$CSPX (+1,47 %)
$CSNDX (+2,07 %)
In an insane moment, Fox News has just revealed in their latest poll that the only President to have a lower approval rating than Trump's first term at the 100-day mark is Trump in his 2nd term.
Puestos
252$CSPX (+1,47 %)
$CSNDX (+2,07 %)
In an insane moment, Fox News has just revealed in their latest poll that the only President to have a lower approval rating than Trump's first term at the 100-day mark is Trump in his 2nd term.
$CSPX (+1,47 %)
$CSNDX (+2,07 %)
$EXI2 (+1,42 %)
$IWDA (+1,3 %)
$EIMI (+0,75 %)
A dozen states filed suit against President Donald Trump and his administration on Wednesday, seeking an injunction declaring the new tariffs on foreign imports illegal.
After some studying and deeper reflection, I’ve decided to rebalance my portfolio with a more structured and consistent approach.
I’ve chosen not to sell my shares in Berkshire Hathaway (BRK.B) — I don’t see any real benefit in doing so right now. However, I’ve also decided I won’t continue buying more, as I’m shifting focus.
I initially held several individual stocks like JPM, CVX, etc., but I realized that managing and researching each one in-depth requires a lot of time and effort. That’s why I’ve decided to simplify and move toward a more ETF-based strategy.
Here’s how I’m allocating my monthly contributions:
Growth-focused equity portion (~65%):
Dividend-based income portion (~35%):
Right now the portfolio is still in the modeling phase, so there aren’t any visible results yet — but I expect to start seeing them in the coming months.
Feel free to follow me if you want to monitor the progress with me!
I don’t have a stable income yet, so I’m doing my best to allocate my savings — which are still quite limited — as wisely as I can. But I’m confident they’ll grow over time.
I often hear people say that in your 20s you should focus solely on growth — and I agree to some extent. Still, I also enjoy slowly building the foundation of the income stream I’d like to rely on in 25–30 years.
What do you think of this strategy? Any suggestions or feedback? 👇
The S&P 500 ETF is an exchange-traded fund that tracks the performance of the well-known US stock index S&P 500. The S&P 500 is one of the most important indices worldwide and comprises the 500 largest listed US companies measured by market capitalization. The best-known representatives in the index include companies such as Apple, Microsoft, Amazon, Alphabet (Google), Meta (Facebook), Tesla and many more. For investors, an S&P 500 ETF is a comparatively simple way to invest in the US stock market and benefit from its long-term growth potential.
What is an ETF?
An ETF is an investment fund that is traded on the stock exchange like a share. In contrast to actively managed funds, ETFs are managed passively. This means that they do not try to beat the market, but to replicate it as closely as possible. An ETF on the S&P 500 therefore invests in the companies included in the index - either in full or through a representative selection - in order to track their performance as closely as possible.
Advantages of an S&P 500 ETF
A major advantage of the S&P 500 ETF is its broad diversification. Buying a single ETF gives you exposure to 500 different companies from a variety of industries, including technology, healthcare, financials, consumer discretionary, industrials and more. This diversification significantly reduces risk compared to individual stocks.
Another advantage is the cost structure. As ETFs are passively managed, the management fees are generally significantly lower than for actively managed funds. The total expense ratio (TER) for S&P 500 ETFs is often less than 0.1%, which means that only a very small proportion of the invested assets is spent on management fees each year.
ETFs also impress with their high liquidity. As they are traded on the stock exchange, they can be bought and sold at any time during trading hours - similar to shares.
Historical development and returns
The S&P 500 has proven to be an extremely high-yielding index in recent decades. Historically, the average annual return - including dividends - has been around 7-10% (adjusted for inflation). Although this index is also subject to fluctuations, particularly in times of crisis such as the 2008 financial crisis or the COVID-19 pandemic, it has always recovered in the long term and reached new highs.
An investment in an S&P 500 ETF is therefore often recommended as a "buy-and-hold" strategy, i.e. as a long-term investment over many years or even decades. Particularly in combination with a regular savings plan, the compound interest effect can result in enormous asset growth.
Popular S&P 500 ETFs
There are numerous providers offering ETFs on the S&P 500. Among the best known are
These ETFs differ mainly in their fee structure, replication method (full or synthetic) and currency hedging.
