1Lun·

New dividend portfolio

I would like to start a completely new portfolio that will primarily revolve around dividends.

As a core I was thinking of $TDIV (+0,2 %)

Would you say this is a good core?

If not I would add $VHYL (+0,2 %) add.

Additionally I would like to have a CC ETF as a kind of support, probably $JEGP (+0,05 %) and or $SXYD (+0,28 %)

I would like to represent the NASDAQ with $EQQQ (+0,09 %) but I will represent it with $ASML (+0,66 %) and $2330 will be added.

Allianz $ALV (-0,59 %) and Munich Re $MUV2 (+0,22 %) I definitely want to include, but they are too expensive for me financially, so I was thinking of the $EXH5 (+0,23 %)

Oil shares are represented by $VAR (-1,79 %) and one more.

Do you have any recommendations?

I am thinking about $CVX (+0,52 %)
$EQNR (-0,02 %) and $PETR4 (+0,73 %)

I would also like renewable energies, but I'm not familiar with them.

Do you have any suggestions?

Becoming a defensive company $ULVR (+0,36 %)
$D05 (+0,6 %)
$O (+0,29 %) and of course $NOVO B (-2,24 %) Being.

$BATS (+1,56 %) I already have in a portfolio, would it be too much of a lump to add $MO (+0,49 %) to add to it?

I still have $KHC (+0,06 %) on the watchlist but the split is not going so well, would it be wise to start with a savings plan?

Apart from that $RIO (+1,49 %)
$NKE (-0,17 %)
$1211 (-1,06 %)
$SOFI (-0,35 %) and $HAUTO (-2,51 %) will be represented with smaller positions.

What is your opinion?

Would you improve anything?

What else would you add, especially in EE and defensive stocks?

Feedback is very important to me here, so far I have just been wandering aimlessly around the stock market without a fixed plan and strategy.

This is my first attempt to build something serious.

Greetings to all Getquins out there!

32 Comentarios

Homer@Simpson

1Lun

https://youtu.be/RGxhve3D03c?si=hIgslHYLCp4hCdB0

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Johnny B.@JBatelli

1Lun

I've often been advised here to keep it simple. And unfortunately there's always a lot to it in the end.
$TDIV and $EQQQ ready. They complement each other well. And then divide it up into percentages as you wish. You'll get just as much dividend and return as if you bought all the stocks mentioned.

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Rene@Rene22

4Semana

Here is my feedback:

Core: I would prefer $VHYL over $TDIV - more established since 2013, larger fund volume (€5.72bn) and lower costs (0.29% vs 0.38%).

Covered Call ETFs: $JEGP and $SXYD are very new to the market - would test with smaller positions.

$EXH5 For insurance companies: Perfect solution instead of individual stocks.

Renewable energies: $INRG would be my favorite - established and diversified.

Good luck.

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Andi@AnBor209

4Semana

Basically, you need to think about whether you want a high yield or a high dividend. You rarely get both together. That's why the tip with $TDIV is not bad, but you have to be aware of the Dutch withholding tax. Take a look at the ETF $HMWO to see if it meets your criteria.

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userc7b02065b8a7407b@userc7b02065b8a7407b

3Semana

@AnBor209 Incorrect: Ireland has a favorable double taxation agreement with the USA. Only 15 % is payable instead of the usual 30 %. This improves the return. In addition, German withholding tax applies to investors domiciled in Germany. German investors also benefit from the partial exemption of 30% on equity-etf income.

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Andi@AnBor209

3Semana

@userc7b02065b8a7407b Thank you for your answer. I overlooked that. Now corrected. Best regards

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PikaPika0105@PikaPika0105

1Lun

What do you expect from a dividend portfolio in the long term?

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DerMartin@DerMartin

1Lun

@PikaPika0105 Probably dividends

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PikaPika0105@PikaPika0105

1Lun

@DerMartin I hadn't even thought about that. And what is that other than a yield killer?

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DerMartin@DerMartin

1Lun

@PikaPika0105 There are so many ways to approach your personal investment/provision etc. that your very general, out-of-context statement is simply wrong.

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PikaPika0105@PikaPika0105

1Lun

@DerMartin Why so aggressive, that was a serious question, albeit perhaps too pointed for some people. What is it, your dividend stocks, other than a yield killer? If you can't find an answer to that, it doesn't speak for your form of investment.

