Hello everyone and have a nice Sunday. I would like to hear your opinion, hard-hitting and honest, on my current portfolio.

I would like to emphasize up front that I have only been investing money since the beginning of 2023. My journey started directly with the tough crypto market. But good thing... As a result, I am very much in the plus with BTC and some altcoins... and very much in the minus with others... that's life 😁

I got into the stock market and my ETF savings plan in May 2024.

Since then, I've been investing in these 3 ETFs every month:

1) $IWDA (-0,46 %) 50% - currently + 6.1%

2) $EIMI (+0,03 %) 30% - currently + 6.6%

3) $RBOT (-0,76 %) 20% - currently + 8.6%

Also bought some individual stocks such as $MSTR (-3,18 %) , $COIN (+4,83 %) , $PLTR (-0,83 %) , $RIOT (+3,92 %) and many more. I am also strongly up on the majority of them.

I monitor the markets on a daily basis and am increasingly looking for opportunities to pick up good and interesting ETFs or, in some cases, individual stocks (focus on dividends)

I have now made the following adjustments or added stocks (ETFs) in recent months:

4) $JEPQ (-0,09 %)

5) $JEGP (-0,64 %)

6) $TDIV (-0,38 %)

I have included the two from jpmorgan as distributing etfs to generate additional cash flow. Getting money every month is just a good feeling and I thought I'd rather do it with these etfs than look for additional individual stocks.

The $TDIV (-0,38 %) I have read a lot here and then decided to include it because it is doing really well and looks very interesting 🔥😎

So I now own 6 Etf's and sometimes I have the feeling it would be better to only have 2-3. But I find the 3 new distributing etfs really appealing due to the monthly or quarterly cash flow.

Individual stocks with a focus on dividends and which I have bought heavily in the last few months are :

1) $PEP (-0,9 %)

2) $O (-0,44 %)

3) $MAIN (-0,23 %)

4) $RIO (-0,07 %)

And brand new since last week

5) $ALV (-0,07 %)

I would like to say goodbye to the following values in the near future:

$STAG (-0,75 %)

$JNJ (+0,1 %)

$TXN (-0,05 %)

So there would be 11 stocks or securities in my long-term portfolio that I would like to save monthly or via DCA over the next 20-30 years.

I'm still new to the world of investing. Just under 2.5 years is nothing I would say. I would therefore be grateful for any tips on what I should possibly change or improve.

The dividends from the individual shares and ETFs always go into the $IWDA (-0,46 %) because I want to increase its share, which alone should make up at least 50% I would say!

Unfortunately, I currently only have €350 to invest each month. But I currently have almost 100k in the markets. Most of it is in cryptos... but at the end of the year everything will be completely liquidated and then I'll have some cash to invest again!

Now it's your turn.

Thanks in advance.

Best regards

Chris 👋🤝😎

And certainly not with these two 🤣

$JEGP (-0,64 %) and $JEPQ (-0,09 %)

https://www.webdisclosure.com/press-release/dividend-declaration-ZsG3m22Wd43

Some free money is used to top up the position and additional tranches are bought when the price is right.

The cash flow then goes into the savings plan

$JEPQ (-0,09 %)

Hi everyone, to be honest, I work on my portfolio almost every day. But I would also like to say in a timely manner: Hey, that's good now... The savings plans run monthly, I don't stress myself and look at the portfolio in a few years and see what the compound interest effect has created 🔥🤩🚀

I also still have Bitcoin and crypto, but I trade anti-cyclically and in a 4-year cycle. Will most likely liquidate everything at the end of the year 🔥💰

My portfolio currently consists of the following ETFs + individual stocks:

1) $IWDA (-0,46 %)

2) $EIMI (+0,03 %)

3) $RBOT (-0,76 %) all 3 are accumulating and have been running for almost 1.5 years now.

I also bought these 3 etfs (distributing) a few weeks ago. I became aware of them here on the site and found them very attractive due to the monthly cash flow. I think it's better to have such etf's than other individual stocks.

4) $TDIV (-0,38 %) (quarterly)

5) $JEPQ (-0,09 %) (monthly)

6) $JEGP (-0,64 %) (monthly)

I find the dividend yield on all 3 etfs very nice and high.

I also have these 5 dividend stocks:

1) $PEP (-0,9 %)

2) $O (-0,44 %)

3) $MAIN (-0,23 %)

4) $RIO (-0,07 %)

And 5) $STAG (-0,75 %)

But I would like to sell Stag because the dividend growth is not so big and strong for me... and maybe get $D05 (+0,68 %) instead? The dividend growth looks very strong there... Or which stock would you recommend?

I would be interested in your opinion on the portfolio or the individual stocks.

Thanks for any feedback, whether criticism or praise.

I would like to save all the stocks in the long term and then have a nice big portfolio in 20-30 years and receive a great cash flow 🔥💰🤝

Best regards

Chris

I believe this is the highest payout to date from the $JEPQ (-0,09 %)