Conclusion
An S&P 500 ETF is an attractive way to invest in the US equity market with little effort and low costs. It is suitable for both beginners and experienced investors who want to build up long-term assets. Despite the advantages, however, you should always bear in mind that an ETF also involves risks - especially market risk. However, if you have a long investment horizon, invest regularly and can withstand short-term fluctuations, you can lay a solid foundation for your investment with an S&P 500 ETF.
China is planning to raise tariffs on imports from the USA to 125 percent from Saturday. This is the Chinese government's response to the latest increase in US tariffs, which now amount to 145% on Chinese goods
The figures are official at the close of trading in America:
The MSCI World experiences its best trading day EVER (since 1986) with 9.7%. Even before 13.10.2008 with 8.8% and 21.10.1987 with 8.59%
The S&P500 experiences the third best trading day with 10.15% just behind 2 days in 2008 with 11.58% and 10.79%
The Nasdaq 100 also comes in third place with 12.05% behind 12.58% in 2008 and 18.77% in 2001
This means that 09.04.2025 will go down in history.
The figures were taken from the Ishares ETF, so may differ slightly from the index. And it was calculated in EUR. As the USD/EUR exchange rate is almost +-0 today, this should have little impact
1 - Opinion (not that some users cry again in the comments that a market forecast includes a forecast on Trump)
2 - SPX chart
3 - Which stocks are interesting
1 - So there's the tariff hammer and the crash. What now?
Trump's team is probably relying on the typical crash mechanisms.
The investors with the most capital can buy much longer and more in this crash and are not as affected by price losses due to their wealth. This means that the top 0.1% of the US will also benefit the most from this crash, so there are unlikely to be any major complaints from the US elite.
According to Project 2025, however, the plan for the next few years is to make the USA less dependent on foreign markets (rather stupid, as the United States exerts influence through the strength of its economy even without using the military)
To what extent this should and can be implemented is questionable for me, because American companies are only as valuable as long as they sell globally.
Here, the upper class will not sit around and wait for the basis of their wealth to be removed, especially if the rest of the world continues to act more or less globally.
So for me this attempt is more of a medium-term thing, either until Trump fires his advisors, until America gets rid of Trump or until they change their minds.
2 - Only the absolute basics $CSPX (+1,47 %)
Forward path:
As the SPX is massively dependent on technology stocks ->
It could also soon become very difficult with the suspected EU tariffs on services and a 50% increase in Chinese tariffs in the entire technology sector.
How much is questionable, however, as tariffs can also be lifted from one day to the next...
There is now upside potential in the short term, but with Trump's momentum on tariffs, it may simply go back to the 4500 area on bad news.
In the medium term, it looks particularly volatile due to Trump, I can imagine that we will see 4000 this year. But maybe Trump will back down (edit, 3 hours later: yes he will. As I said: volatility)
3 - Interesting stocks for me:
China $1810 (+0,73 %) ...
USA $SQ (+2,5 %) buy before the next trend in case of strong price losses
Japan $8001 (-0,65 %) diversified like hardly any other company
EU $AIR (-1,27 %) Defense boom take the next few years with the most normal valuation
I would take a more relaxed approach to buying dips in the near future, otherwise the cash will be gone very quickly.
If I am wrong somewhere, please correct me.
Due to the great dependence of the capital markets on America, political or structural changes in the USA represent a major risk for the entire market and also for global ETFs.
Trump and Musk are radically abolishing (or further reducing) controls on large companies in addition to creating a perfect divide in society.
But isn't the Project 2025 team interested in crashing the economy to facilitate refinancing and then even more debt? I mean, the paper is public...
And seriously: In the US, there were already only the absolutely necessary controls regarding the environment and social compatibility. With the abolition of entire authorities, it is only a matter of time before a company causes great damage to the social environment or the environment due to pure greed for profit, which then has a massive impact on companies in the medium term.
The regulatory authorities are there for something, they are not an invention of the evil left to steal money.
In addition, Trump's tax cuts will probably exceed the debt savings, even after he has taken on new ones (would estimate as early as 2026). Contrary to expectations, inflation has not decreased, especially food prices have continued to rise, tariffs will not cause these prices to fall again.
I will $VEU (+0,69 %) into the portfolio and thus slightly reduce the US $VWCE (+1,23 %) slightly lower.
In addition:
When it comes to individual stocks, I tend not to bet on America any more, if I do I'll wait for the setbacks that are sure to come this year.
America is only a hold for me.