$TDIV (+0,1 %) Why on earth is withholding tax payable? I started saving in the ETF as a savings plan for my children. Now I was looking forward to the latest distribution, only to realize that the distribution will be reduced by the tax. Sorry, had to get rid of that for a moment. Yes, it annoys me. Yes, it's my own fault. I probably should have found out beforehand.

What now? What would you recommend? Continue to save or stop and use the €25 per child for the $VWRL (+0,01 %) and increase the existing savings installment from €25 to €50?

Today we received another motivating dividend 💰 - this time from the dividend ETF from the VanEck family ($TDIV (+0,1 %) ). The payout was 0.27 per share and that on my 1479.9 shares 📊. This results in a total distribution of € 399.57 - admittedly a little less than expected, but nonetheless a really nice cash flow moment🥳! It's days like these that show how powerful dividends can be for long-term investing: continuous cash flow 🔁, a reward for patience 📈 and a way of dealing with market fluctuations that is easy on the nerves 😌.

For me, dividends are a central component on my path to financial freedom 🗝️🚀. Every payout - whether large or small - brings me a little closer to a passive income that can cover my fixed costs in the long term 🏡💡. It feels great to have the money working for me as I go about my daily life 👣❤️.

🔄 Reinvesting for the compound interest effect:

All dividends are consistently reinvested in new ETF shares for me 📥➡️📈. This means that my position continues to grow automatically and the compound interest effect can unfold its full power over the years 🚀📊. Each distribution therefore increases my future cash flow in the long term - which is exactly what makes dividend investing so powerful.

How do you do it - do you reinvest your dividends automatically or do you pursue your own strategy? 🤔💬📈

Or are your December dividends reinvested in Christmas presents reinvestiert🎅🏼☺️?

#dividends
#cashflow
#passiveincome
#vaneck
#finanziellefreiheit
#buyandhold
#zinseszins
#vermögensaufbau
#dividendetf
#etfs

December will be another good dividend month.

The penultimate dividend of this year (perhaps also the last when $VWRL (+0,01 %) paid out in Jan26) was received tonight and so the dividend year is slowly coming to an end. Unfortunately a little less than hoped for but at $TDIV (+0,1 %) but the trend is still intact.

I've made some small change again. The new scalable was more than punctual and credited me a chunk of €2.24 for the ten shares I bought there as a test at 1am today. The rest will probably still be processed somehow via the old scalable and therefore probably via Baader Bank. If things go well, I expect this to happen by the weekend.

If they are always so quick with it, that would definitely be an improvement for scalable.

If you're going to do it, do it properly. Instead of overnight money . I am now up to 21K full investiert🤷‍♂️

$TDIV (+0,1 %)

After almost 3 years, I used the price yesterday to sell.

I will shift the capital into a savings plan $WGLD (+0,38 %)
$TDIV (+0,1 %) and a few individual shares

A little dividend for the year...➗

1x $AMZN (-0,41 %) Amazon

1x $V (+0,02 %) Visa

2x $VWRL (+0,01 %) FTSE All-world

2x $TDIV (+0,1 %)