$UNH (+1,43 %)
$DHI (-0,35 %)
$RTX (-1,88 %)
$HAL (-1,01 %)
$MMM (+0,48 %)
$NOC (-2,17 %)
$MSCI (-0,9 %)
$IBKR (+4,24 %)
$ISRG (+1,19 %)
$COF (+2,03 %)
$BN (+0,32 %)
$EQT (+0,02 %)
$ABBN (+0,32 %)
$GEV (-0,87 %)
$T (+0,65 %)
$CME (+2,13 %)
$PM (-2,12 %)
$MCO (+1,65 %)
$BA (-0,63 %)
$UAL (+1,36 %)
$OR (+0,37 %)
$TXN (-0,7 %)
$LRCX (+1,24 %)
$NOW (-1,28 %)
$IBM (+0,82 %)
$TSLA (+4,63 %)
$000660
$018260
$NESN (+0,64 %)
$SAAB B (-1,02 %)
$DSY (+1,26 %)
$NOKIA (+0,57 %)
$ASC (+1,48 %)
$ROG
$NDAQ (+0,48 %)
$DOW (-1,77 %)
$KDP (+1,18 %)
$AAL (+2,9 %)
$LMT (-1,34 %)
$AXP (+1,41 %)
$BX (+1,59 %)
$FCX (+7,94 %)
$SAP (+1,07 %)
$INTC (-2,12 %)
$NEM (+3,02 %)
$FIX (-0,49 %)

$JKS (+1,04 %)
$HIVE (-2,64 %)
$9868 (+0,19 %)
$1810 (+3,72 %)
$BIDU (+1,2 %)
$PDD (-1,3 %)
$KLAR (+2,57 %)
$TGT (+3,89 %)
$WIX (+0,14 %)
$BLSH
$PANW (+2,15 %)
$NVDA (-0,88 %)
$992 (+1,31 %)
$WMT (-0,39 %)
$PSH (+2,01 %)
$ASC (+1,48 %)

⬆️⬆️⬆️

- UBS raises its price target for NVIDIA from $150 to $185. Buy. $NVDA (-0,88 %)

- METZLER raises its price target for MUNICH RE from 535 EUR to 543 EUR. Buy. $MUV2 (+0,74 %)

- GOLDMAN lowers the price target for NOVO NORDISK from 1,040 DKK to 1,025 DKK. Buy. $NOVO B (+1,13 %)

- GOLDMAN upgrades MTU from Neutral to Buy and raises the price target from 276 EUR to 400 EUR. $MTX (-1,54 %)

- GOLDMAN upgrades BASF from Neutral to Buy and raises the price target from 45 EUR to 53 EUR. $BAS (+0,48 %)

- DEUTSCHE BANK RESEARCH raises the price target for FRESENIUS SE from 42 EUR to 44 EUR. Buy. $FRE (+0,53 %)

- DEUTSCHE BANK RESEARCH raises the price target for EMBRACER from 24 SEK to 28 SEK. Hold. $TH9A

- DEUTSCHE BANK RESEARCH raises the price target for AMADEUS IT from 62 EUR to 65 EUR. Hold. $AMS (+1,51 %)

- DEUTSCHE BANK RESEARCH raises the price target for NEMETSCHEK from 85 EUR to 100 EUR. Hold. $NEM (+1,11 %)

- WARBURG RESEARCH raises the price target for DÜRR from 32 EUR to 33 EUR. Buy. $DURYY (+1,16 %)

- HAUCK AUFHÄUSER IB upgrades CANCOM from Hold to Buy. Price target: 32 EUR. $COK (+0,71 %)

- ODDO BHF upgrades GENERALI to Neutral. Price target: 26.10 EUR. $G (+0,14 %)

- METZLER raises the price target for HEIDELBERG MATERIALS from 131 EUR to 138 EUR. Buy. $HEI (+0,53 %)

- BERENBERG raises the price target for FLATEXDEGIRO from 16 EUR to 18 EUR. Buy. $FTK (+2,26 %)

- BERENBERG raises the price target for FREENET from 29 EUR to 32 EUR. Buy. $FNTN (+0,96 %)

- JPMORGAN raises the price target for HEIDELBERG MATERIALS from 108 EUR to 149 EUR. Overweight. $HEI (+0,53 %)

⬇️⬇️⬇️

- UBS lowers the price target for MUNICH RE from 560 EUR to 540 EUR. Buy. $MUV2 (+0,74 %)

- ODDO BHF downgrades MODERNA to Outperform. Price target: 86 USD. $MRNA (+9,57 %)

