$VWRL (+0,98 %) 700€

$EIMI (+0,99 %) 120€

$MEUD (+0,78 %) 100 €

What does your basic/coreinvestment look like?

Hi guys, I would like to hear or read your opinion. 😃

I currently invest monthly in the MSCI World $IWDA (+1,01 %) , the MSCI EM IMI $EIMI (+0,99 %) and the VanEck Morningstar $TDIV (+0,73 %) .

My consideration is the following , in the long term I assume that the $IWDA (+1,01 %) and the $TDIV (+0,73 %) "could" perform significantly better than the $EIMI (+0,99 %) and therefore I would sell the EMI.

I have been saving the ETFs for almost 2 years now. Currently with $EIMI (+0,99 %) with 18% in profit.

Regards

Dear GQ Community

I've been quietly reading your posts for about 1.5 years. At the end of the year and in keeping with the Christmas season, I would now like to share my portfolio and my experiences to date with you. I am also happy to receive your suggestions and tips.

About me:

I am 20 years old, work in Switzerland and started investing in crypto in March 2024. That's where I gained my first experience. In the middle of this year, I also started to look more closely at the traditional financial market and bought my first two ETFs. ($IWDA (+1,01 %) ,$EIMI (+0,99 %))

My goals:

My goal for this year was to reach the CHF 15,000 deposit limit. Unfortunately, that didn't quite work out, but it's no drama for me. I'm looking forward to next year, in which I'm sure I'll learn a lot. For 2025, I would like to set a target of CHF 25,000-30,000 and continue to build up a stable portfolio that will enable me to live a better life in the long term.

I look forward to your opinions and tips on my portfolio - what would you do differently?

Good morning everyone,

In the past, the community has clearly demonstrated that together we are an absolute added value for 🤑🤑🤑.

That's why I'm asking for your help :-) I am looking for mid-/long-term growth stocks to complement my core around $IWDA (+1,01 %)
$CSPX (+1,05 %)
$MEUD (+0,78 %)
$EIMI (+0,99 %)
$QDV5 (+1,95 %) to complement it.

Currently set are $NVDA (+4,07 %)
$GOOGL (+1,98 %)
$IBM (+0,53 %)
$SOFI (+3,98 %)
$IREN (+11,91 %)
$LMND (+0,03 %)
$RKLB (+21,46 %)
$BTC (-0,08 %) - DCA

What ideas do you have?

LG

$CSPX (+1,05 %)
$IWDA (+1,01 %)
$EIMI (+0,99 %)
$CSNDX (+1,4 %)
$VUSA (+1,05 %)
$VHYL (+0,68 %)
$SPYI (+1,15 %)
$HMWO (+1,1 %)

https://www.whitehouse.gov/fact-sheets/2025/11/fact-sheet-president-donald-j-trump-strikes-deal-on-economic-and-trade-relations-with-china/

President Trump announced an economic and trade agreement between the USA and China:

- China suspends all retaliatory tariffs and non-tariff measures imposed since March 4

- China issues new general licenses for the export of rare earths and suspends new export controls.

- China pledges to stop the flow of fentanyl to the US

- China will buy at least 12 million tons of US soybeans

- The USA reduces tariffs on Chinese goods by 10 percentage points

The biggest de-escalation in relations between the US and China since the start of the trade war.

China 🇨🇳 will suspend all retaliatory tariffs and non-tariff measures in place since March 4, lift export controls on rare earths, issue global licenses for rare earths and critical minerals such as gallium and graphite, and commit to buying 12 million tons of US soybeans this year and 25 million tons annually through 2028. China will also take "significant measures" to stop fentanyl shipments to the US.

In return, the U.S. 🇺🇸 will reduce tariffs on Chinese imports imposed to curb fentanyl trade by 10 percentage points of the cumulative tariff rate, effective November 10, 2025, extend Section 301 tariff exemptions through November 2026, and suspend new export control measures for one year.

