Due to some discussions in my last post about ThermoFisher$TMO (+0,81 %) and Itochu $8001 (-0,17 %) I have decided to replace ThermoFisher with Itochu. I was looking for diversification and continuous stability (reduction of the US share).

My portfolio shows a breakdown into different sectors and areas:

trade Republic: the shares and ETFs

scalable Capital : the gold

This is just the portfolio I want to hold for the next few years with a long-term savings plan. And if necessary, individual purchases where the opportunity arises, I think I am now quite well positioned or what do you think of the portfolio.

Stocks that I would like to hold for the long term

• Technology:
• 
  $MSFT (-1,05 %) Microsoft,
• $AAPL (+1,34 %) Apple,
• $GOOGL (+0,94 %) Alphabet,
• $ASML (-1,59 %) ASML
• $NVDA (+2,01 %) NVIDIA
• $TSLA (-4,58 %) Tesla

• Consumer goods:
• $KO (-0,4 %) Coca-Cola,
• $PG (-1,24 %) Procter & Gamble,
• $MCD (-0,31 %) McDonald's.

• Finance and insurance:
• $JPM (+1,21 %) JPMorgan Chase,
• $ALV (-0,66 %) Allianz,
• $V (-0,14 %) Visa

• Real Estate:
• $O (+1,22 %) Realty Income.

• Armor:
• $LMT (+0,94 %) Lockheed Martin.

• Retail:
• $WMT (-2,1 %) Walmart.

- Luxury:

$MC (-0,25 %) LVHM

- Various areas:

- $8001 (-0,17 %) Itochu

- Health

$JNJ (+0,03 %) Johnson & Johnson

ETF as core overlaps are relatively unimportant to me in this area :)

- FTSE All World :

$VWRL (+0,18 %)

-Global Quality Income:

$FGEQ (+0,06 %)

and then as a supplement

$BTC (+0,02 %) bitcoin

and gold $EWG2 (-0,3 %)

On into December. November was extremely (good), mainly driven by Palantir.

An update on the portfolio. My 'Dull Seven' - a nice boring 7 positions (2 ETFs and 5 individual stocks).

Long-term investment strategy with an investment horizon of another 15-18 years. From then on it would slowly move towards retirement. I have been invested since 02/2023.

The ETFs as my main investment with currently just under 37% (depressed by Palantir) and the goal of reaching 50-60% at some point.

• $VWRL (+0,18 %) FTSE All-World to keep US below 60% in the long term. (savings plan)
• $VUSA (+0,32 %) S&P 500 extra to take advantage of slightly higher returns compared to the All-World. (savings plan)

Plus a handful of individual stocks:

• $MSFT (-1,05 %) for long-term blue chip growth with a small dividend. (savings plan)
• $8001 (-0,17 %) long-term strong growth and a decent dividend. (savings plan)
• $ALV (-0,66 %) as a long-term runner with a decent yield and very good dividend. (savings plan)
• $BA. (-0,57 %) back in since September. (savings plan)
• $PLTR (+6,35 %) as a long-term tech bet with +190% so far/since November '23. Additional purchases when opportunities arise.

Good morning dear community,

I've been busy building up my portfolio recently and would now like to present my final selection.

Briefly about me, I am 23 years old and used to gamble with a lot of penny stocks. After I suffered a major loss last year, I stopped doing that and have been building up a growth-oriented portfolio for the last few months or am still in the process of investing in all stocks.

My investment horizon is long (at least 20 years plus), as I only invest money that is not needed. A corresponding cash position is available to be able to react to private matters.

Now to the portfolio:

As mentioned above, I follow a more classic buy and hold strategy, which is made up of growth-oriented stocks and some gold as another asset class for admixture.

My ETFs are currently saved through standing orders with a corresponding weighting.

My largest position is the $IWDA (+0,23 %) This is constantly being saved with the highest weighting and, together with my $EIMI (-0,21 %) a long-term basic investment and broad diversification in developed markets.

Added to this is the $CSNDX (-0,01 %) as I continue to focus on technology growth in the long term and am therefore invested in many interesting future-oriented companies.

Nevertheless, Europe should not be neglected and is also important for my diversification. To this end, I have selected $LU0224105477 selected. I chose this fund because it performs better in the benchmark test than other common Europe ETFs (measured over the entire term).

As mentioned above, I also have a small gold investment through $WGLD (+0,01 %) .

Finally, we come to my equities:

$PLTR (+6,35 %) , definitely an up-and-coming growth company for me in the area of Big Data and AI, (I've also been on board here since the beginning of this year).

$OR (-0,71 %) and $NOVO B (-17,74 %) were added to the portfolio because they are two strong market leaders in the consumer staples and healthcare sectors, which are fundamentally well positioned and, in my view, will bring long-term growth with corresponding quality through constant new innovations and developments. This allows me to diversify further by sector and country.