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QMom@QMom

1Lun

@PikaPika0105 Please explain why dividends are a yield killer.

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Mav83!@Maverick4831

1Lun

@PikaPika0105 My goodness, he wants to build a dividend portfolio. There is no need for a yield issuer to constantly come along and explain how much higher returns are possible.

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PikaPika0105@PikaPika0105

1Lun

@CI_Mom Because dividend stocks usually belong to companies with minimal growth and little untapped potential. You often see high dividend yields in companies that have problems and have therefore suffered an increased share price decline, which tends to indicate further losses, but many then blindly buy the whole thing because of 7-10% dividends. In addition to the already low growth, several % (i.e. the dividend, often 3-6%) are then ripped out of the share price every year. Most people then consume these dividends instead of reinvesting them. In the end, the whole concept of the dividend portfolio is a yield killer in several places (weak potential, potential problems, reduced share price), which can also be seen from the numerous profiles on Getquin that post incredible personal milestones with 85-100% equity. What's impressive about having saved a lot of money? You don't usually post your account balance. In this context, I would simply have been interested to hear what someone who bets on dividend stocks has to say about this overall. Didn't expect the outrage here....

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PikaPika0105@PikaPika0105

1Lun

@Maverick4831 then just refuse to engage in discourse. The fact that no one here can explain what the dividend fetish is actually supposed to bring them is not surprising, but it is telling enough.

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QMom@QMom

1Lun

@PikaPika0105 I've already commented on this far too often in the forum, so I'll just copy and paste my other posts:

The assumption that dividend stocks generate structurally weaker returns is empirically untenable. Numerous studies show that dividend yields are closely linked to value factors. Dividends are essentially a form of distribution of free cash flow to investors, whereby it is theoretically irrelevant whether this is done via traditional dividends or share buybacks.

Since the early 2000s, many investors have established a preference for stocks without dividends, as they expect higher growth from them. Historically, however, it has not been shown that growth stocks have systematically outperformed value stocks in the long term. On the contrary: value strategies, which often include dividend stocks, have delivered a risk-adjusted excess return over long periods of time.

Fama & French already showed in 1988 https://www.sciencedirect.com/science/article/abs/pii/0304405X88900207 that the dividend yield is a reliable indicator of expected long-term returns. Simplified: higher dividend yield = higher expected return. Logically speaking, companies with falling valuations often have higher dividend yields, making them more attractive to investors and achieving higher returns on average in the long term.

The period from 2010 to the present is fundamentally driven by debt-financed share buybacks financed during the zero interest rate phase. Hence the outperformance of the MSCI Worlds in recent years.

A comparison of indices confirms this with both higher Sharpe ratios and higher annualized returns:

https://curvo.eu/backtest/de/vergleichen?portfolios=NoIgsgygwgkgBAdQPYCcA2ATEAaYoYCiADEQEIAsAMgKwCaAnABwDMOAjALpdA%2C+NoIgsgygwgkgBAdQPYCcA2ATOAJAlgcwAs4ARXAN1wwFMA7LATV2sxABphQYBRABl4BCUbAgByARQCcAFnYBGALpKgA

If we extend the review back to 1975, the comparison for an MSCI World looks even worse.

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Mav83!@Maverick4831

1Lun

@PikaPika0105 The author has presented his investment case and clearly defined the objective. The question is why you want to open a discourse under his post at all without contributing anything to the question. You are generalizing, both with regard to companies that pay dividends and that their investors consume the dividends. Why don't you start your own thread and explain to everyone (who is interested in the discourse) why dividends are stupid and how you can achieve your 25-30% annual return and be financially free at 30😉

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Ver todas las 13 respuestas adicionales

Mat-ice@Mat-ice

1Lun

Add a bit of blackrock world mining trust for the solid dividend and commodity exposure

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Gomerdoc@Gomerdoc

1Lun

And a dividend-oriented portfolio, including the withdrawal of these dividends, is quite attractive for some people.
Without capital depletion, with further growth of the capital through price increases, to have annually growing dividend yields, which at $NOVO B, for example, are somewhere in the region of 65% per year for me:
However, you have to have been invested for 20 years to achieve this, but from hearsay there are such people 😁😉😁.

Invested a large sum back then. I don't think >60% return on this invested capital is bad, every year; and when I sell these shares today, the share price gain is just the icing on the cake.
No trading fees, no capital gains tax on share price gains on sale.
However, I would never do the latter.

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