$IWDA (+1,01 %)
$CSPX (+1,05 %)
$EIMI (+0,99 %)
$CSNDX (+1,4 %)
$ISAC (+1 %)
$VUSA (+1,05 %)
$HMWO (+1,1 %)
$XDWD (+1,07 %)
$SPPW (+1,07 %)
$WSML (+0,74 %)

President Trump shakes hands with Chinese President Xi Jinping.

"He is a VERY tough negotiator. That's not good!" 🤣

"Nice to see you again!"

"We're going to have a very successful meeting!"

"We have ALWAYS had a great relationship."

Chinese President Xi Jinping says he is happy to finally meet President Trump.

"It's very nice to see you again! It's been many years. Since your re-election, we have spoken on the phone three times, exchanged several letters and stayed in close contact."

"Given our different national circumstances, we don't always see eye to eye. It's normal for there to be friction between the world's two leading economies."

"In the face of winds, waves and challenges, you and I, who are at the helm of Sino-US relations, should stay the right course and ensure the steady progress of these relations."

Chinese President Xi Jinping declares President Trump the PEACE PRESIDENT of the whole world!

"Mr. President, you care deeply about world peace! You are deeply committed to resolving regional conflicts. I greatly appreciate your significant contribution to the ceasefire in Gaza."

"During your visit to Malaysia, you witnessed the signing of the joint peace declaration along the Cambodian-Thai border, to which you also contributed."

Hello everyone,

It's time for some criticism again.

Briefly about myself, I am 24 years old

and my strategy is a mix of growth and dividends with quality. I have the MSCI World as my basis.

I have bought very few shares recently, I hold a fairly high cash ratio. Only my ETF savings plans on $IWDA (+1,01 %)
$EIMI (+0,99 %)
$WSML (+0,74 %) are executed monthly.

I also have one or two speculative stocks in my portfolio, such as $ORSTED (-0,69 %)
$FXPO (-0,3 %)
$PYPL (+0,65 %) . I will sell these when the prices are attractive.

The absolute losers at the moment are $DGE (+0,39 %) & $PAH3 (+0,59 %) . With $DGE (+0,39 %) I am, however, considering buying more.

With $NKE (-5,41 %)
$TGT (-1,26 %)
$UPS (-0,31 %)
$NOVO B (+1,14 %) I am quite relaxed about the poor performance. I think patience will pay off here.

Feel free to give me feedback, I'm happy to receive any kind of constructive criticism! 😊

This will be my future portfolio allocation and is almost already like this, only small changes need to be made.

ETFs (75%)

$VWCE (+1,1 %) (85%)

$TDIV (+0,73 %) (10%)

$EIMI (+0,99 %) (5%)

Crypto (20%)

$BTC (-0,08 %)

Commodities (5%)

$EWG2 (+0,54 %)

$SSLN (+1,98 %)

________________________________________

I will also pick out a few individual stocks. But I'll only track them separately and see how they perform in a few years. I will probably opt for the following, which are already very popular in the community. $IREN (+11,91 %) , $RKLB (+21,46 %) , $TTI (+0,33 %) , $WM (+0,71 %) , $INT , $SOFI (+3,98 %) , $NU (+0,86 %) and $DRO (+7,82 %) . I will invest a total of around €5K in these shares.

What do you think of the portfolio?

I'm currently setting up a junior custody account for my older son and I'm not sure whether I should put 100% into the $VWCE (+1,1 %) or 70-80% $VWCE (+1,1 %) + X via a monthly savings plan.

As X I could think of $BTC (-0,08 %) / $WGLD (-0,31 %) / $WSIL (+2,2 %) or also $EIMI (+0,99 %) or $ZPRX (+0,45 %) in order to be more broadly positioned.

My favorite would be 70% $VWCE (+1,1 %) + 15% $WGLD (-0,31 %) +15% $BTC (-0,08 %).

How did you handle this with your junior portfolios? I would appreciate your recommendation / assessment.

I have already looked into the advantages and disadvantages of accumulating and distributing ETFs and have decided in favor of the accumulating ETF. The dividends would be too low for automatic reinvestment and my objective is to avoid fees and taxes in addition to minimizing the effort involved in managing the custody account. Using NV, it may also be possible to reallocate once or for the first time after 8-10 years in order to take the profits tax-free.