Portfolio Feedback LongTerm Offensive Investor 28 yo 80k

Hi everyone,

I’m 28 and planning to invest €80,000 with a long-term, offensive strategy. I’m aiming for broad global diversification, focused on both value and growth. I’m totally fine having 60–70% of my portfolio allocated to the U.S. and with exposure to emerging markets as well.

Here’s a rough outline of the allocation I have in mind:

30–40%
Nasdaq 100
$EQQQ (+0,24%)
$XNAS (+0,23%)
$CSNDX (+0,26%)

15–25%
S&P 500
$VUAG (+0,22%)
$CSPX (+0,21%)
$SPYL (+0,36%)

10%
World ex US
$WEXU (+0,54%)
$IE000R4ZNTN3 (+0%)
$EXUS (-0,3%)

10%
Small Cap US Value
$ZPRV (-0,08%)

5% Small Cap World $WSML (+0,01%)
$ZPRS (+0,14%)

5% Emerging Markets (EM)
$EIMI (+0,31%)
$XMME (+0,32%)

5%
EM Small Cap
$SPYX (+0,08%)

5–10%
India UCITS ETF
$FLXI (+0,54%)
$QDV5 (+0,63%)

Additionally (5-10%), I’m considering adding one or two of the following ETFs – would love your thoughts on which one(s) you’d choose and why (or not):

$SMH (+0,47%) | VanEck Semiconductor UCITS ETF
$RBOT (+0,2%) | iShares Automation & Robotics UCITS ETF
$AIQG (+0,06%) | Global X Artificial Intelligence UCITS ETF USD Accumulating
$XDWT (+0,18%) | Xtrackers MSCI World Information Technology UCITS ETF

Finally, I’m thinking of picking around 10 individual stocks as a satellite component. Any suggestions? 🚀

Curious to hear your feedback:

• What do you think of this ETF setup overall?

• Would you add or remove anything?

• Would you tweak the allocation? If yes, how and why?

I prefer accumulating ETFs only, and I plan to add €1,000–1,500 every month going forward.

Your thoughts are much appreciated! 🙏🏼😀

DieEnte7@DieEnte7

3Settimana

It‘s not at all a bad plan, but I would simplify your ETF strategy instead of buying up to ten different ETFs. If you want offensive growth, I‘d say go for Nasdaq 100 (40%; I personally would take S&P500 but I am a more defensive guy; for offensive growth I consider NASDAQ to be better), World ex US (30%) and maybe EM (10%). Regarding the sector ETFs you mentioned, I don‘t feel you really need them as they are mostly included in the NASDAQ. Take one if you feel like one sector is still underrepresented, but you don‘t really need it just to cover the trend. Then you have 20% to spare, where I wouldn‘t select 10 stocks but only around 5. Because 10 positions at 2% Portfolio value are basically another ETF.

•

Tobias@Crovax83

I don't get the idea to put so much into Nasdaq and add S&P on top... all companys are included in S&P anyway and you have a little more diversification for a lower TER ... just go with S&P 500 imo

••

LetsGrow@LetsGrow

Go with a 2X Leveraged S&P500 ETF imo. Has outperformed regular S&P500 over the last 3, 5, 10, 20, 30 years. Look it up.

Demas@Demas

Have also had many sector ETFs in the past, some did well others did not. I now focus mostly on global ETFs $VWRL $TDIV $SMEA $EIMI

Frederik Z.@capital_guru_2461

$EIMI an etf like this also has emerging markets and em small caps in one, so you don’t need to pay the TER twice

Portfolio Feedback | Long-Term Offensive Investor (28 y/o, €80k) 📈🚀