financial freedom at the age of 58. Time will tell whether that will work out... 😉 I'm not investing to maximize my profits, but to be able to live a relaxed life in the long term. To this end, I have deliberately separated my investments into two portfolios with a clear purpose.

Portfolio 1 - Growth (ING)

$VWCE (+0,36 %) , $XNAS (-0,82 %) , $WGLD (-1,09 %) and as an admixture some Bitcoin via ETP $IB1T (+2,66 %) .

This portfolio is saved monthly until 58 and then remains more or less untouched.

My savings rates would be:

800€ $VWCE (+0,36 %)

375€ $XNAS (-0,82 %)

150€ $WGLD (-1,09 %)

0€ $IB1T (+2,66 %) - Position is currently at 10% and should rest for the time being

Portfolio 2 - Cash flow (SC)

Here I am investing via 2 dividend ETFs ($VHYL (+0,84 %) , $TDIV (+0,73 %) ) and selected quality stocks to build up a steadily growing cash flow. All distributions are reinvested equally in the ETFs. Furthermore, a small cushion is built up here via $XEOD (+0,04 %) is built up here.

My savings rates would be

250€ $XEOD (+0,04 %)

200€ $VHYL (+0,84 %) - Start January 26

200€ $TDIV (+0,73 %) - Start January 26

425€ Individual assets (as required, no savings plan, no obligation)

My individual stocks:

Allianz $ALV (-0,77 %)

Munich Re $MUV2 (-2,94 %)

Procter & Gamble $PG (-1,3 %)

PepsiCo $PEP (-0,87 %)

Johnson & Johnson $JNJ (-0,04 %)

Novo Nordisk $NOVO B (+1,14 %)

Lime $LIN (+0,83 %)

ADP $ADP (-1,74 %)

Waste Management $WM (-1,55 %)

Siemens $SIE (+0,93 %)

Accenture $ACN (-3,57 %)

Alphabet $GOOGL (+0,93 %)

Itochu $8001 (+0,64 %)

visas $V (-1,75 %)

No speculation, no trading. For most people here, extremely boring... 😴 But hopefully the selection will bring some stability to the portfolio in turbulent times. 😉

For the time being, we will stick with these stocks and gradually buy more when good opportunities arise. Each individual position will of course be capped later and should make up between 2-3% of the portfolio (including the proportion within the ETFs). Alphabet would be an exception.

The reallocation idea

Nothing is invested from 58. The plan is to reallocate around 5 % annually from custody account 1 to custody account 2. In this way, growth is gradually converted into cash flow - without significant erosion of assets. And in the best-case scenario, my growth portfolio can continue to grow. I consciously accept taxes 😉

Thank you for reading and have a successful 2026.

P.S. My allocation doesn't fit yet because I've been focusing more on my individual stocks in recent weeks. Chart is also not meaningful because of ING Autosync and Itochu split 🥲

Dear Getquinners,

I would be interested in your opinion again.

I would like to expand my portfolio with a few shares in the long term.

Long-term investment is my goal with good growth (target at least 10-12% annually), dividends are nice but not a must, may also have some risk (of course the position size will be adjusted accordingly).

Which positions would you punch (Austrian for sell🤣) from the existing ones in the portfolio or just add to them?

Stocks that I find interesting as additions:

-Netflix $NFLX (-2,61 %)

-Broadcom $AVGO (-0,35 %)

-Waste Management $WM (-1,55 %)

-Zoetis $ZTS (+0,21 %)

-Kawasaki Heavy $7012 (+0,65 %)

-Intuitive $ISRG (-1,95 %)

-Chipotle $CMG (+1,32 %)

-Amgen $AMGN (-0,04 %)

-Crowdstrike Hldg $CRWD (-4,2 %)

-Vistra Corp $VST (+2,49 %)

-Constellation PA $CEG (+2,1 %)

-Amphenol $APH (+1,34 %)

-Nestle $NESN (+0,41 %)

-Monster Beverage $MNST (-2,13 %) (I love Monster)

-AMD $AMD (+3,82 %)

-Palo Alto Networks $PANW (-3,65 %)

-Contemporary Amperex $3750 (+4,02 %)

-Albermale $ALB (-0,35 %)

-Synopsys $SNPS (+1,33 %)

-Taiwan Semiconductor $TSM (+5,94 %)

-Datadog $DDOG (-2,42 %)

-Itochu $8001 (+0,64 %)

-Eaton $ETN (+1,93 %)

-Procter&Gamble $PG (-1,3 %)

-Pepsico $PEP (-0,87 %)

-Coca Cola $KO (-1,14 %)

-Hims&Hers $HIMS (-1,79 %)

-Kraken Robotics $PNG (+6,17 %)

etc.

