I have been investing for about 7 months now. Starting at 200 and slowly growing to over 6.700. I recently relocated some of my investments to $VWCE (-0,34%) and $VUAG (-0,2%) Any tips on diversification or any other positions that could be interesting?

Vanguard S&P 500 ETF
Price
Discussione su VUAG
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87Portfolio after 7 months of investing
Enough with blindly buying S&P 500 just because everyone talks about it.
Yes, the Vanguard S&P 500 UCITS ETF $VUAG (-0,2%) is a very good ETF.
It gives you exposure to the 500 largest companies in the United States and historically it has delivered strong long-term returns. But that does not automatically mean it is the right investment for everyone.
Before investing, you need to understand what you are actually trying to achieve. Someone investing for the next 20 years has completely different needs from someone looking for more aggressive or short-term opportunities. Your current capital matters, the amount you can consistently invest every month matters, and most importantly, your tolerance for risk matters.
$VUAG (-0,2%) is mainly a long-term investment. It requires patience, consistency and regular investing over time. It is not a “get rich quick” strategy. You do not put money in today and become wealthy tomorrow.
And honestly, it might simply not be what you are looking for. Maybe you prefer something more active, with higher risk and potentially higher returns. There is nothing wrong with that.
The real mistake begins when you invest in something only because everyone else is doing it.
The right investment is not the one that is trending. It is the one that fits your own plan, your own goals and your own psychology.
Small regrouping
Sold a small part $JNJ (-1,3%) with a good 50 percent profit and thus $VUAG (-0,2%) topped up. The aim is to bring the equity allocation below 30% in the long term with ETF purchases and the savings plans.
ETF weighting
Does it make sense $VUAG (-0,2%) and $VWRL (-0,35%) to have them together? I realize that the S&P is less diversified and has more of a US focus and it depends on the individual investor profile.
I would just be interested to know if others have both in their portfolio and how you weight the two.
Withdrawal of my arbitration
Happy New Year together!
I have revised my intention to include the S&P500 instead of the MSCI World.
After careful consideration, I came to the conclusion that it makes little sense to swap these positions. The MSCI World is more broadly based and has performed better recently.
Conclusion: Yield vultures 😁
Enclosed is my transaction regarding the S&P ETF... I'll keep you up to date.
My savings installment for 2026 is €300 per month - the percentage share of individual shares of approx. 10% is already secured by my current positions and my $MSTR (-1,66%) savings plan is already secured. No additional options are required.
However, I am always open to suggestions! 🙌🏻
Plan was 3000€ pofo value, with consistent adherence to my plans I will reach the 5000€ mark. We'll see 🫡
Have a great time, enjoy the year and work on your dreams/goals... - TraxiTaxi
1.5 year progress, advice for 2026?
Hello everyone! I'm a 26 yeard old guy from Portugal looking for advice :)
Just recently reached a milestone of 30k, and would love to hear your thoughts (I'm not an expert in this).
A few points:
- I'm not interested in Crypto anymore. I'm letting my $BTC (-0,86%) ride as it is and plan to sell $RENDER (+9,96%) if somehow an altseason occurs and goes back to green.
- I'm also not interested in dividends-related stocks.
- I'm well aware of the over-reliance of $RKLB (+1,74%) here. It is a company that I believe a lot in despite it's risky nature.
- In regards to my only ETF ($VUAG (-0,2%) ), I buy 2 shares of it every month no matter the price (well, until I cannot afford it anymore at least).
- $PNG (+4,77%) is another company I have a lot of belief in, so I will definitely increase my position here.
- Regarding $PAF (+0,62%) , it is a big question mark for me. Despite its impressive peformance, I'm conscious of African stocks being very unreliable and prone to potential issues.
- The remaining stocks I'm still unsure about. They were my attempt to sort of diversify, with $ONDS (+3,46%) being the better performer here. Should I look to increase my positions in other stocks/sectors? Or this little group is already good enough?
Thank you for reading, wishing everyone a happy 2026!
Reallocation
I sold part of $ABBN today after hearing about the sale of the robotics division. As my ETF holding is not yet at target, the money will be reallocated here.
Annual rewind with a difference
Due to the booking of the inherited shares from my father's portfolio, my annual rewind is heavily distorted. Nevertheless, I would like to present my surprising "top performer windfall".
$JNJ (-1,3%) + 30.21% since the beginning of June
2nd and 3rd place go to the Europe and Emerging Markets ETFs
$MEUD (-1,13%) +19.84% over one year
$XMME (+1,23%) +15.8% over one year
The $VUAG (-0,2%) I've only had it since the middle of the year, when I $XZW0 (-0,95%) when I reallocated.
The following had a negative impact on performance $1211 (+0,99%) and $NOVO B (-1,67%) have had a negative effect. However, I realized the losses here for tax reasons, so I cannot state the performance for the year.
I have reallocated quite a bit this year and am already very happy with my portfolio. I still have my eye on some interesting individual stocks, but my initial goal is to get back to a 70 percent ETF share. This means that next year I will mainly continue with the savings plans, provided I can keep myself under control :)
I wish everyone in the community a Merry Christmas and a successful 2026