- UBS downgrades VALE from Buy to Neutral and lowers the price target from 14 USD to 11.50 USD. $VALE (+2,46 %)

- DZ BANK lowers its price target for DEUTZ from 6.80 EUR to 5.80 EUR. Buy. $DEZ (+3,29 %)

- DZ BANK lowers the price target for BECHTLE from 51 EUR to 45 EUR. Buy. $BC8 (+0,97 %)

- BERENBERG lowers the price target for ESTEE LAUDER from $87 to $76. Hold. $EL (+5,32 %)

- RBC lowers the price target for ASOS from 4.60 GBP to 4 GBP. Sector Perform. $ASC (+1,48 %)

- RBC lowers the price target for EVOTEC from 12 EUR to 11.60 EUR. Outperform. $EVT (-0,15 %)

- RBC lowers the price target for VESTAS from 222 DKK to 156 DKK. Outperform. $VWS (-1,84 %)

- BERENBERG lowers the price target for SÜSS MICROTEC from 80 EUR to 75 EUR. Buy. $SMHN (+1,8 %)

- JEFFERIES downgrades NEL from Hold to Underperform and lowers the price target from 5.50 NOK to 3 NOK. $NEL (-0,26 %)

- RBC lowers its price target for BMW from 81 EUR to 80 EUR. Sector Perform. $BMW (+1,67 %)

- JEFFERIES lowers the price target for KNAUS TABBERT from 26 EUR to 20 EUR. Hold. $KTA (+0,17 %)

$ASC (+1,48 %) has now made almost +74% within a month. Even though I have a few shares of it in my portfolio, this increase has nevertheless passed me by somewhat.

Expenditure/Revenue Recap 2022

Money is what people talk about! #recap2022

In the sense of getquin, which allows us all not only to track our own portfolios, but also to discuss money and investments.

First I want to talk about my income, then about my expenses and be as transparent as possible.

(For tracking I use Finanzguruwhich I use since May)

First my income:

In 2022 I have 55.222,26€ received.

My main source of income is my work in the white collar relationship, there I have 40.464,78€ received (December salary outstanding). The rest came from "rental income" of my girlfriend, tax office, profits (shares, sweepstakes, Ebay) and Co.

The income point is I think but not as interesting as the expenditure point:

My expenses:

In 2022 I have 58.218,25€ spent.

The biggest chunk with 19.334€ lies there with the Living. The rent is always deducted in full from my account, my girlfriend then transfers your part. In total, I / we have paid 9,463 € in rent, and moved in April together. The Deposit from 2.550€ I took over alone (Rheinmetall 7er lever of March runs) and the largest part of the furnishings with 5.686€.

The rest comes from electricity, parking and miscellaneous.

Next comes Invest with 10.046€.

There went 8.213€ to TradeRepublic, 1.148€ in Crypto, 380€ in gold/silver and my little old building society contract was allowed to settle with 300€ happy.

The third point is 7.349€
InsurancesThis includes private health insurance and pension insurance, which is why the amount is so gigantic.

The PKV takes since August 3.487€ and the RV
2.425€Thus remain occupational disability with 784 €, legal protection, accident and liability with a total of 651 €.

Let's move on to a nicer point: Shopping with 6.229€

This of course includes forever of small items.

The ones that stick out are a new cell phone from $AAPL , a lot of $AMZN (-0,38 %) and $EBAY (-0,55 %) clothing $YOU
$ASC (+1,48 %) and a lot of untitled stuff from $PYPL (-0,98 %) and Klarna.

But also some gifts for friends and family.

Right after even better: Food with 3.624€

3.315€ went to supermarkets and discounters (I work in a grocery store, so I see a lot of great and tasty things every day) and 262€ to $HFG (-1,25 %)

2.913€ are for travel have been spent.

Of course beautifully well-behaved with $ABNB (+1,46 %) !

Likewise, a vacation is included, which I will make only in February 23, but is already paid 🎌.

Finances and taxes forms a small loan from my dad, which I paid him back and Donations for good causes with 2.765€.

The 2.428€ at leisure expenses include books, subscriptions to $NFLX (-0,48 %)
$GOOGL (+1,27 %)
$AAPL (-0,76 %)
$AMZN (-0,38 %) and $DIS (+0,43 %) , ventures, sports, hobbies, hairdresser, cinema and Rock in the Park.

The last of the major items that remain are Restaurants with 1.266€. The most went real restaurants at home and abroad with 684€ and 582€ to fast food from $MCD (+0,5 %)
$DPZ (+2,09 %)
$SBUX (+2,97 %)
$RBD and $YUM (-0,84 %)

The rest are then still smaller other expenses.