There are so many interesting titles that you can easily be overwhelmed.^^

At the moment mainly the $VWRL (+0,67 %) and $BTC (-0,13 %) monthly, share purchases are made when opportunities arise. (Financially and chart-wise).

I look forward to your opinion.

$8001 (+0,64 %) Reminder, stock split 5/1

https://de.marketscreener.com/boerse-nachrichten/itochu-corp-fuehrt-aktiensplit-im-verhaeltnis-5-zu-1-fuer-aktionaere-zum-30-dezember-durch-ce7d5cdfd08df02c

The BoJ's interest rate decision is due tomorrow. Anyone who remembers August 24 knows that this can also lead to increased volatility here and in the USA.

The consensus among market participants is that key interest rates will be raised from 0.25% to 0.75%. This may sound relaxed against the backdrop of European and US key interest rates, but it could have a direct impact on our portfolio.

• Most of the Japanese companies in our portfolios are heavily dependent on exports ($6367 (+0,02 %)
  $8001 (+0,64 %)
  $SUMICHEM
  $8002 (+1,13 %) ...). An appreciation of the yen therefore has a direct impact on company results, the outlook and thus possibly on share performance.
• For decades, carry trades took place due to the low level of interest rates. In other words, cheap money was borrowed in Japan and invested primarily in US stocks or Bitcoin $BTC (-0,13 %) were invested. Due to the lower interest rate spread, many carry trades will no longer be worthwhile and will be settled. This leads to less investable money and can therefore lead to lower prices.

Basically, I believe that the actual interest rate hike is already priced into both prices and carry trades and will therefore only lead to low volatility.

As always, the outlook for the continuation of interest rate policy is much more decisive. If a tighter interest rate policy with several rate hikes is announced next year, I actually expect losses of >10%, especially for Japanese stocks.

I will try to pick up Itochu $8001 (+0,64 %) during the day on Friday.

🟢 🚀

$GOOGL (+0,93 %) +11%

$MC (+0,69 %) +4%

$HNR1 (-2,43 %) +3,4%

$BRK.B (-0,28 %) +3,7%

$8001 (+0,64 %) +2%

🔴🛝

$BTC (-0,13 %) -15%

$MSFT (-2,41 %) -6%

@Tenbagger2024 I have now done it like this

I look at my investments

$APP (-11 %)
$QCOM (-0,4 %)
$ELF (-3,15 %)
$FICO (-6,5 %)
$8001 (+0,64 %)

The Japanese trading giant Itochu $8001 (+0,64 %) has once again presented solid figures. The company achieved a consolidated net profit of around ¥500 billion, an increase of +6% compared to the previous year. The non-resource business, which includes textiles, food and financial holdings, performed particularly strongly.

Operating cash flow also rose to a record ¥609 billion, underscoring Itochu's strong balance sheet and cash management. Net income for the full year was raised slightly and is now in the range of ¥800 billion to ¥820 billion.

For shareholders, Itochu remains a reliable dividend stock: the payout was increased for the eleventh consecutive time - to ¥210 per share, plus a planned 5-for-1 stock split on January 1, 2026.

Despite headwinds in commodities and exchange rates, the management is optimistic. New investments - such as in Seven Bank and AND Pharma - are expected to generate additional growth and double-digit returns.

Itochu proves once again that diversification and a long-term management strategy pay off. With stable profits, solid returns and a clear commitment to shareholder remuneration, the company remains a reliable dividend stock in the Japanese market. 🇯🇵

I'm thinking about getting back into $6501 (+1,2 %) again. But at the moment it has risen well again. Maybe wait for the setback and then get in. That I still have a bit of Japanese in my portfolio . I already have $8001 (+0,64 %) . What do you think?

In my opinion, you can diversify at these levels:

Local (by headquarters, by turnover)

By currency

By industry

By company size (influences volatility)

I try to have as little overlap as possible in several areas in order to keep my portfolio robust.

Example:

$DRO (+9,7 %) and $PARRO (+0,51 %) : Similar industry, so both are driven by the same news, but have different locations and currencies.

$CACI (+0,48 %) Also has some correlation with the two, but is mainly dependent on the movements of the US military.

$8001 (+0,64 %) As a boring anchor

$SL (+0,16 %) As a "real" luxury play to profit from rising inequality and to have more euro/Italy in the portfolio.

$GRE (+1,73 %) Because I see great potential in Greece, see old post