I sold my PayPal position today with a profit of around +15%. In contrast to many other investors, who are now completely turning their backs on the stock, my decision was primarily based on the charts. 🧐

Since April, I have seen many overlaps in the upward movement, which for me is an indication of a corrective structure and not a sustained change in trend. 👋

I personally think it is realistic that PayPal can / will form a lower low.

Although there are no acute fundamental problems, growth is flattening out somewhat, competition is increasing and the market unfortunately has little confidence in the management at present.

I have used the profits to

• mine $VWRL (+0,24 %) as the largest position and
• build up a further position in $MUV2 (+0,19 %) build up

How do you currently see PayPal? Still turnaround potential or just a technical countermovement in a downward trend?

$MUV2 (+0,19 %)

▪️ Net profit Q2: approx. € 2.1 bn (significantly above consensus of € 1.624 bn)

▪️ Drivers: Low major losses, strong investment result

▪️ ERGO: In line with expectations, life reinsurance under pressure

▪️ Currency effect: Negative due to USD devaluation

▪️ H1 net profit: approx. € 3.2 billion

📌 Annual target for 2025: € 6 billion confirmed

Hello!

Since yesterday $SHEL (-0,57 %) represents the largest allocation in my entire portfolio.

I took advantage of yesterday's "market situation" and continued to butter up a few other stocks.

Specifically, I have increased my positions in $V (+0,66 %) , $HNR1 (-0,3 %) , $MUV2 (+0,19 %) and $SHEL (-0,57 %) have been increased.

I already invest in Shell on a regular basis anyway.

Do you also have certain stocks that make up a particularly high percentage of your portfolio? And if so, why/why?

$HNR1 (-0,3 %)

Having already added shares in $MUV2 (+0,19 %) in my portfolio last month, the next purchase in the reinsurance sector followed today.

Today the $HNR1 (-0,3 %) found its way into my portfolio today. (In a nutshell, as an insurance broker, I'm simply a huge fan of reinsurers) 😉

In my opinion, it is particularly remarkable that the $HNR1 (-0,3 %) recently overtook $SREN (-0,17 %) and is now the second largest reinsurer in the world directly behind Munich Re.

In my opinion, a decisive advantage here is the high equity ratio of the $HNR1 (-0,3 %) particularly in comparison with Munich Re, this provides the $HNR1 (-0,3 %) additional stability and flexibility in an already challenging market environment.

What do you think about insurance companies and their reinsurers?

It was only recently that I decided to say goodbye to my individual shares $ALV (-0,33 %)
$MUV2 (+0,19 %)
$SREN (-0,17 %)
$CS (+0,25 %) and $ZURN (+0,81 %) and to invest in a corresponding ETF instead - the desire for (re)insurers was too great, but the budget for the sector was too low. With $EXH5 (-0,03 %) I have found a solid ETF for myself that has a strong weighting in the (re)insurers that appeal to me (currently $ALV (-0,33 %) with just under 18%, followed by $ZURN (+0,81 %) with 12% and $CS (+0,25 %) and $MUV2 (+0,19 %) with just under 10% each).

At the next payout, hopefully there will be a full share as a dividend so that there is enough for liability insurance that also covers the wife and child 😁

Hi Getquin Community,

Here is my portfolio as a student. I started in September 2022, but only really started in 2023 and 2024. Happy to rate on a friendly level.

About my savings plans:

• $D6RM (-0,19 %) Deka DividenenStrategie - €100 per month.
• $CSPX (+0,52 %) Ishares S&P 500 - 50 €/month
• $VWCE (+0,23 %) Vanduard FTSE All World - 50 €/month
• $BRK.B (+0,52 %) Berkshire Hathaway B - €50/month
• $SMEA (+0,22 %) Ishares MSCI Europe 50 €/month
• $VHYL (-0,36 %) Vanguard FTSE High Div. - €25/month

Further Deka savings plans have been capped, as I no longer wish to save in my Deka investments in the long term (possibly complete sale).

I would like to reduce my portfolio in the future. In other words, I want to divest myself of assets at the lower end. In return, I want to keep the ETFs and individual other stocks (e.g. $MUV2 (+0,19 %) , $AMZN (-0,2 %) , $AAPL (+0,09 %) ) should continue to grow.

I am also toying with the idea of investing in an emerging markets ETF. My choice would have been the classic $EIMI (+0,16 %) would have been the classic choice.

I have already invested in a crypto-boker (Bitavo - please give me your opinion) and will buy at the next opportunity (under USD 100,000). $BTC (+0,16 %) buy.

