EUWAX Gold II

I suspect that this ETC scam is 🕵️‍♀️

Snapshot today e.g.:

3x Gold - $3LGO (+4,26 %) + 3,44%

1x Gold - $EWG2 (+0 %) +1,88%

1,88 x 3 = 5,64%

With the green numbers in brackets behind the securities, the scam becomes even more obvious. Thanks getquin

Where is my 3x gold return?

+++ How much gold makes sense in a portfolio? +++

Hello everyone,

At the beginning of 2024, I started to include gold in my portfolio and opted for EUWAX Gold II
$EWG2 (+0 %) in the process.

The diversification was particularly important to me in order to make myself less dependent on fluctuations in the stock market and global political events and to ensure long-term value retention.

For me, this is a sensible building block in any portfolio.

For me, diversification now also includes cryptocurrencies such as Bitcoin
$BTC (-0,22 %) and Ethereum
$ETH (+1,78 %)which have also made a significant contribution to increasing my portfolio.

Since the beginning of the year gold an impressive increase in value of almost 30 % achieved.

For me, gold and cryptocurrencies remain a long-term investment.

Current gold-all-time highs:

-In Euro: € 2,567.11

-in US dollars: $2,787.54

(Reached on 30.10.2024 -closing prices)

Diversification ⚙️

This always raises the question for me:

How much gold in a portfolio actually makes sense?

There are different strategies for this, which depend heavily on the individual investment strategy, risk appetite and market conditions.

Many experts, investment banks and investment advisors recommend a gold share of around 5-10 % of the portfolio.

Strategies for the ideal gold weighting in the portfolio

1. classic diversification (5-10%)

One allocation of 5-10 % in gold is considered a proven approach to diversify a portfolio.

(Allocation refers to the strategic distribution of assets across asset classes).

-Protection against systematic risks:

Gold often moves in the opposite direction to equities and bonds. In times of crisis, gold remains stable or increases in value.

-Limited opportunity costs:

A moderate proportion of gold hardly affects the growth potential of the portfolio, as the majority is invested in higher-yielding asset classes such as equities or bonds.

-Global hedging:

Gold not only protects against local market risks, but also against global uncertainties such as geopolitical tensions or economic crises.

Example of a balanced portfolio:

-55 % equities and ETFs

-30% bonds

-10% gold

-5% cryptocurrencies

2. defensive strategy (10-20 %)

A gold share of 10-20 % is particularly suitable for conservative investors or in times of heightened uncertainty.

-Focus on value preservation:

Gold offers stability in turbulent market phases or when risk appetite is low.

-Hedging against specific risks: A higher proportion of gold makes sense, particularly in the event of high inflation, currency devaluations or geopolitical conflicts.

Example of a defensive portfolio:

-40 % bonds

-30% equities and ETFs

-20% gold

-10% other real assets (e.g. real estate funds)

3. tactical allocation

A flexible, tactical allocation can make sense for experienced investors.

-Anti-cyclical investing:

Gold holdings are increased when risks (e.g. fears of recession) increase and reduced when markets are stable.

-Taking advantage of market cycles:

Active management makes it possible to benefit from fluctuations in the gold price.

Example:

-Stable times: 5 % gold

-In times of crisis: up to 15 % gold

Important: This strategy requires in-depth market knowledge and continuous monitoring of the economic situation and a quicker response.

Forms of gold investment

-#1 Physical gold (coins, bars): Direct control and safekeeping, but involves storage costs e.g. for a safe deposit box.

-#2 ETFs/ETCs: Easy trading and low costs.

My favorite: EUWAX Gold II
$EWG2 (+0 %)

EUWAX Gold II is an exchange-traded commodity (ETC) from the Stuttgart Stock Exchange that securitizes the ownership of one gram of gold from a 100-gram gold bar.

On request, the physical gold can even be delivered to the exact gram.

A particular advantage of this product is the free delivery from a quantity of 100 grams within Germany.

EUWAX Gold II also impresses with its tax structure:

As it is treated like physical gold, capital gains are tax-free after a holding period of more than one year.

In addition, there is generally no tax deduction when selling via banks or online brokers.

🔖 Savings plan options with:

- Scalable Capital

- Comdirect

- Consorsbank

- DKB Bank

3.Gold mining shares: Higher risk, but potentially higher returns.

My favorite in the gold mining sector:
Newmont $NEM (+0,87 %)
🔑

Newmont is the only gold company in the S&P 500 and scores with strategic acquisitions and low production costs (all-in sustaining costs) of currently 1.620 USD per ounce.

I hope you enjoyed this insight! I'll keep working on exciting articles for you.

How do you weight gold in your portfolio? 💬

Best regards

Michael

I'm glad, guess what I bought this morning with some of my winnings? $BTC (-0,22 %) winnings I bought this morning? 😘

Sold the shares in the chip shop $MCD (+1,29 %) sold them and put them in gold

$IGLN (+2 %)

$SGLD (+2 %)

$EWG2 (+0 %)

$4GLD (+2 %)

Could now be a good time to buy another tranche of gold or is there a good chance that it will go down a little further? From a seasonal perspective, gold is more likely to bottom at the beginning of the year or in the summer months.

