$ASC (+7,33 %) has now made almost +74% within a month. Even though I have a few shares of it in my portfolio, this increase has nevertheless passed me by somewhat.
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7Expenditure/Revenue Recap 2022
Money is what people talk about! #recap2022
In the sense of getquin, which allows us all not only to track our own portfolios, but also to discuss money and investments.
First I want to talk about my income, then about my expenses and be as transparent as possible.
(For tracking I use Finanzguruwhich I use since May)
First my income:
In 2022 I have 55.222,26€ received.
My main source of income is my work in the white collar relationship, there I have 40.464,78€ received (December salary outstanding). The rest came from "rental income" of my girlfriend, tax office, profits (shares, sweepstakes, Ebay) and Co.
The income point is I think but not as interesting as the expenditure point:
My expenses:
In 2022 I have 58.218,25€ spent.
The biggest chunk with 19.334€ lies there with the Living. The rent is always deducted in full from my account, my girlfriend then transfers your part. In total, I / we have paid 9,463 € in rent, and moved in April together. The Deposit from 2.550€ I took over alone (Rheinmetall 7er lever of March runs) and the largest part of the furnishings with 5.686€.
The rest comes from electricity, parking and miscellaneous.
Next comes Invest with 10.046€.
There went 8.213€ to TradeRepublic, 1.148€ in Crypto, 380€ in gold/silver and my little old building society contract was allowed to settle with 300€ happy.
The third point is 7.349€
InsurancesThis includes private health insurance and pension insurance, which is why the amount is so gigantic.
The PKV takes since August 3.487€ and the RV
2.425€Thus remain occupational disability with 784 €, legal protection, accident and liability with a total of 651 €.
Let's move on to a nicer point: Shopping with 6.229€
This of course includes forever of small items.
The ones that stick out are a new cell phone from $AAPL , a lot of $AMZN (-0,02 %) and $EBAY (+0,56 %) clothing $YOU (-6,6 %)
$ASC (+7,33 %) and a lot of untitled stuff from $PYPL (+3 %) and Klarna.
But also some gifts for friends and family.
Right after even better: Food with 3.624€
3.315€ went to supermarkets and discounters (I work in a grocery store, so I see a lot of great and tasty things every day) and 262€ to $HFG (+1,98 %)
2.913€ are for travel have been spent.
Of course beautifully well-behaved with $ABNB (-6,51 %) !
Likewise, a vacation is included, which I will make only in February 23, but is already paid 🎌.
Finances and taxes forms a small loan from my dad, which I paid him back and Donations for good causes with 2.765€.
The 2.428€ at leisure expenses include books, subscriptions to $NFLX (+0,37 %)
$GOOGL (-0,6 %)
$AAPL (+0,65 %)
$AMZN (-0,02 %) and $DIS (+0,84 %) , ventures, sports, hobbies, hairdresser, cinema and Rock in the Park.
The last of the major items that remain are Restaurants with 1.266€. The most went real restaurants at home and abroad with 684€ and 582€ to fast food from $MCD (+2,19 %)
$DPZ (+3,32 %)
$SBUX (+2,49 %)
$RBD and $YUM (+1,35 %)
The rest are then still smaller other expenses.
So... Holy Moly, that took longer than expected 😂.
I think I just took over an hour for all the analyses and the written record, but I think that I have also learned something from it.
Overall, I think that the expenses were ok, especially for the circumstances this year.
Next year I will invest and travel more and spend less on the apartment.
Who has made it down to here I would like to thank upright ❤️
It gives me so much pleasure to talk with you, to write posts and to get to know other views!
Absolutely gigantic thank you to everyone who has liked and commented on my posts this year! ❤️❤️❤️
I think that was my last big post this year, in the next it goes on 😃
Stop stop! There was something else! I want to know how it was with you!
I am clear, not all want to write something like that in numbers but I would be interested in how the expenses and income of you look in percent!
What percentage of your expenses go into investing? How many for rent/house away?
And to anyone doing a post on this, feel free to link, would love to see it! 😃
(Especially what a donkey spends on his meadow or a panther in Bali!).
Servus my dears ✌️☺️
Since the @InvestmentPapa for "Companies traded on the stock exchange in everyday professional life" Nominated, thank you for it ☺️👍Will I summarize it for you 😁
Well some already know, but some may still be disappointed😂, this Homer doesn't work as a safety inspector at Mr Burns and also the supervisory board position at $UKW (-0,31 %) is only a part-time job 😂.
My main job is working practically since I left school at the $DPW (+0,1 %) as a parcel delivery person, meanwhile 17 years 💪😁
Vehicles
Drive either Iveco $IVG (-3,97 %) or a Sprinter from $DTG (-4,27 %)
Scanner
Since 2 years we have the new ones from $ZBRA (+1,5 %) the old ones were from $HON (+1,7 %)
Navi
To let you know when your packages are coming, I have a cheap cell phone from $SMSD (+0,89 %) where I set my route.
Running shoes
There are extra shoes from $ADS (-1,81 %) for the post office you get something cheaper.
Packages
Of course still much of $AMZN (-0,02 %) although significantly less than before and now more heavy and large.
Also continues to be much at $EBAY (+0,56 %) auctions
Not to forget electronics and smartphones from $Ceconomy
(Media Markt, Saturn) $DTE (+0,79 %) , $FNTN (+4,72 %) , $VOD (-0,44 %)
Also much clothing from
$ZAL (+1,5 %) , $ASC, (+7,33 %)
$YOU, (-6,6 %)
$HNNMY , $ADS (-1,81 %) , $PUM (+0,67 %)
Fun Fact
Should ever what happen with the female sex e.g. aliens would abduct all at once, then my job would be massively endangered, also the returns business would go down the drain and my employer a good short candidate 😂 .
