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32Hi everyone,
So far, I've been putting 15% into the $CSNDX (+0,78%) to give my portfolio a little tech boost. 🚀
Now I’m wondering if I should take on even more risk with this $IUIT (+0,95%) , since I’m already taking a conservative approach $VWCE (+0,6%) .
What do you think about this?
Thanks a lot. 😺
SELLING:
$500 (+0,34%) S&P500 ETF - selling at +15,06%🟢
$UST (+0,8%) NASDAQ100 ETF - selling at 18,63%🟢
$MFC (+0,66%) Manulife Financial - selling at -7,12%🔴
$CS (+0,5%) AXA - selling at +30,34%🟢
$ADC (-0,82%) Agree Realty - selling at -8,68%🔴
Reasons:
• I’m out of the ETFs, I stopped adding to them months ago but now I’ve decided to kill my positions, as I think we’re in a phase where a very short list of names are moving them, and since that is the case I prefer to choose exactly what companies I want to be invested in.
•Exiting Manulife as it has lost momentum and has been trading sideways for a year, earnings estimates for the following years are ok but not amazing and I wanted to focus my investments on insurers with $ALV (+0,94%) that has been performing better. Also exiting $CS (+0,5%) even though I like its valuation. Again I want to focus in just 1 insurer and I prefer not to be particularly exposed to France.
•Sold $ADC (-0,82%) as again I want to focus on 1 name on the REITT sector, and that is $O (-0,83%) . The biggest, still growing, strong, and reliable. I do think REITTS will perform better in the coming months once interest cuts start materializing. Realty Income’s yields are higher than usual and I don’t see the stock going down, with potential for appreciation and nice monthly dividend.
BUYING:
$DELL (+5,51%) adding more to my position
$ALV (+0,94%) Allianz adding more to my position
$GRF (-0,68%) Grifols adding more to my position
$PUIG (-1,19%) adding more to my position
$SSRM (+1,41%) SSR Mining new addition to my portfolio
$GSL (+0,33%) Global Ship Lease new addition to my portfolio.
$9999 (-0,7%) NetEase (ADR) new addition to my portfolio.
Ressons:
•I’m growing the positions I’m confident in, and I belive that Puig, Grifols and Dell are undervalued, all of them are growing strong, with Puig having lost half of its market cap since IPO but growing net income, revenue, and maintaining good revenue forecasts (7-8% annual). Grifols has been performing well, but it is far away from its all time highs and I think that their dominant position, their US exposure (with plasma centers built in the country) and their growing market, are all combined with operational and financial improvements, factors that should help the stock run higher sooner than later… and Dell… probably the only AI player with a P/E close to 20.
•My new additions follow my usual logic for picking… good momentum, good growth prospects, and correct valuation.
Global Ship Lease has a ridiculously low P/E, high dividend with low payout, nice balance sheet that has improved a lot in recent years (deleveraging) and well the macro is not amazing for them (trade wars, end of Gaza war…) but they have a very nice backlog for the next 2 years.
SSR Mining is a gold miner with no debt, long term cost effective gold mines, nice production growth prospects and an amazing momentum linked to golds nice performance. Even if gold price went down a but, I see it as a good investment. I took the oportunity to buy today as it was falling 10% after news of a possible meeting Trump-Putin that affected gold price.
Finally NetEase, mobile gaming Chinese company with low valuation, nice growth projected, zero debt, cash, and a growing market and macro improvement in Chinese regulation. I wanted some exposure to China and I got it with NetEase.
Underperformance 😑
- PE funds usually underperform the NASDAQ 100 over 5 and 10 years.
- The stated target return of 12% p.a. is wishful thinking for advertising purposes.
Extremely high costs 💰
- 2.35% p.a. EQT + 5.00% exit costs
- 4.51% p.a. Apollo
- Comparison: iShares NASDAQ 100 ETF only 0.32% p.a.
- PE fund is up to 23 times (!!!) as expensive and eats up returns like Jumbo Schreiner at the All You Can Eat buffet.
