VanEck Morningstar Developed Markets Dividend Leaders
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VanEck Dividend June 2026 Savings Plan
The $VWRL (+0,94%) dividend was largely invested in the $TDIV (+0,44%) . Overall, I ended June with a savings rate of 3,700€.
Trying to balance growth and dividend investing.
I'm trying to find the right balance between ETFs and individual stocks.
My long-term goal is to build wealth steadily over the next 20–30 years, while still owning a handful of individual companies that I believe in.
Over time, I'd also like to shift my portfolio towards a stronger dividend focus, without sacrificing too much long-term growth.
Looking at this portfolio:
- Is there anything that stands out to you?
- Are there any positions you think are unnecessary, overweight, or missing?
I invest €3,500 every month through my ETF savings plan:
$VWRL (+0,94%) = 800 euro
$WSML (+1,04%) = 300 euro
$PRAM (+2,92%) = 300 euro
$JEGP (+0,15%) = 325 euro
$STHE (+0,03%) = 325 euro
$BTCE (+1,93%) = 100 euro
$SDIP (+0,54%) = 300 euro
$WINC (+0,96%) = 350 euro
$LDGL (+1,08%) = 350 euro
$TDIV (+0,44%) = 350 euro
What would you change first, and why?
Always interested in constructive feedback.
Savings Plan 1 / June 2026
A total of 3,700€ can be invested this month, of which 2,700€ will go toward the $VWRL (+0,94%) including its dividend in July. Another €1,000 will go into the $TDIV (+0,44%) next week.
No. 2: No sooner said than done
I made another purchase today$VHYL (+0,8%) to keep boosting it. The goal is to maintain a good balance with the other ETFs, especially the $TDIV (+0,44%) , so that both positions can grow naturally. The savings plan is in place, and I’ll be adding more next month as well.
Do you also have this ETF in your portfolio? If not, which dividend ETF do you rely on instead?
~ Rendite Rudin
#ETF
#VGHY
#TDIV
#Dividenden
#AssetAllocation
#Langzeitinvestor
#RenditeRudin
The decision on the ETF has been made!
Dear gq community,
First of all, thank you so much for the great discussion and tips, which really helped me make up my mind.
Here’s what I’ve decided:
$FYEQ (+2,26%) 40%
$VHYL (+0,8%) 30%
$TDIV (+0,44%) 30%
Since I am no longer invested in EM at all, I reconsidered the suggestion regarding $FYEQ (+2,26%) and found it very helpful, so I allocated the largest portion—40%—to that sector.
With the addition of the VanEck, I immediately sold several small European ETFs with an average gain of over 10%, thereby reallocating 30% of the total amount to $TDIV (+0,44%) .
The $VHYL (+0,8%) Vanguard fund has also received a 30% allocation, which allows me to cover the “world sector” holistically, so to speak, with a rock-solid investment.
I would like @BavarianLion
@Solitair
@NichtRelevant
@erbsinator and @Novius thank you all for the ideas and discussion, and of course a special carrot-sized thank you to @Raketentoni for his great analyses throughout the entire discussion!
Yours, Hase 🐰
Dividend ETFs to choose from
Dear gq community,
I’ll have some funds available this week that I’d like to invest in a dividend ETF.
Whenever this topic comes up, the $TDIV (+0,44%) is mentioned.
However, I’ve also identified two other ETFs that I’d like to put up for discussion, and I’d love to hear your pros and cons here.
The two additional dividend ETFs are, first, the $EQQQ (+1,07%) and, secondly, the $VHYL (+0,8%)
Here are a few figures:
Price performance
YTD
$TDIV (+0,44%) 11.98%
$EQQQ (+1,07%) 19.03%
$VHYL (+0,8%) 14.52%
1 year
$TDIV (+0,44%) 27.83%
$EQQQ (+1,07%) 35.54%
$VHYL (+0,8%) 26.92%
Dividend
Current
$TDIV 3.14%
$EQQQ 0.17%
$VHYL 2.36%
1 year
$TDIV (+0,44%) 3.90%
$EQQQ (+1,07%) 0.23%
$VHYL (+0,8%) 3.03%
My assessment is therefore as follows:
VanEck offers the highest dividend, but currently lags slightly behind Vanguard in the charts. In the chart, Invesco is far ahead of both in terms of YTD and 1-year performance. However, the dividend there is very low.
However, if you balance the dividend against the price gains, you would still have to choose the Invesco $EQQQ (+1,07%) .
I’d really appreciate your opinions, tips, and food for thought.
Your Hase🐰
@Dividendenopi
@Epi
@Multibagger
@Tenbagger2024
@Raketentoni
and, of course, everyone else who’s interested ♥️🥕
My Portfolio
Hi everyone,
What do you think of my portfolio? First, a little background info:
About me: I’m in my mid-30s and have been actively trading on the stock market for over 12 years now. So I’ve experienced several market booms and crashes from an investor’s perspective :D
About the portfolio: I follow a core-satellite strategy with additional “income satellites.” The income satellites are used to generate income with the goal of creating a monthly cash flow, which I mainly use for additional purchases to keep the portfolio balanced.
Core: $XDWD (+0,33%) World ETF, $IMEU (+0,68%) EU ETF, $XMME (+3,13%) Emerging Markets ETF, $TDIV (+0,44%) VanEck TDIV
Satellites: $NVDA (+1,01%) NVIDIA, $MSFT (+0,16%) Microsoft, $GOOGL (+0,21%) Alphabet, $AMZN (+0,05%) Amazon, $HO (-1,79%) Thales // NVIDIA and Alphabet are currently being built up. The positions will both be doubled.
