$MUV2 (-0,75 %) just under €500 I've had on my watchlist for ages now I'm going to buy it?! I am just mega fomo HHHIIILLLFFFEEE 🤔 I know a top company problem I just saved 10k nest egg again and would have to get it ... to me net salary 2k per month would be something under 3 net salaries rational probably not the decision to buy now achhh man I don't know either 🥲

$CRCL (+3,53 %)
$KSPI (+0,96 %)
$MNDY (-0,33 %)
$CEG (+1,49 %)
$ABX (-1,84 %)
$HIMS (+4,08 %)
$RGTI (-0,1 %)
$BAYN (-0,5 %)
$NCH2 (-1,7 %)
$IOS (-0,65 %)
$MUV2 (-0,75 %)
$BNP (+0,15 %)
$ENR (-1,27 %)
$TKA (-3,93 %)
$SE (+0,27 %)
$ONON (+0,87 %)
$QBTS (-0,7 %)
$UA (-1,04 %)
$OKLO
$SIE (-0,43 %)
$ALV (-0,31 %)
$BABA (-1,85 %)
$S92 (+1,12 %)
$DTE (+0,53 %)
$700 (-0,47 %)
$NBIS (-0,7 %)
$CSCO (-0,04 %)
$ONDS (+0,59 %)
$KLAR (-0,08 %)
$FIG (+0,51 %)
$NU (+0,53 %)

On this occasion - a strong last few weeks for my portfolio.

Target 1: €350,000 in 2026

Target 2: €400,000 in 2026

Below is an overview of the savings plans.

(Let's see how long I can maintain them in this form. A few costly events are on the horizon 😌)

$HMWO (-0,02 %) 1.000€

$IUIT (+0,16 %) 1.000€

$TDIV (+0,25 %) 1.000€

$SHL (-0,4 %) 250€

$MUV2 (-0,75 %) 250€

Now my current thoughts - feel free to give your opinions. Maybe they'll help me to sort things out 😉.

1) My portfolio is tech-heavy. As a result, I'm wondering whether now would be the right time to take a few chips off the table.

This means, for example, selling the $XAIX (+0,22 %) and put them in the $TDIV (+0,25 %) for example.

2) $LVMH and $PG (-0,26 %) )

I don't know... I don't see much chance of an improvement in the near future. I'm quite heavily in the red. Would rather put the money in an ETF to reduce the individual share positions. The only question is whether I should "speculate" on a bounce and then sell or hold for the long term. Difficult.

3) Savings plan $MUV2 (-0,75 %)

The share cools down a little. Is it possible to cancel the savings plan here in order to do something good for the call money again?

4) $SHL (-0,4 %)

The share is doing... Badly.

Savings plan is running because of an employee program.

It should be checked whether the program pays off at all given the performance.

The remaining positions, i.e. $GOOGL (-0,4 %) , $AMZN (-0,27 %) , $BLK (-0,29 %) , $KO (+0,18 %) , $MCD (+0,13 %) , $RKLB (-0,72 %) , $V (+0,05 %)

I tend to leave them untouched. Maybe take a few profits now and then to benefit from the brutal rise in some shares - but it will remain within reasonable bounds.

Thanks for reading 😉

Feel free to give feedback.

Also on other points that you think need attention.

Have a great weekend!

Summer is coming and as I finally need a terrace on the house, Munich Re is paying part of my material costs. So this time I'm going to spend the money completely irresponsibly instead of reinvesting it. I'll think about the missed investment opportunities when I open the first beer on the terrace.

15 increases

13 unchanged

7 reductions

Insurance companies

Banks

Utilities

Car stocks

Type here if you like collecting dividends: https://shorturl.at/83W8R

$MBG (-0,65 %)
$ALV (-0,31 %)
$VOW3 (-0,93 %)
$MUV2 (-0,75 %)
$BMW (-0,75 %)
$AIR (-1,74 %)
$CBK (-0,39 %)
$523232
$DTG (-0,61 %)
$DHL (-0,12 %)
$FME (+0,01 %)
$FRE (-1,54 %)
$HNR1 (-2,12 %)
$MTX (-2,26 %)
$RHM (-3,62 %)
$SAP (+0,27 %)
$ENR (-1,27 %)
$BAS (+0,92 %)
$BAYN (-0,5 %)
$BEI (-1,27 %)
$DBK (+0,13 %)
$DTE (+0,53 %)
$EOAN (+0,39 %)
$GEA
$IFX (+0,07 %)
$RWE (+0,07 %)
$SY1 (-0,91 %)
$ZAL (-0,49 %)
$ADS (-1,93 %)
$BNR (+0,44 %)
$HEN (-1,33 %)
$MRK (-0,14 %)
$SIE (-0,43 %)
$SHL (-0,4 %)

I am curious whether $MUV2 (-0,75 %) can fulfill the expectations.