Low liquidity 🤏
- Monthly sale possible, but no buyers guaranteed
- Sale can be prohibited if too many want to sell. You then have to keep the dirt because it is not traded on the stock exchange.
Further risks 🫣
- Apollo is not transparent and does not tell you what is in the fund. You should blindly & naively buy a fortune cookie.
Conclusion 🥱
Hands off. There are many better investments.
#traderepublic
#scalable
#privateequity
#fonds
#etf
#etfs
#nasdaq
#nasdaq100
$UST (+0,8%)
$CSNDX (+0,78%)
$EQQQ (+0,83%)
$QYLE (+0,33%)
#fail
On getquin it sometimes really becomes such a small bubble,
The main thing is to maximize your savings rate and invest all your money so that you can retire with millions.
I only fulfilled a small dream when I was 21 - at the end of the day we have to find a balance, which is why I kept most of my money in the deposit.
It will also be rented out next year, so it's basically an investment too ;)
So: don't let everything rot in the depot, buy something that makes you happy!
PS: The license plates are not my current ones, don't worry :)
PPS: I have realized all profits in between, so I am 1% in the minus with the transaction
Hi everyone,
I am 21 years old and have been actively investing myself since 2019, before that my parents started investing money for me.
Now I started working at the beginning of the year and can currently invest €1000 per month, but I'm thinking about increasing it again if necessary, as I have enough left over at the end of the month.
I am currently saving $BRK.B (+0,77%)
$NVDA (+1,57%)
$AAPL (+0,37%)
$MSFT (-0,68%) and $META (+1%) with 50€ each.
The ETFs $UST (+0,8%)
$LYPS (+0,34%)
$LYY7 (+0,48%)
$IWRD (+0,46%) and $LOCK (+0,58%) with 150€ each.
I would like some feedback on what you think about diversification in the savings plan, or whether I should invest more in shares at a young age.
I will also be joining Trade Republic next month and will also be focusing on short-term trades as I have been looking into this a bit more recently.
I look forward to your feedback and what could be adjusted in general.
Best regards!
Would you rather invest monthly in the $CHDVD to have a good dividend yield in 20-30 years' time.
Or:
Monthly in the $UST (+0,8%) and $VWRL (+0,45%) and then switch to the dividend ETF later.
Advantage: I then have more capital.
Hello everyone,
I recently started my first job (3 months ago) and have been thinking about a savings/investment strategy. Could you please comment on it (also constructively negative) so that I can learn from your shared experience?
I specifically tried to make the strategy a bit more risky/risky as I think I should do that as a young person to get slightly better returns.
Specifically:
Is there anything else I should add/change?
Hello community!
I'm quite new to the investments world, but I've studied a bit and I'd like to have an additional opinion about how to invest my money.
I have 20k euros to invest, and I plan to add 400 euros every month.
I plan to let this money grow for at least 20 years or even more.
I have decided to invest in I decided to invest in an All-World ETF and my choice fell on $VWCE (+0,6%) (I have also considered the $FWRG (+0,39%) which has lower TER, but also lower fund volume and higher spread).
But I'd like to add one or more (not to much) ETFs to boost up a little bit the performance and I was thinking about some ETFs on the Nasdaq100 or the S&P 500 indexes (like $SPYL (+0,15%)
$SPXD (+0,34%)
$VUAG (+0,31%)
$VUSA (+0,33%)
$EQQQ (+0,83%)
$UST (+0,8%) ).
What do you think about this idea? I have read that there is an overlap problem doing this but I'd like to have more opinions about it.
I think also that would be nice to have some money coming from dividends for everyday use, but I haven't searched nothing and it's not essential for me.
Have you got any suggestions?
Thank you in advance
Hello,
Just to get some feedback from you, the specialists.
I'm doing a saving plan at TR with the following investment monthly
actually is weekly but this are the month values.
Any thoughts on this strategy?
