Hello Community,

I thought it was time to post my portfolio again and what adjustments and plans are still taking place for the year 2025.

My portfolio currently consists of the classic $IWDA (+0,64 %) , $EIMI (+0,13 %) and the $CSNDX (+1,22 %) .

Further additions are $WGLD (-0,67 %) and $BTC (-0,28 %) only.

My remaining satellites are targeted additions in order to expand the focus to Europe and Japan on the one hand and to provide a yield boost in the portfolio on the other.

I currently continue to invest in all ETFs, gold and Bitcoin on a monthly basis.

Upcoming changes:

I will move a portion from the call money account to the $XEON (-0 %) into the

It may be planned to make another additional purchase at $NOVO B (-0,7 %) is planned.

expected new additions this year:

$PANW (+1,93 %)

$ISRG (+1,9 %)

$RKLB (+2,13 %)

These are also joining the ranks as targeted satellites and, for me, represent three further interesting, fast-growing and sustainable sectors.

Have a nice weekend :)

LG

Paul

Heyho dear Getquin Community,

I have two three amateurish questions.

I've been saving €100 a month for a good two years now. $VWCE (+0,57 %) (I'm a student, so the savings rate isn't too high - but it should be increased gradually over an investment horizon of 40 years)

Now, as suggested in some of the posts here, I would invest 15-20% each in gold $BTC (-0,28 %) and gold.

Here I have now repeatedly $WGLD (-0,67 %) and $IGLN (-0,74 %) How do the two colleagues differ and which of the two would you recommend and why?

-

(I save the ETF via ING, but I can't invest in Bitcoin or gold here, so I would have to do this separately via Scalable. But a custody account transfer for one ETF would be nonsense, wouldn't it?)

Hello everyone, now I have to interfere again,

Does anyone know how the $WGLD (-0,67 %) works?

I have heard that it is tax-free and they store the gold. Now my question:

How do they know how much gold I have bought?

Well, the important thing is that it is tax-free.

Do you think it is still worth $EWG2 (-0,94 %) at 85 euros per gram?

Would you start saving for a gold etf at the current time or would you rather save for silver?

$WGLD (-0,67 %)

$SSLN (-1,05 %)

Hello everyone,

Is it better to save gold monthly via Bitpanda or via the ETF $WGLD (-0,67 %) at Trade Republic?

Perhaps you already have some experience.

Is the $WGLD (-0,67 %) tax-free after one year of holding?

2024 was an exceptional year for me on the stock market. With an initial portfolio value of € 25,854.15 on January 1, 2024 and an impressive final value of € 49,403.99 on December 31, 2024, I almost doubled my capital. This success is also reflected in the performance figures:

- Initial portfolio value: € 25,854.15

- Final portfolio value: € 49,403.99

- TTWROR (time-weighted return): 24,91 %

- Internal rate of return (IRR): 25.67

- Price gains: € 6,979.27

Change of strategy: focus on ETFs

Over the course of the year, I made an important change in strategy. My previous investments in dividend-paying individual shares were gradually reduced and the focus was placed on ETFs, in particular the S&P 500 and the FTSE All-World. This decision was based on the realization that no private investor can consistently beat the market with individual shares in the long term. It therefore makes more sense to match the market performance - with the help of broadly diversified ETFs - rather than lagging behind expectations.

In addition, I have diversified my portfolio with gold and Bitcoin to minimize volatility while benefiting from alternative asset classes. This mix of traditional and modern investments has proven to be a stabilizing factor.

Largest positions

- S&P 500 $VUSA (+0,79 %) : 18.294 €

- FTSE All-World $VWRL (+0,79 %) : 5.897 €

- NVIDIA $NVDA (+4,72 %) : 3.104 €

Top Mover

- Walmart: +79 %

- NVIDIA: +78 %

- BlackRock: +28 %

Dividends

Although dividends are no longer the focus of my strategy, I was still able to record €794.18 in dividend income. Although the original goal of generating € 1,400 in dividends was not achieved, it is no longer very relevant due to the new priorities.

Goals

Much more important was the overarching portfolio target of € 40,000, which was clearly exceeded with the final balance of € 49,403.99. For 2025, I plan to invest at least € 11,160 in new money. My aim is to actively manage the invested capital, as the portfolio value itself is determined by the market. From 2025, I will only invest in the S&P 500, gold and Bitcoin on a monthly basis via a savings plan.

Conclusion

My stock market year 2024 was characterized by a conscious and successful change of strategy. The focus on ETFs as underlying investments, coupled with the addition of gold and Bitcoin, proved to be the right decision. The impressive performance of the portfolio shows that a long-term, diversified strategy can not only bring stability, but also substantial returns. Special thanks go to @Epi who advised me to add $WGLD (-0,67 %) gold $BTC (-0,28 %) Bitcoin to my attention.

Your hard-earned money deserves nothing less than perfection. At best, always buy a broadly diversified ETF. I look forward to 2025 and am excited to see how the journey on the financial markets continues.

One last purchase to close out this year.

I wish you all a Happy New Year in advance and every success in 2025