For me, one of the most stable shares in Germany 🇩🇪

Hello to the GQ community ✌️

My first post after being kicked about 4 weeks ago - who would have thought that solidarity towards one of the members (@Klein-Anleger ) would lead to a ban so quickly? But the goodwill of getquin was so BIG (and above all "on trial") that they graciously let me back into the holy grail of the GQ community 😉

So guys, learn from my mistakes: the goodwill here is not an Infinite Money glitch ! Save your solidarity, reduce your commitment to other members to zero and the most important thing 🚨: No surreptitious advertising for alternative financial platforms like "Cisdord" 😉😂.

Sorry, the side blow after 4 weeks of abstinence had to be 🤝

so joking aside...

⏳The first three months of 2026 have passed. Time for a brief interim summary of the current status of my reconstruction.

Before I started rebuilding the portfolio, I naturally thought about what strategy I wanted to pursue in the coming months and years - especially with regard to stock selection and weighting.

To be honest, my original plan was to keep a portfolio with a maximum of 20 shares. In the course of time, however, I realized that it will probably not stay at 20 stocks, but that the number is more likely to increase to around 30 positions (+/-).

♟️Mein Focus & my strategy:

In a nutshell: The clear focus is on growth 🚀. Dividends tend to play a subordinate role. Here I show you my shopping list and what my portfolio should look like in the future. The stocks I have already bought are marked with a green tick and without a tick, I'm still waiting ⏳

🤖TECH:

• AMAZON $AMZN (-0,27 %) ✅
• MICROSOFT $MSFT (-0,34 %) ✅
• CROWDSTRIKE $CRWD (+0,23 %) ✅
• SYNOPSYS $SNPS (-0,11 %) ✅
• INTUIT $INTU (+0,12 %) ✅
• CONSTELLATION SOFTWARE $CSU (-0,25 %) ✅
• SERVICENOW $NOW (+1,04 %) ✅
• ALPHABET $GOOGL (-0,4 %)
• NVIDIA $NVDA (-0,02 %)
• ASML $ASML (-1,28 %)
• MONOLITHIC POWER SYSTEMS $MPWR (+0,46 %)
• ARISTA NETWORKS $ANET (+0,37 %)
• KEYENCE $6861 (-2,68 %) ✅
• TSMC $TSM (-0,86 %)
• MARUWA $5344 (-7,39 %)
• LASERTEC CORP $6920 (-0,41 %)
• NETCOMPANY $NETC (+0,51 %) ✅

🏦💸FINANCE:

• SOFI TECHNOLGIES $SOFI (-0,05 %) ✅
• S&P GLOBAL $SPGI (+0,25 %) ✅
• VISA $V (+0,05 %) ✅
• MUNICH RE $MUV2 (-0,75 %) ✅
• GERMAN EXCHANGE $DB1 (+1,46 %) ✅
• PARTNERS GROUP $PGHN (-0,22 %) ✅
• BROOKFIELD CORP $BN (-0,42 %) ✅
• HOULIHAN LOKEY $HLI (-0,12 %) ✅
• BROADRIDGE $BR (+0,43 %) ✅
• CBOE GLOBAL MARKETS $CBOE (-0,03 %)

🏥🩻HEALTHCARE:

• NOVO NORDISK $NOVO B (+4,6 %) ✅
• INTUITIVE SURGICAL $ISRG (+0,1 %)
• STRYKER $SYK (+0,33 %)
• BOSTON $BSX (+0,38 %)
• CATALYST PHARM $CPRX (-1,7 %)

🏭🏗️INDUSTRIE & REST:

• WASTE MANAGEMENT $WM (+0,26 %) ✅
• GRAB HOLDINGS $GRAB (+0,33 %) ✅
• CINTAS $CTAS (-0,57 %) ✅
• MonotaRO $3064 ✅
• ITOCHU $8001 (-2,32 %) ✅
• HERMES $RMS (-2,74 %) ✅
• MERCADOLIBRE $MELI (+0,19 %) ✅

