ETFs that partly implement a CC strategy also underperform the market over the long term.

$QYLE (-1,46 %)
$JEPI (-0,06 %)
$JEGP (-0,23 %)
$JEPQ (+0,2 %)
$WINC (+0,2 %)
$IE000MMRLY96 (+0,39 %)

https://www.youtube.com/watch?v=K3sYY3T7V8k

Underperformance 😑

- PE funds usually underperform the NASDAQ 100 over 5 and 10 years.

- The stated target return of 12% p.a. is wishful thinking for advertising purposes.

Extremely high costs 💰

- 2.35% p.a. EQT + 5.00% exit costs

- 4.51% p.a. Apollo

- Comparison: iShares NASDAQ 100 ETF only 0.32% p.a.

- PE fund is up to 23 times (!!!) as expensive and eats up returns like Jumbo Schreiner at the All You Can Eat buffet.

Low liquidity 🤏

- Monthly sale possible, but no buyers guaranteed

- Sale can be prohibited if too many want to sell. You then have to keep the dirt because it is not traded on the stock exchange.

Further risks 🫣

- Apollo is not transparent and does not tell you what is in the fund. You should blindly & naively buy a fortune cookie.

Conclusion 🥱

Hands off. There are many better investments.

#traderepublic
#scalable
#privateequity
#fonds
#etf
#etfs
#nasdaq
#nasdaq100
$UST (+0,24 %)
$CSNDX (+0,2 %)
$EQQQ (+0,23 %)
$QYLE (-1,46 %)
#fail

Dear community,

Due to circumstances in my job, I am now able to invest EUR 1200 per month in my income portfolio.

Unfortunately, I am at an impasse with my ideas and somehow need fresh input.

About me: Through individual shares (e.g. $O (+0,13 %) , $MAIN (+0,09 %) , $KO (+0,03 %) , $HAUTO (-8,4 %) , $PEY (-0,18 %) etc.) I currently receive an average monthly net dividend of EUR 206.

My investment objective is to build up passive cash flow. I am currently investing this independently in other assets or buying individual shares. If everything goes well, I would reduce my job in the future (5-10 years) thanks to the dividends.

My interest is a hybrid strategy (approx. 60% in dividend ETFs with (hopefully) growth and 40% in covered calls).

After much deliberation, I have now arrived at the following weighting:

$VHYL (-0,41 %) - 25% - 300,-

$FGEQ (+0,26 %) - 5% - 60,-

$DEM (-0,24 %) - 10% - 120,-

$TDIV (-0,12 %) - 20% - 240,-

$JEGP (-0,23 %) - 20% - 240,-

$JEPI - 10% - 120,-

$QYLE (-1,46 %) - 10% - 120,-

I don't like the $FGEQ (+0,26 %) (dividend growth is not really good) and the $QYLE (-1,46 %) (poor performance). What do you think of the weighting? I would be more than grateful for any ideas, suggestions etc. Muchas gracias.

What are your tips for a nice dividend portfolio or your favorite distributing ETFs? At the moment I have $JEGP (-0,23 %) , $MAIN (+0,09 %) and $EQDS (-0,02 %) ? $QYLE (-1,46 %) I have recently thrown out , it was only running crosswise.

I am Team Dividend Strategy, but on closer inspection not with it !

The "premium" here is high, but the chart speaks for itself. Especially the US version, which has been around since 2013, the chart is more than frightening. Upsides are limited, but on the downside the CC ETFs take every correction and crash 100% with them and don't go back up because of the called options...in the long term they are just burning money.

TER should also not be ignored. Overall net return then of course also significantly lower.

#dividendenstrategie
#etfs
#fehlentscheidung
#passiveseinkommen
#dividends
#portfoliofeedback

$QYLE (-1,46 %)

Hello everyone,

I am 28 and would like to invest for the long term. My savings rate is around 600€-800€ per month.

Briefly about the current positions:

The $VWRL (-0,09 %) position is in the savings plan.

$ALV (+0,13 %) The savings plan ran initially and I am currently simply holding the position and not expanding it any further.

$QYLE (-1,46 %) was also once in a savings plan. The aim here was to generate cash flow, but I would now rather reallocate in order to get a higher return in the long term.

$MEUD (-0,14 %) runs in the savings plan to increase the European share.

$IUIT (+0,25 %) I like to buy more when there are setbacks and use it as a yield booster. Also in the savings plan.

$BTC (-0,36 %)
$ETH (-0,54 %)
$SOL (-0,1 %) are partly older. I am considering expanding them.

I would be pleased to hear your ideas and opinions on what you would do - also with regard to regrouping and structuring the savings plans.

Thank you very much for your encouragement!

Hello lovelies!

I've been reading here for a long time now and have given it a lot of thought!

I started "investing" in mid-November (I just bought something or listened to someone who posted something somewhere). So by my standards, I've paid quite a bit of learning money.

Then I started paying into individual shares and ETFs with savings plans, which was only partially thought through.

Now I've got rid of pretty much everything and have drawn up a very detailed plan with goals, milestones and when to pay in what.

Individual items, such as $MO (-0,23 %) , $O (+0,13 %) and $ATO (-2,12 %) I still have in my portfolio, but I will part with them at a time that suits me.

I am now 21 years old and will start studying dual tax law in September.

This will earn me some money and I still have a part-time job.

My plan is to invest €500 a month in a savings plan.

iShares Core MSCI World (Acc)$IWDA (+0,1 %)

170€

Nasdaq 100 Covered Call (Dist)$QYLE (-1,46 %)

85 €

S&P Global Dividend Aristocrats (Dist)$ZPRG (-0,49 %)

80 €

Vanguard FTSE All-World High Div (Dist)$VHYL (-0,41 %)

65 €

iShares Nasdaq 100 (Acc)$CSNDX (+0,2 %)

50 €

FTSE Emerging Markets (Dist)$VFEM (-1,12 %)

50 €

As my salary will increase over the course of my studies and afterwards, I would like to increase my monthly savings installment by €50 each year. In addition, there will be an extra €2000 minimum per year and larger payments in individual years, such as my savings account in 2037, which will then be finished.

I also considered ETFs. I now have a mixture of distributing and accumulating. I am well aware that it would be better to only save in accumulating ETFs. However, I think it's more motivating and easier for me to receive the dividends and to realize that something is happening and I'm getting something. I will reinvest the dividends. I just don't know exactly how yet.

I'm currently considering whether I want to invest some of it or additionally in $BTC (-0,36 %) preferably with a savings plan (or maybe another platform where it's really Bitcoin).

If I do everything exactly as planned and achieve an average annual return of 7%, I will theoretically be able to live with 45/50 of it. According to my plan now, I would like to start shifting to purely distributing at 40/45 and save a little more depending on my life situation.

This would cap my pension and I would have something I could pass on to my children to give them some security.

You never know what life will bring. Maybe I'll manage to save more sooner or have setbacks and not make it according to plan, but I've made the plan with savings rates... rather pessimistic and hope that I can exceed my annual goals.

I look forward to hearing what you think about this.

$QYLE (-1,46 %)

Dear Community,

I have sold all my positions in the portfolio except for cryptos with a small profit. After deducting the KEST, I now have 90k available. I'm more into the dividend portfolio. Would only a dividend strategy with ETFs make sense now? I live in Austria. Especially when you consider the taxes, including withholding tax on dividend income here.

For example: 50% on $QYLE (-1,46 %) and distribute the rest to other dividend ETFs?

What do you think? Would be very grateful for recommendations and tips.

Kind regards