$RACE (-0,23 %) For me, this is a long-term runner from Italy. Thanks to its strong brand and exclusivity, Ferrari can separate itself from other car manufacturers and, for me, is a share with constant growth and secure profitability.

In the future, I would also like to invest in Japan as a percentage. Here I have placed my bet on a share with a large industry positioning, which can also be regarded as a qualitative long-term runner. It is $8001 (-0,17 %) .

$NU (-0,2 %) an up-and-coming fintech company that still has strong growth ahead of it. Nu Holdings has made an established name for itself and has also achieved significant fundamental successes and is aiming for further expansion. For me, this is an in-depth risk investment alongside Palantir, which I can enter into and am positive about.

Finally $OCGN (+0 %) . Ocugen is a biotechnology company for innovative gene therapies for the treatment of eye diseases. The share dates back to the earlier gambling days (Corona hype). I missed the jump back then and have been stuck here since 2020. Unfortunately, I have no further involvement with the investment and am considering selling and investing elsewhere (opportunity) or simply sitting it out until I return to profit.

That was my more or less "brief" portfolio presentation.

Perhaps I have been able to generate new ideas for some of you and I would be happy to receive feedback or stocks that I could include in the future or that I should take a closer look at.

Have a nice weekend everyone.

Passed the next thousand faster than expected - 5,000. An update on the portfolio. My 'Dull Seven' - a nice boring 7 positions (2 ETFs and 5 individual shares).

Long-term investment strategy with an investment horizon of another 15-18 years. From then on it would slowly move towards retirement. I have been invested since 02/2023.

The ETFs as my main investment with currently just under 40% and the goal of reaching 50-60% at some point.

• $VWRL (+0,18 %) FTSE All-World, which has now replaced the MSCI World, in order to keep the US below 60% in the long term. (savings plan)
• $VUSA (+0,32 %) S&P 500 extra to take advantage of slightly higher returns than the All-World. (savings plan)

Plus a handful of individual stocks:

• $MSFT (-1,05 %) f long-term blue chip growth with a small dividend. (savings plan)
• $8001 (-0,17 %) long-term strong growth and a decent dividend. (savings plan)
• $ALV (-0,66 %) as a long-term runner with a decent yield and very good dividend. (savings plan)
• $BA. (-0,57 %) (UPDATE) back in since September. (savings plan)
• $PLTR (+6,35 %) as a long-term tech bet with +140% so far/since November '23. Additional purchases when opportunities arise.

Unfortunately, I missed the jump in time, but so be it... It's a shame about the dividend, but I no longer see the potential at the moment, nor do I see it in the future.... for all European car manufacturers.

Money has flowed into $8001 (-0,17 %) flowed into

PS: Bought in the Corona "Crash"

Good morning,

I haven't had any individual stocks in the last 10 years, but have now decided to invest in 10 stocks again. I have already chosen 9 of them, one is still missing. Perhaps someone can give me a tip.

I have the following criteria:

-No tech, I have enough of that already

-If possible, no USA. But this is not an exclusion

-Dividend doesn't matter

-Investment horizon > 10 years

Here are the 9:

$LOTB (+1,69 %)

$CTAS (+0,17 %)

$LIN (+0,54 %)

$8001 (-0,17 %)

$RMS (+0,75 %)

$LMT (+0,94 %)

$V (-0,14 %)

$BRK.B (+0,07 %)

$BLK

If there are any concerns about the nine, I will gladly take some out again

Update: @RealMichaelScott Someone has asked in the comments for the reasoning behind my selection so far. I'd like to answer that here:

There are a few more smart criteria that fit my preferences and gut feeling. These would be:

I like stocks with long-phase linear growth, see $CTAS (+0,17 %) in the last 12 months and $8001 (-0,17 %) . $LOTB (+1,69 %) is one of the best stocks in the world in my opinion. Exponential growth will certainly turn around at some point, but I don't like cyclicals. I also value positive free cash flow. I am not interested in P/E ratios (for whatever reason). Another reason is diversity with the 10 stocks, I'm not sure yet. $LIN (+0,54 %) was and would still be the only DAX stock that makes it to me. I would have gladly done without Armor, but unfortunately it will be part of the next 10 years, so $LMT (+0,94 %) . I'm also looking for stocks that closed 2020 and 2022 on a positive note.

$BRK.B (+0,07 %) is somehow part of such a portfolio:-), I'm not sure about $V (-0,14 %) I'm not sure about. Thanks for the suggestions on medical+health, that's definitely still missing. I still have doubts about energy. Due to the climate problem, I don't know where the journey will take us.