Should be removed from the portfolio:

• $TGT (+0,04 %) Target
• $NKE (+1 %) Nike
• $D6RF (+0,52 %) Deka Umweltinvest
• $DEDG (-0,1 %) Deka Artificial Intelligence

My main trading brokers are TradeRepublic, Scalable and Deka.

I would be very happy about constructive criticism, suggestions and of course praise ;)

$MUV2 (+0,19 %) unfortunately had to leave the portfolio today.

The position will be rebuilt from 0 next month.

Now back at 13K in the portfolio. The annual target of 20K is still easily achievable (just by paying in)

The reason for this: The owner of my undeveloped neighboring property recently passed away and his heirs want to sell to me

I'm happy to take that with me and with 36 years until retirement,q I still have all the time in the world 😊

Since September 1999, Bankhaus Metzler has published a list of ten German shares that it recommends for the following quarter. Since then, this top ten list has achieved a return of more than 600 percent. In the same period, Germany's leading index, the Dax, gained around 350 percent.

The research team has now published the top 10 for the third quarter.

• 4 DAX stocks

$DB1 (-2,59 %)
$MUV2 (+0,19 %)
$SIE (+0,46 %)

• 3 MDAX stocks

$BC8 (-1,36 %)
$EVK (+0,83 %)
$JUN3 (+0,09 %)

• 2 SDAX stocks

$BFSA (+0,68 %)
$VOS (-3,46 %)

• 1 stock outside the indices

$IVU (+1,96 %)

Source: Handelsblatt, 04.07.25

Where do you currently see (even) more potential?

$ALV (-0,33 %) or $MUV2 (+0,19 %) ?

Would like to have another German (European?) insurer with a good dividend in the portfolio in the longer term.

Hello everyone,

Since I and my portfolio have recently exceeded the €50,000 mark, I wanted to take this as an opportunity to present my portfolio and my strategy to you. I look forward to your opinion, assessment, criticism and potential for improvement.

About me: I am still 29 years old and work as a team leader in an industrial company in the building materials sector. In terms of education, I feel I've been through all the stages - from a qualifying secondary school certificate to A-levels and a bachelor's degree to a master's degree. The only thing missing is a doctorate 😌

About the overall strategy: My assets are divided between my share portfolio, a condominium and a call money account. I live in your apartment myself. I wouldn't consider renting or real estate as an investment because I think the risks of having to invest money again are too high. You can also suspend the savings plan in your portfolio from time to time. So the apartment is held for as long as it is occupied and then sold when I buy a house.

About the equity strategy: I'll try to summarize this briefly

• Allocation: core-satellite strategy. So core for me is any ETF, satellites are the individual stocks. Core should make up about 80 percent, the individual stocks 20 percent. The buy-in for the individual stocks is always 2000 euros.
• Selection: Dividend strategy - the dividends of the ETFs are reinvested in them, the dividends of the individual shares go into an ETF.
• Buy and hold
• Special feature: I received a loan from a close relative for my apartment, which is repayable on maturity after 8 years. Due to some lucky coincidences, I had the money back together one year after the purchase. So instead of letting it sit in an overnight deposit, I invested it at the beginning of 2024 - with very good timing.

Stock selection and savings plan:

• $VHYL (-0,36 %) The big core - I think the ETF is good because it is broadly diversified and has a good, reliable distribution. I am not currently saving in the ETF. Only the remaining shares from the beginning of 2024 are transferred from the second custody account (I transfer cash to a separate account and make a custody account transfer from the second custody account to mine. The loan amount will then accumulate there).
• $VWRL (+0,24 %) Will be my new second large core and therefore currently saved with 500 euros per month.
• The following individual securities are currently fully saved: $ALV (-0,33 %)
  $BAS (+0,32 %)
  $EOAN (-0,06 %)
  $BATS (+0 %)
• As soon as the core share is over 80 percent, further shares are transferred from the second portfolio. $SIE (+0,46 %) shares are transferred from the second portfolio. The total buy-in is therefore also EUR 2000.
• The following stocks are still included in the second portfolio and are transferred bit by bit - whenever there is money and depending on the core share in my portfolio: $VHYL (-0,36 %)
  $VWRL (+0,24 %)
  $PEP (-0,74 %)
  $SIE (+0,46 %)
  $DHL (+0,43 %)
  $VOW (+4,14 %)

Further strategy:

At the moment I feel comfortable with the strategy and until all individual stocks etc. have been transferred to the main portfolio. It will take some time before all the individual stocks etc. are transferred to the main portfolio. In the long term, I am considering $TDIV (+0,04 %) with a 10 percent share. I will then select individual stocks in the future, but e.g. $RIO (-1,6 %) , $MUV2 (+0,19 %) or $MAIN (+0,29 %) I could well imagine.

Looking forward to your comments on this boring strategy 😌