The start of my portfolio was made possible by my parents - I am very grateful for that. Since I started my dual studies in business banking, I have regularly invested my own savings installments, which come directly from my income.
My strategy is long-term and deliberately broadly diversified. The core consists of three ETFs:
- 50 % MSCI World
- 30 % MSCI Emerging Markets
- 20 % Stoxx Europe 600
For me, this basis forms the foundation for balanced and stable asset accumulation.
I also hold a separate secondary portfolio in which I deliberately take on a little more risk - with smaller positions in a double-leveraged MSCI USA, Bitcoin and selected individual shares. The aim is to increase the return potential somewhat without losing sight of the solid ETF strategy. In the future, I would also like to $EWG2 (-0,82 %) save with a small amount.
My long-term goal is to achieve financial freedom. A goal that not only fits in with my personal values, but also harmonizes well with my professional orientation in the banking sector.
I am always open to suggestions for improvement and further tips.