------------------------

this is my extended watchlist:

IN TECH:

RAMBUS $RMBS (+1,41 %) , QNITY ELECTRONICS $Q (+1,2 %) ,

INNODATA $INOD (+0 %) , NETFLIX $NFLX (-0,34 %) ,

VERTIV $VRT (+0,09 %) , PALANTIR $PLTR (-0,83 %) , VAT GROUP $VACN (-1,31 %) , BROADCOM $AVGO (-0,34 %) , AMADEUS IT $AMS (-0,13 %) , DISCO CORP $6146 (-3,87 %) , A10 NETWORKS $ATEN (-0,84 %) , RORZE $6323 , CAMTEK $CAMT (-0,33 %)

FINANCE:

APOLLO GLOBAL $APO (+0,36 %) / BLACKSTONE $BX (-0,57 %) , ALLIANZ $ALV (-0,31 %) , FIRSTCASH $FCFS (-0,14 %) , BLACKROCK $BLK (-0,29 %) SKYWARD SPECIALITY INSURANCE $SKWD , VERISK ANALYTICS $VRSK (+0,34 %) PRIMERICA $PRI (-0,43 %) , ERIE INDEMNITY $ERIE (-0,27 %)

HEALTHCARE:

MERIT MEDICAL SYSTEMS $MMSI (+0,48 %) , REGENERON PHARM $REGN (-0,07 %) , UFP TECHNOLOGIES $UFPT (-0,08 %) , COLLEGIUM PHARM $COLL (+0 %) , LIGAND PHARM $LGND (+0,27 %) , HOYA CORP $7741 (-1,42 %) , SHIONOGI $4507 (-0,56 %) , IRADIMED $IRMD (+0 %)

REST:

MISUMI GROUP $9962 (-2,86 %) , KANEMATSU $8020 (+2,13 %) , APPLIED INDUSTRIAL TECH $AIT (-0,11 %) , BADGER METER $BMI (-0,35 %) , CEMENT ROADSTONE HOLDING $CRH (-0,07 %) , KADANT $KAI (+0,35 %) , INTERTEK GROUP $ITRK (-1,72 %) , IDEX CORP $IEX (+0,03 %) , ORLA MINING $OLA (-0,96 %) , NEWMARKET CORP $NEU (+0,43 %) , ROTORK $ROR (-0,55 %) , POWER INTEGRATION $POWI (+0,06 %) , LINDE $LIN (-0,19 %) , GAZTRANSPORT & TECHNIGAZ $GTT (+0,89 %)

This is not yet my final stock selection/watchlist. Of course, there can always be changes if, for example, the @Tenbagger2024 continues to present such undiscovered gems 🙏🏽🧐

------------------------

What should the sector/country weighting look like?

Let's start with the "desired"

🌍country weighting:

🇺🇸🇨🇦USA ~60%

🇪🇺EUROPA ~20%

🇯🇵JAPAN/ASIA ~15%

Rest ~5%

Sector weighting should be as follows:

💻TECHNOLOGY: ~30-35%

💸FINANCE: ~ 20-25%

HEALTHCARE: ~ 10-15%

🏭INDUSTRY: ~ 10-15%

REST: ~ 5-10%

So, what has happened since the beginning of the year?

Of course there were no sales 😬

There have been a few purchases where I have a finger in the pie.

JANUARY PURCHASES

$INTU (+0,12 %)
$GRAB (+0,33 %)
$NOW (+1,04 %)
$MSFT (-0,34 %)

FEBRUARY PURCHASES

$NOW (+1,04 %)
$INTU (+0,12 %)
$SPGI (+0,25 %)
$SNPS (-0,11 %)
$CSU (-0,25 %)
$SOFI (-0,05 %)
$CRWD (+0,23 %)

MARCH PURCHASES

$MUV2 (-0,75 %)
$3064
$8001 (-2,32 %)
$6861 (-2,68 %)
$DB1 (+1,46 %)
$V (+0,05 %)
$HLI (-0,12 %)
$MSFT (-0,34 %)
$CTAS (-0,57 %)
$MELI (+0,19 %)
$BN (-0,42 %)
$PGHN (-0,22 %)
$BR (+0,43 %)

Due to the global political situation - especially because of this 🍊 in the White House, whose tweets cause more tsunamis 🌊than real natural disasters - and the current drawdown in the S&P 500 (which is very convenient for me right now and gives me a lot of pleasure 🤩), I am accordingly under water💦🫧 with some of my purchases so far.

but hey, we're investing for the long term, aren't we? So easy going, all relaxed 🥱 I will most likely not make any more purchases in the next few days or weeks, park my cash position elsewhere or put it in overnight money and wait and see which zone the market settles in or wait for it to stabilize.

