I sold my two individual stocks last week.

Now I am redirecting those funds to $FWRG (+0,03%) . I also have my monthly savings plan there and moving forward, I will only maintain this position.

Rein da

Today, one year ago I made my first investment with no real strategy, 20/06/2025 I bought my first share of S&P500, started small, €20 here, €50 there, just feeling my way through, buying whatever caught my eye, chasing hype, following trends without any real conviction or framework behind the decisions.

A lot has changed since then. Over the past year I’ve been gradually restructuring, learning what kind of investor I actually want to be, reducing complexity, cutting positions that didn’t serve a clear purpose, and building something I can genuinely stick to for the next 10+ years.

The strategy going forward

Long-term growth portfolio, anchored in global indices, with active conviction in selected factors and companies.

The core is simple: 50% in broad market ETFs

Everything else is built around it with the intention to boost the overall portfolio performance.

Target allocations:

Core = 50-55% $FWRG (+0,03%) + $AVWS (-0,02%) (90%/10%)

World Value ETF = 8-10% $XDEV (+0,42%)

Semiconductor ETF = 6-8% $SEMI (+0,93%)

Emergent Markets = 6-8% $5MVL (+0,63%)

Quality = 3-4% $IUIT (+0,47%)

Mega caps = 3-5% $MSFT (-0,13%)
$AMZN (-0,01%)
$META (-0,11%)
$GOOGL (+0,03%)

Others = 1-3%
$ASML (+0,73%)
$NOW (-1,19%)

Gold = 5-7% $4GLD (-0,97%)

Bitcoin = 3-5% $BTC (-0,41%)

I’ve some names in my watchlist in case the opportunity appears: $TSM (+0,57%)
$MU (+1,16%)
$NBIS (+0,53%)
$PNG (+0,81%)
$NU (+0,42%)
$SOFI (+1,08%)
$IREN (+0,86%)
$PLTR (-1,05%)
$MA (+0,03%)

Main goal and top priority is to bring my Core
Position as close as possible to the target allocation and Emergent Markets as well, however I’ll keep an eye on market’s volatility.

Special thanks to @Wealth-Accelerator and everyone else that helps me daily in this amazing platform, replying to my posts or comments.

We finding direction. Year two is about executing with discipline and letting time do the work.

Open to questions and feedback, always learning 🚀

Following up on yesterday’s post, I decided to sell $NOW (-1,19%). This wasn't because I believe it's a bad company, but simply because it doesn't fit the type of businesses I want to own in my portfolio.

With around €450 available to reinvest, I added €280 to my Core $FWRG (+0,03%)

As for the remaining cash, I've decided to take a slightly different approach going forward. In my view, markets are looking quite stretched at the moment, so I plan to keep around 20% of every new investment contribution in cash.

This doesn't mean I'm turning bearish or trying to time the market. I still want the majority of my capital invested and working for me, and my DCA strategy remains fully intact. The goal is simply to build a cash position directly within my broker account, as my current cash balance is essentially zero.

Having some cash available will allow me to react quickly if a meaningful dip occurs or if I come across an attractive opportunity in either ETFs or individual stocks, without needing to transfer money from my bank account.

Another reason for this change is that next month my investment contributions will be significantly larger, as I'll be receiving my holiday allowance. Since I'll be investing roughly double my usual amount, I see this as a good opportunity to start building that cash reserve while continuing to increase my market exposure.

For now, my plan is simple: stay invested, keep averaging in, and gradually build a cash position so that I'm prepared when opportunities arise.