So... Holy Moly, that took longer than expected 😂.

I think I just took over an hour for all the analyses and the written record, but I think that I have also learned something from it.

Overall, I think that the expenses were ok, especially for the circumstances this year.

Next year I will invest and travel more and spend less on the apartment.

Who has made it down to here I would like to thank upright ❤️

It gives me so much pleasure to talk with you, to write posts and to get to know other views!

Absolutely gigantic thank you to everyone who has liked and commented on my posts this year! ❤️❤️❤️

I think that was my last big post this year, in the next it goes on 😃

Stop stop! There was something else! I want to know how it was with you!

I am clear, not all want to write something like that in numbers but I would be interested in how the expenses and income of you look in percent!

What percentage of your expenses go into investing? How many for rent/house away?

And to anyone doing a post on this, feel free to link, would love to see it! 😃

(Especially what a donkey spends on his meadow or a panther in Bali!).

Asos is currently valued extremely low both in absolute (historical) and relative terms (compared to Zalando, Aboutyou, etc.). Despite the current problems, the prospects for e-commerce remain good in my opinion.

https://www.tradingview.com/x/jmTRhQIY

The bottom seems to have been found. The valuation compared to Zalando and co. is extremely favorable.

𝗠𝗮𝗿𝗸𝗲𝘁 𝗡𝗲𝘄𝘀 🗞️

𝗞𝗲𝗶𝗻 𝗛𝗮𝗳𝗲𝗻 𝗶𝗻 𝗦𝗶𝗰𝗵𝘁 / 𝗩𝗪 𝗺𝗮𝗰𝗵𝘁 𝗲𝗶𝗻𝗲𝗻 𝗮𝘂𝗳 𝗧𝗲𝘀𝗹𝗮 / 𝗨𝗦𝗔 𝗶𝗺 𝗕𝗶𝘁𝗰𝗼𝗶𝗻-𝗛𝗶𝗺𝗺𝗲𝗹

𝗘𝘅-𝗗𝗮𝘁𝗲𝘀 📅

As of today, Blackrock ($BLQA), Citigroup ($TRVC (+0,92 %)) and EMCOR Group ($EM4 (-1,17 %)) are trading ex-dividend.

𝗤𝘂𝗮𝗿𝘁𝗮𝗹𝘀𝘇𝗮𝗵𝗹𝗲𝗻 📈

Today, Domino's Pizza ($DKOB (+6,14 %)), Morgan Stanley ($DWD (+3,32 %)), Wells Fargo ($NWT (-0,13 %)) and Bank of America ($NCB (-0,41 %)) present their figures.

𝗜𝗣𝗢𝘀 🔔

Veganz - The Berlin-based company is planning to go public in the next few months. The offering volume is expected to be around 50 million euros. The targeted 35 million euros in gross proceeds are to be invested in a new production facility and in the growth of the company, which specializes in vegan and plant-based products.

𝗠𝗮𝗿𝗸𝗲𝘁𝘀 🏛️

USA - The extreme backlog of container ships on the West Coast is to be relieved by making the Port of Los Angeles operate around the clock. Currently, there are about 500 thousand containers on board waiting to be cleared.

Especially fashion groups specializing in fast fashion are hit hard by the delivery bottlenecks, as Asian goods are very much behind schedule. Both H&M ($HMSB (+0,98 %)), Bohoo ($1B9 (-2,53 %)), as well as ASOS ($DYQ (+1,48 %)) are complaining about the current situation and expect further delays and rising raw material prices.

Volkswagen ($VOWA (+0,66 %)) - The automotive group wants to make production more efficient. VW CEO Diess has presented scenarios in the meeting of the control body with a strong reduction of jobs, which should affect up to 30,000 employees. This would mean that every 4th employee would be affected by the job cuts.

However, this measure is only to come into effect if the Group fails to make the transition to e-mobility quickly enough. Diess wants to compete with Tesla in the future, which plans to produce 500 thousand cars per year in Grünheide in the future.

𝗖𝗿𝘆𝗽𝘁𝗼 💎

U.S. Becomes Bitcoin Stronghold - In the United States, the Bitcoin hash rate of 35% now ranks #1 in the world. The mining ban by the Communist Party of China is hitting Chinese miners hard. But as a result, other countries are benefiting greatly. Even Germany is overtaking China, currently carrying 4.5% of the Bitcoin hash rate. However, it is possible that Chinese miners, disguised by a VPN, continue their business in other countries.