My CH position further expanded... with the $CHDVD

Hello everyone

I (m, 30 years old) recently did another evaluation of my portfolio with the getquin-AI, as I was not exactly satisfied with a value of around 40/100.

About my investments: I buy CHF 100 per month in $VHYG (-0,63%) , $VWCE (-0,13%) , $ZGLD , $CHDVD and approx. 500 in selected individual shares. My investment horizon is 15 years +, if not 30 years until I retire. My aim is to build up assets and generate a certain cash flow.

Now the question arises for me - because the getquin-AI says I should not leave out emerging markets - whether I should invest in the Xtrackers MSCI Emerging Markets UCITS ETF $XMME (-0,99%) as a supplement. Through $VWCE (-0,13%) and $VHYG (-0,63%) I have already invested a certain amount in EM. Should I use the $XMME (-0,99%) buy a larger share or would that be unnecessary?

(I have already invested CHF 100 once this month and the points value went up from 40 to 60/100).

I appreciate your feedback.

Hello everyone and thanks again if you have any constructive feedback:

I have recently been thinking about my strategy (monthly +/- CHF 500.- in individual shares) in order to expand it with CHF 100.- each in $CHDVD
$VWCE (-0,13%)
$VHYG (-0,63%) and $ZGLD . At the end of the year, I would then rebalance each time in order to buy more shares in the ETFs with my savings and/or 13th month's salary. I am aware that I have major overlaps with the ETFs and that I am pursuing specific goals. But that is not the core of my question...

What do you think about investing 50% in individual shares, 40% in ETFs and gold, saving 10% and rebalancing at the end of the year?

My strategy for the next 15+ years: buy & hold with dividend power!

I am currently building up a long-term dividend portfolio step by step

long-term dividend portfolio with the aim of building up a solid additional income for my future over the next 15 years (and beyond). I am pursuing a "buy and hold" strategy and investing around CHF 500 per month in a broad spread of individual shares, which I personally support and also consume myself, and ETFs.

My focus is on dividend stocks with a stable cash flow, but I am not afraid of risk and consciously include growth stocks in my portfolio.

I will also continue to expand my crypto portfolio, focusing on BTC, ETH and SOL.

My goal: a growing, global cash flow with simultaneous wealth accumulation.

Subject to change without notice. 😄

Addendum: It is now 950.-, of which 100.- each in $VHYG (-0,63%)
$VWCE (-0,13%)
$CHDVD and $ZGLD and +/- 500.- will be invested in individual shares on my watchlist.

In addition, 100.- remains in $BTC (+0,06%) 750 in viac invest and ~ 605 in my pillar 3a pension plan.

Would you rather invest monthly in the $CHDVD to have a good dividend yield in 20-30 years' time.

Or:

Monthly in the $UST (+0,43%) and $VWRL (+0,18%) and then switch to the dividend ETF later.

Advantage: I then have more capital.

Hello everyone

About me:

I have just turned 19 and am still training to be a design engineer. I started investing at the beginning of the year. As my salary is not particularly high, I have not been able to invest regularly until now. I invested what was left over at the end of the month. However, I would like to change this and invest regularly in my portfolio.

My goal:

My goal is to generate passive income so that I can benefit from monthly dividends.

My selection:

A large part of my portfolio is invested in $BMW (-1,29%) and $MBG (-1,33%) because they pay high dividends (unfortunately the market has now plummeted). I am also invested in $VUSA (+0,26%) and $CHDVD because they also pay good dividends, pay out several times a year and because I have heard a lot of positive things about them. With $NKE (+0,18%) I got a good entry, but I don't know whether I should keep this position or sell it as soon as I have a 10% profit. Regarding $BTC (+0,06%) I have been decorating weekly for a while, but not again for a long time. I've done a bit of research and reading and have been convinced that cryptocurrencies and especially $BTC (+0,06%) will reach a new "high". If this is the case, I would exit the position and invest the entire amount in the S&P500, for example (what do you think of this idea?). I have the same idea with $AUDIO (-0,96%) and $MATIC (-0,49%) . With $AUDIO (-0,96%) I already had a previous experience, which ended positively after 1 month and I exited the position. When it fell again later, I got back in, but unfortunately without success so far. However, I have no time pressure and the money invested in $AUDIO (-0,96%) and $MATIC (-0,49%) I don't need it and I'm using it to gain "experience". It's good if it ends positively, but if it ends negatively, at least I've learned something from it.

Next steps:

Next, I want to find a stock that pays me dividends in February, August and November. I already have my eye on $AAPL (-0,31%) . What do you think?

My wish:

I would be happy if someone could give me tips on what I could adjust in my portfolio, possibly also which stocks I should get in or out of and how I should divide my money between the stocks/cryptocurrencies in the future if I were to invest CHF 100 every month.

Many thanks in advance

Hey, what do you think of my portfolio?

Please ignore $SNAP (+2,54%) and the $SRECHA this was a purchase that I bought over a year ago as a test/fun and I'm just too stingy to sell at the moment 😂

$MSFT (+0,86%) was a buy at the beginning i bought right at the peak and learned a lesson from that again. I will sell it as soon as possible at a profit and invest that money in the $VWRL (+0,18%) invest

$ARYN and $LCID (-1,13%) are purchases that I thought could achieve good growth if I hold them for +/- 10 years.

Otherwise I save the $VWRL (+0,18%) monthly and the $XNAS (+0,48%) monthly

From October the $CHDVD will be added. As I simply want to be well diversified in the Swiss equity market 😊

$CHDVD By when do I have to be invested at the latest to receive each dividend payment from 2024?

A glass of Vino Tinto