Income satellites: $D05 (+1%) DBS Group Holding, $KO (-0,98%) Coca-Cola, $BATS (-0,17%) BATs, $O (+0,27%) Realty Income, $VICI (+0,95%) VICI Properties
Others: Small positions for shorting and speculation. (Amgen, Vertex, SpaceX, BTC, Ethereum, ...)
Feel free to share your thoughts :)
The real question is whether this diversification in your core holdings actually makes a difference. At least if you’re taking a long-term view, the simple $IWDA is probably sufficient.
If you want to somewhat mitigate the US and tech concentration risk in these indices (which I think makes sense with a long-term horizon), then perhaps something like this as a core:
https://gerd-kommer.de/etf/vergleich/
Disclaimer: No, I don’t profit from this fund and have nothing to do with it. But that doesn’t change the fact that this is a good approach for people who want to build wealth over the long term while maximizing safety.
Incidentally, Stiftung Warentest also takes this view in its November 2025 ETF issue (I highly recommend reading it—it’s really well done).
Orders from today
SOLD
$ASML (+5,11%) Sold for 1668€ 1x
BUY
$JEGP (+0,15%) Buy for 22,025€ 10×
$TDIV (+0,44%) Buy for 52,30€ 5x
$ALFEN (+0,2%) Buy for 14,98€ 15x
$SSLN (+2,58%) Buy for 57,60€ 5x
$SHEL (-0,56%) Buy for 35,96€ 10x
$ALTBG (+2,26%) Buy for 0,49€ 150x
Dividend ETFs to choose from
Dear gq community,
I’ll have some funds available this week that I’d like to invest in a dividend ETF.
Whenever this topic comes up, the $TDIV (+0,44%) is mentioned.
However, I’ve also identified two other ETFs that I’d like to put up for discussion, and I’d love to hear your pros and cons here.
The two additional dividend ETFs are, first, the $EQQQ (+1,07%) and, secondly, the $VHYL (+0,8%)
Here are a few figures:
Price performance
YTD
$TDIV (+0,44%) 11.98%
$EQQQ (+1,07%) 19.03%
$VHYL (+0,8%) 14.52%
1 year
$TDIV (+0,44%) 27.83%
$EQQQ (+1,07%) 35.54%
$VHYL (+0,8%) 26.92%
Dividend
Current
$TDIV 3.14%
$EQQQ 0.17%
$VHYL 2.36%
1 year
$TDIV (+0,44%) 3.90%
$EQQQ (+1,07%) 0.23%
$VHYL (+0,8%) 3.03%
My assessment is therefore as follows:
VanEck offers the highest dividend, but currently lags slightly behind Vanguard in the charts. In the chart, Invesco is far ahead of both in terms of YTD and 1-year performance. However, the dividend there is very low.
However, if you balance the dividend against the price gains, you would still have to choose the Invesco $EQQQ (+1,07%) .
I’d really appreciate your opinions, tips, and food for thought.
Your Hase🐰
@Dividendenopi
@Epi
@Multibagger
@Tenbagger2024
@Raketentoni
and, of course, everyone else who’s interested ♥️🥕
You’ve dug up some interesting figures for your spare change and broken them down very clearly. But let’s take a hard look at the data—and especially your final conclusion—because you’re mixing apples and oranges here.
Here’s the reality check for your decision-making:
**1. The elephant in the room: EQQQ is NOT a dividend ETF**
Right at the start, you write that your capital is supposed to flow into a “dividend ETF.” If that’s your real, strategic goal (regular cash flow), then the **Invesco EQQQ** has absolutely no place in this specific selection.
* The EQQQ tracks the Nasdaq-100. That is the ultimate U.S. tech growth engine, but not an income instrument.
* Your own data proves this mercilessly: The current dividend is a paltry 0.17%.
* Your conclusion to choose the EQQQ if one “offsets the dividend with capital gains” is, from a so-called “total return” perspective, entirely correct. However, this undermines your own goal of a dividend investment, as defined in the first sentence.
**2. The Real Showdown: TDIV vs. VHYL**
If we remove the tech outlier EQQQ, we’re left with the classic showdown between the dividend heavyweights:
* **VanEck ($TDIV):** As your figures correctly show, it delivers the highest dividend yield (currently 3.14% or 3.90% over 1 year). The TDIV applies very strict filters for dividend quality and sustainability, but focuses exclusively on established industrialized countries (developed markets).
* **Vanguard ($VHYL):** This is the global, stoic sledgehammer. It offers slightly lower dividends (currently 2.36% according to your data), but it also includes emerging markets and is extremely broadly diversified across the globe. It often doesn’t perform as dynamically as the TDIV, but it’s a massive rock in the storm.
**3. The Topic of Diversification**
* If you choose the **EQQQ**, you’ll have extreme concentration in the U.S. tech sector. This brings massive price gains in bull markets, but also brutal downward volatility when the tech sector takes a hit.
* In contrast, the **VHYL** offers you the ultimate global diversification in a single product.
* The **TDIV** is excellent for pure cash flow, but excludes pure growth stocks (since these often don’t pay high dividends).
**My tip and food for thought for you:**
Before buying, you need to make a cold, hard decision about what the *purpose* of this position in your portfolio should be:
1. **Do you want passive income and strong, reliable cash flow?** Then go with the **TDIV** for maximum returns or the **VHYL** for maximum global diversification.
2. **Do you want maximum capital growth (total return)?** Then go with **EQQQ** without hesitation. But then say goodbye to the idea that this is a “dividend investment.”
Choose the strategy, not just the past return figures!
Best regards!