What do you have on your watchlist?

Are you currently waiting or how are you dealing with the current situation?

@Get_Rich_or_Die_Tryin
@Tenbagger2024
@Max095 and of course all other members

Ok, that's enough now 😂

that's it from me for now ✌️

your stock master

When looking at your portfolio, most of you will probably have noticed in the last few days that your net worth has gone down a bit. My portfolio has also gone down quite a bit and the obvious emotion is anger/disappointment. Here I would like to point out that this anger/disappointment is actually irrational for the majority of us.

Most investors strive for long-term wealth accumulation in order to have built up a nice fortune in 10 or 15 years, for example - perhaps only at the beginning of retirement. Whether you pass the assets on to your children, gradually consume them in the autumn of your life or want to live off the dividends depends on your individual strategic orientation and life situation. However, very few people here are probably already in the "withdrawal phase" and are therefore only just building up their assets for later.

And here comes the point. Even if the value of the portfolio has decreased for the time being, you still have the same number of shares and company units (provided you haven't sold anything). The company or companies themselves do not care at all about the price of their own share certificate for their operating activities. The price drop - especially because it is a price drop resulting from a nervous market and not from bad news from the company - has ZERO influence on the company itself in the vast majority of cases. The company's market capitalization goes down, as does the P/E ratio. The dividend yield goes up. A purchase is now more attractive than before, provided it is a stable company with a reasonably crisis-proof business model.

So if you invest for the long term and gradually buy more and more shares, the dip or even a major slump is good for you, as you get more company shares for the same money while the share price is lower. Settlement takes place at the end when you need the money - in the meantime it's really just a screenshot!

Are there exceptions? Yes. If you were just about to withdraw money by selling shares and you need the money (buying a house, moving house, new car, starting a business) etc., it is of course stupid. If you're making speculative investments and possibly using financial instruments to bet on rising prices, it's even worse. But that doesn't apply to most of us.

Conclusion: Don't get angry, it's not sensible. If possible, use the low prices to buy in a disciplined and stoic manner. In a few years, you will be really happy that you were able to buy shares for cheap money.

Finally, an example from my own portfolio: My largest single position is Munich Re ( $MUV2 (-0,75 %) ). At one point last year, the share price was at 600 euros per share, today it is at 520. The company is doing brilliantly, the insurance business is not dependent on the economy. No one has yet tried to impose tariffs on insurance or reinsurance services. There are also no supply chains that could be interrupted. Profits are up, dividends are up. The company's share buyback program will result in even more shares being taken off the market than originally assumed at a reduced share price. Earnings per share will therefore continue to grow organically due to both the development of the operating business and the shortage of shares. From the point of view of a long-term investor, therefore, there is really no reason to tinker frantically with the portfolio despite the fall in the share price.

(Graphic generated with Lovart.ai, modified in Photoshop)

I'm having a bit of crap weather today, so I had a look at Claude.

Research and especially finances are supposed to work particularly well with it.

By way of example $MUV2 (-0,75 %)

"The tool answers a simple question: Is Munich Re fairly valued at €537, too expensive, or cheap? It calculates a "fair value" - based on future profits and dividends calculated back to the present day.

You can shift the assumptions (growth, interest rate, valuation) yourself and immediately see how much the fair value changes. In this way, you develop a feeling for which assumptions are really decisive."

Valuation tool:

https://claude.ai/public/artifacts/92c8243a-a6a0-49b6-b053-717f3aa095a4

A little help:

https://claude.ai/public/artifacts/b973044a-c03b-4453-8f47-e121ba687156

I think it's very good and solid for a quick assembly. You have to look at the figures and discuss the sources with Claude. The way it's set up now, I can have any company with the same model. Extendable at will 🤪

A bit of thinking and ultimately deciding is not done for you - fortunately.

What is your opinion on this, on the result and on the topic of financial analysis with AI in general?