Greasy fingers. I actually just wanted to get another kebab. But I accidentally sold the whole item. Ended up with a kebab with gold leaf 🤷
- Mercados
- Fondos de inversión cotizados (ETFs)
- Xtrackers II Overnight Rate Swap ETF C
Xtrackers II Overnight Rate Swap ETF CLU0290358497XEONXEON
SC Depot savings plans:
- 1.300€ $VWRL (+1,32 %)
400€ $WSML (+1,47 %)
Savings plans TR Depot:
- 360€ $HMWO (+1,24 %)
140€ $HMEF (+1,37 %)
In the $XEON (+0,02 %) is my "nest egg". The money is not invested but serves as a reserve for unplanned expenses.
My cash reserve is currently very high, so I don't yet know how to invest it. Immediately, in tranches, wait for a setback?
I am slowly building up my TR portfolio, as I want to spread my risk somewhat (portfolio provider, ETF provider)
Dividends will be reinvested and the depots will hopefully one day be my retirement provision.
You should invest cash reserves in the way you feel most comfortable with. Statistically, every euro performs best when invested as early as possible, but if the market seems too hot for you at the moment, cost average is the second most sensible option.
A question for the community: how sensible do you think it would be to take out a money market ETF (e.g. $XEON (+0,02 %)) and then draw the liquidity (e.g. for the realization of monthly savings plans) from it?
Example: with a monthly savings installment of EUR 500, does it make sense to take out a money market ETF with e.g. EUR 6000 (12xEUR 500) and withdraw the EUR 500 from the ETF each month?
Thank you very much!
You can also leave it at trade Republic for 3.75% and then simply let the savings plan run there or transfer it away from you every month
Partially reclassified to:
After yesterday's purchase of $BRK.B (-0,11 %) I have tasted blood again 🙈
But I'm sure I'll be able to clear my loss pot faster this way 😉