Update 2: Thanks for all the good suggestions. I took advantage of the bad weather and the window day today and have now made my decision:

$BLK (+0,12 %) flies out again, $V (-0,14 %) stays

Instead there are 2 new ones from your suggestions:

$CAT (+0,86 %) and $NOVO B (-17,74 %)

So it looks like this:

$LOTB (+1,69 %)

$CTAS (+0,17 %)

$LIN (+0,54 %)

$8001 (-0,17 %)

$RMS (+0,75 %)

$LMT (+0,94 %)

$V (-0,14 %)

$BRK.B (+0,07 %)

$CAT (+0,86 %)

$NOVO B (-17,74 %)

I did a backtest from 1.1.2020, all equally weighted

Average annual return: 24.32%

Total return approx. twice as high as the S&P ETF $CSPX (+0,32 %)

In the difficult years 2020 and 2022 each over 13% plus

10k became 28.5k with dividends in the 4.5 years

Nice linear progression over the entire term:

But unfortunately: forecasts are difficult, especially when they concern the future!

Depot review September 2024 - The first green September in my depot since 2019 📈

September is generally regarded as the worst month on the stock market, with a negative monthly performance more than 50% of the time. This is also consistent with my experience since 2013. In 11 years, it has been negative 6 times and positive 5 times. From 2020 to 2023, the last 4 years were all negative. However, September 2024 is now the first positive September since 2019, which means it is exactly 50/50 for me - 6 positive and 6 negative Septembers since 2013.

The Fed's interest rate turnaround and the stimulus in China have certainly contributed to the positive trend

Monthly view:

In total, September was +1,2%. This corresponds to price gains of ~3.600€.

The MSCI World (benchmark) was +1.0% and the S&P500 +1.3%

Winners & losers:

A look at the winners and losers is particularly exciting this month.

On the winning side at the very top are my China ETF with € +1,300 and is thus back in the green for the first time in a long time. The following winners are also a colorful mix with Meta, Bitcoin, Home Depot and Sea. Really a very broad mix with no clear tendency towards regions, sectors or the like

On the loser side in my portfolio in September were mainly pharmaceutical stocks. Novo Nordisk, Amgen and Johnson & Johnson. Even worse, with price losses of ~€700 each, were only Palo Alto Networks and ASML.

The performance-neutral movements in September were just under €4,500. The premium refund from my private health insurance also played a large part in this. In September, I received over €2,000 back for the year 2023, which was of course invested directly to compensate for any higher pension contributions.

Current year:

My performance in the current year is +20,4% and thus above my benchmark, the MSCI World with 17.2%.

In total, my portfolio currently stands at ~321.000€. This corresponds to an absolute growth of ~€69,000 in the current year 2023. ~49.000€ of this comes from price increases, ~2.800€ from dividends / interest and ~17.000€ from additional investments.

Dividend:

• Dividends in September were 23% above the previous year at ~€360
• Amgen is in the lead with a (gross) dividend of €50 every 3 months. But Johnson & Johnson with €45 is also a delight
• In the current year, the dividends after 9 months are +25% over the first 9 months of 2023 at ~2.210€

Buys & sells:

• I bought in September for approx. 3,500€. 2,100 of this came from the premium refund from my private health insurance and went into the WisdomTree Global Quality Dividend Growth
• As always, my savings plans were executed:
• Blue ChipsLockheed Martin $LMT (+0,94 %) Republic Services $RSG (-1,09 %) Thermo Fisher $TMO (+0,81 %) ASML $ASML (-1,59 %) MasterCard $MA (-0,34 %) Deere $DE (+0,19 %) Northrop Grumman $NOC (-0,09 %) Itochu $8001 (-0,17 %) Salesforce $CRM (+0,69 %) Hermes $RMS (+0,75 %) Constellation Software $CSU (+0 %)
• 
  Growth: -
• ETFsMSCI World $XDWD (+0,24 %) Nikkei 225 $XDJP (-0,32 %) and the WisdomTree Global Quality Dividend Growth $GGRP (-0,09 %)
• 
  Crypto: Bitcoin $BTC (+0,02 %) and Ethereum $ETH (+1,59 %)
• 
  Sales there were none in September

Target 2024:

My goal for this year is to reach €300,000 in my portfolio. Due to the extremely positive market development in the current year, my portfolio currently stands at ~€321,000.

At the beginning of September, my portfolio was still quite a bit lower at €304,000 due to the weak start to the month. At this point, it was therefore quite a way off the previous high of €320,000 in June.

I have now reached a new high of €321,000 and am optimistic that I can still beat my year-end target of €300,000.

#dividends

#dividende

#rückblick

#depotupdate

#aktie

#stocks

#etfs

#crypto

#personalstrategy

I have once again added a little to my portfolio. The earnings performance and earnings growth were the decisive factors for me.

In my portfolio for a year now. Itochu Corp. $8001 (-0,17 %)