Invested €5000 right before Trump’s tariffs. Bad timing, but stayed invested. Feels weirdly good.

$VWCE (-0,36%)
$VWRL (-0,25%)
$FWRG (+0,12%)
$FTWG (-0,31%)

A small milestone after just 1.5 years of investing. Is this where compounding interest starts to show?

$VWCE (-0,36%)
$VWRL (-0,25%)
$FWRG (+0,12%)
$FTWG (-0,31%)

Although I started investing when I was 18, buying shares in Spanish companies such as $SAN (-2,45%) and $IBE (-1,37%) , as well as an MSCI World fund offered by my lifelong bank (which had some rather high commissions that I wasn't aware of at that time), I sold everything a couple of years ago to buy my first home.

Last year, I decided to start investing again, following a DCA strategy with ETFs and high-quality stocks. Ideally, I would not have bought and sold so much this year, but it can be difficult to manage the emotions generated by the market.

My investment plan is to have the following allocation:

- 50% in ETFs (40% $FTWG (-0,31%) , 5% $JEPQ (+0,13%) and 5% $JEGP (-1,16%)).

- 10% in crypto ($BTC (+0,23%) only).

- 40% in high-quality individual stocks.

I would love to receive recommendations for stocks to add to my portfolio, particularly European ones, as I struggle to find good investment ideas there. Alternatively, I would welcome suggestions for modifications to my current portfolio.

Don't have a huge cash balance available ?

But still want to invest in a all world ETF + High dividend yield

Take a look to below 2 ETF's

$FTWG (-0,31%) + $WINC (-0,24%)

These "young" etfs exist no longer then 2 years are a catch of a buy (below 6.50 euro each)

and generating dividend (quaterly)

What are your toughts !?

$FTWG (-0,31%) a good buy for the long range, dividend and and value will be build !

Some time ago, i made a decision to switch from $VWRL (-0,25%) to $FTWG (-0,31%) , but since then i was finally thinking my portfolio is well thought out but it turns out its not.

I made that decision purely out of lower TER, since its 0.07 less.

Today i noticed that dividends of this fund are paid out in USD. As this fund provider has US based currency for distribution, even though that is domiciled in Ireland just like VWRL. But now i wonder i am not on better with lower TER if i have to convert into eur with 2% conversion fee. That is if i decide to reinvest or withdraw. This frustrates me now because i had to pay unnecessary taxes for selling my VWRL positon.

Since i only invested on ibkr. Would be better to start positon on trading212 in VWRL and once its green to make transition again?

What are your thoughts on this? I would really appreciate some opinions to help me figure this out!

Have a great day you all!🙃