I have a question for the community:

I'm currently looking for an ETC for gold. So far I've mostly focused on $WGLD (+1,99 %) and $EWG2 (+0 %) so far. Unfortunately, my custody account offers me no fee advantage with either option. In addition, the $WGLD (+1,99 %) seems to allow physical delivery of the gold in 1g denominations but probably has a TER of 0.16%. The $EWG2 (+0 %) only allows delivery in 1g through additional fees. To my questions:

• How can the $EWG2 (+0 %) have no fees, how do they earn money?
• In addition, bearer bonds are not subject to deposit protection. I am therefore wondering what the insolvency risks could be, since everything is collateralized with gold anyway. Robbery of the gold?
• What is the difference between EUWAX Gold I and EUWAX Gold II?

Thank you! ☺️

Continue to add 🥳. ATH is held regardless.

Target 5-10% of portfolio. (€15,000) 1% achieved 😂

Anyone interested in investing in gold can also do so at Trade Republic. With the $WGLD (+1,99 %) you also have the possibility to have it delivered. Just like the ones at $EWG2 (+0 %) or $4GLD (+2 %) gold . For people who don't want to look for another broker because of gold. And I have talked to the support of wissomtree .

WisdomTree Core Physical Gold is backed by physical, allocated physical gold held by HSBC Bank plc (the custodian). The Depositary can only accept metal that complies with the London Bullion Market Association's (LBMA) Good Delivery Regulations. Physical delivery is possible. For questions regarding the process and costs of physical delivery, please consult the FAQs on our Webseite.

Question 1: Can I exchange my Swiss Gold Bullion Securities (SGBS/WGLD) for physical gold?

Yes, all SGBS or WGLD securities entitle the registered holder to receive gold via the CREST system in accordance with the terms and conditions. The relevant quantity of gold is referred to as the Metal Entitlement and is specified by the issuer on its website.

Question 2: In what form can I receive the gold?

Investors can receive gold at their own request in quantities ranging from 1 g to LBMA-certified Good Delivery bars of approx. 12 kg.

Question 3: What is the minimum number of SGBS I must return?

Since the minimum redemption cost is 1 ounce of gold per redemption, investors must realize a value of more than 1 ounce of gold with the redemption of securities

and because of tax they said this

The Issuer has issued the following statement in relation to the German tax status of WisdomTree Core Physical Gold:

"We hereby wish to confirm to WM Daten that, in our opinion, the bond with the (ISIN JE00BN2CJ301/ WKN A3GNFN) is not a capital claim within the meaning of Section 20 (1) No. 7 EStG. The gains from the sale or redemption of the bond referred to in the resolution do not constitute income from capital assets within the meaning of Section 20 (2) sentence 1 no. 7 EStG in conjunction with Section 20 (1) no. 7 EStG. § Section 20 para. 1 no. 7 EStG. No capital gains tax is to be withheld. Gains and losses are generally taxable as private sales transactions in accordance with Section 23 (1) sentence 1 no. 2 EStG if there is no more than one year between acquisition and sale/redemption.

@Epi here we go😉

Brief introduction: I was very undecided about my strategy for a relatively long time and have rethought it back and forth several times and have now finally set up my portfolio (in its current form only this year) with a strategy that lets me sleep peacefully and that I hope will lead to a successful future stock market life. My strategy is also designed so that I have to worry as little as possible about rebalancing and actively do not have to worry about it. The aim of the portfolio is long-term wealth accumulation (10 years+).

About me: 34 years old, married, now 2 children, live in rented accommodation, work in middle management at a private bank in Hamburg, savings rate €1,000 per month, sufficient nest egg available and not tracked here

Strategy: I recently made a final decision in favor of an ETF as the core of my portfolio. The choice fell on the $SPYI (+1,06 %) as it tracks large, mid and small caps from industrialized and emerging markets. The ETF should make up 60% of my portfolio in the target allocation. I invest €600 a month in the ETF from my savings installment.

In addition to the ETF, I hold and save monthly $BTC (-0,22 %) (physical and ETP $WBIT (+2,47 %)) and $WGLD (+1,99 %) (also gold physically $965515 (+1,75 %) ) with €200 each. The target allocation for both BTC and gold is 20% each.

I have opted for $WGLD (+1,99 %) because $EWG2 (+0 %) is unfortunately not eligible for a savings plan at ING and $WGLD (+1,99 %) is also tax-free after 1 year and has a delivery option. My position in physical gold will not be expanded any further.

$WBIT (+2,47 %) I deliberately chose this savings plan because it is NOT tax-free after one year (optimization of the tax-free allowance through sales, is not saved, my savings plan only runs on real gold). $BTC (-0,22 %) ).

All in all, I hope that the portfolio allocation will optimize returns while at the same time minimizing drawdowns.

Feel free to leave thoughts, suggestions, criticism or praise at da✌🏻.

Greetings, Marcus