Since the post has massive problems staff zubekommen (for 15 € the hour, you can now for the job hardly inspire one for it) and also by the high sick leave rate, my employer offers for a few months 50 € fuel voucher of $BP. (-1,72 %) extra if you come on your day off.
Me would times "stock exchange-traded enterprises in the vocational everyday life" from our $UKW (-0,31 %) CEO @MScottInvesting interested
😁
PS. If you want to know how a low earner like me can invest 2 to 3K per month I will tell you a lifehack at the next earnings from me 😁.
Thanks a lot ✌️☺️
𝗠𝗮𝗿𝗸𝗲𝘁 𝗡𝗲𝘄𝘀 🗞️
𝗞𝗲𝗶𝗻 𝗛𝗮𝗳𝗲𝗻 𝗶𝗻 𝗦𝗶𝗰𝗵𝘁 / 𝗩𝗪 𝗺𝗮𝗰𝗵𝘁 𝗲𝗶𝗻𝗲𝗻 𝗮𝘂𝗳 𝗧𝗲𝘀𝗹𝗮 / 𝗨𝗦𝗔 𝗶𝗺 𝗕𝗶𝘁𝗰𝗼𝗶𝗻-𝗛𝗶𝗺𝗺𝗲𝗹
𝗘𝘅-𝗗𝗮𝘁𝗲𝘀 📅
As of today, Blackrock ($BLQA), Citigroup ($TRVC (+1,33 %)) and EMCOR Group ($EM4 (+2,55 %)) are trading ex-dividend.
𝗤𝘂𝗮𝗿𝘁𝗮𝗹𝘀𝘇𝗮𝗵𝗹𝗲𝗻 📈
Today, Domino's Pizza ($DKOB (-1,23 %)), Morgan Stanley ($DWD (+1,35 %)), Wells Fargo ($NWT (+1,06 %)) and Bank of America ($NCB (+1,3 %)) present their figures.
𝗜𝗣𝗢𝘀 🔔
Veganz - The Berlin-based company is planning to go public in the next few months. The offering volume is expected to be around 50 million euros. The targeted 35 million euros in gross proceeds are to be invested in a new production facility and in the growth of the company, which specializes in vegan and plant-based products.
𝗠𝗮𝗿𝗸𝗲𝘁𝘀 🏛️
USA - The extreme backlog of container ships on the West Coast is to be relieved by making the Port of Los Angeles operate around the clock. Currently, there are about 500 thousand containers on board waiting to be cleared.
Especially fashion groups specializing in fast fashion are hit hard by the delivery bottlenecks, as Asian goods are very much behind schedule. Both H&M ($HMSB (-0,49 %)), Bohoo ($1B9 (+0,98 %)), as well as ASOS ($DYQ (+7,33 %)) are complaining about the current situation and expect further delays and rising raw material prices.
Volkswagen ($VOWA) - The automotive group wants to make production more efficient. VW CEO Diess has presented scenarios in the meeting of the control body with a strong reduction of jobs, which should affect up to 30,000 employees. This would mean that every 4th employee would be affected by the job cuts.
However, this measure is only to come into effect if the Group fails to make the transition to e-mobility quickly enough. Diess wants to compete with Tesla in the future, which plans to produce 500 thousand cars per year in Grünheide in the future.
𝗖𝗿𝘆𝗽𝘁𝗼 💎
U.S. Becomes Bitcoin Stronghold - In the United States, the Bitcoin hash rate of 35% now ranks #1 in the world. The mining ban by the Communist Party of China is hitting Chinese miners hard. But as a result, other countries are benefiting greatly. Even Germany is overtaking China, currently carrying 4.5% of the Bitcoin hash rate. However, it is possible that Chinese miners, disguised by a VPN, continue their business in other countries.
Weekly Thoughts on the Market - Screw Analysts!
An interesting week we have behind us. After a surprising sell-off of all indices and especially small growth stocks at the beginning of the week, the market immediately recovered. This bull trap supposedly originated in the Delta variant (aka Delter). So at least the opinion of leading analysts and news.
However, the bounceback shows us that this may not have been true after all. After all, the mutations haven't gone away, more seem to emerge every few weeks, and the effectiveness of Astra and 💕Daddy💕 Ugur 🥰's inoculants is rather so sigh.
Analysts don't have a clue. Analysts are also people like you and me. They see what is happening in the market and try to figure out the next best thing backwards. And if there were the reasons and there was no sell off, none of them would say "Hm funny, actually everyone is scared of Delter and the Red Day was on the calendar for today".
This brings me to another of this week's sass that stinks to high heaven: again, the theme that analysts are full of shit. I've heard analyst projections on various oil companies. Of course, I don't know all the earnings of all the big stocks by heart, but the numbers struck me as sus.
Wasn't Chevron a dying old economy company for dividend suckers?
Briefly held the cash flow for the last few years next to it. This cash flow for the next 3 years is completely out of touch with reality. This dump should be happy about >0 if OPEC oil prices play along. Maybe one of these years on the level is conceivable - but no 3 years à 18000mrd$.
Okay, that's my rant for today. I am looking for interesting non-$ growth stocks, the cheap Netflix price is itching my fingers and I currently have a harvest play with AMD. Anyone with informed opinions on this is welcome to slide into my Reddit DMs.
zl;ng: analysts are full of shit. TR shouldn't pay a dime to get such nonsense in the app.
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